BVA / Cordia Bancorp Inc. - SEC-arkiveringar, Årsredovisning, Fullmaktsutlåtande

Cordia Bancorp 15-12B

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number: 001-35852 CORDIA BANCORP, INC. (Exact name of registrant as specif

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 31, 2016 Cordia Bancorp Inc.

Cordia Bancorp POST-EFFECTIVE AMENDMENT NO. 1

As filed with the Securities and Exchange Commission on August 31, 2016 Registration No.

Cordia Bancorp POST-EFFECTIVE AMENDMENT NO. 1

As filed with the Securities and Exchange Commission on August 31, 2016 Registration No.

Cordia Bancorp POST-EFFECTIVE AMENDMENT NO. 1

As filed with the Securities and Exchange Commission on August 31, 2016 Registration No.

Cordia Bancorp RW

[LETTERHEAD OF CORDIA BANCORP INC.] August 31, 2016 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE Washington, DC 20549 Re: Cordia Bancorp Inc. Request for Withdrawal of Registration Statement on Form S-3 (File No. 333-197263) Ladies and Gentlemen: Pursuant to Rule 477 promulgated under the Securities Act of 1933, as amended, the undersigned regist

CORDIA BANCORP INC. SHAREHOLDERS APPROVE MERGER WITH FIRST CITIZENS BANK

Exhibit 99.1 News Release Contacts: For Immediate Release Barbara Thompson Mark Severson August 11, 2016 First Citizens Bank Cordia Bancorp 919.716.2716 804.763.1322 CORDIA BANCORP INC. SHAREHOLDERS APPROVE MERGER WITH FIRST CITIZENS BANK RALEIGH, N.C., and MIDLOTHIAN, Va. ? First-Citizens Bank & Trust Company (First Citizens) and Cordia Bancorp Inc. (Cordia) announced today that Cordia?s sharehol

CORDIA BANCORP INC. SHAREHOLDERS APPROVE MERGER WITH FIRST CITIZENS BANK

Exhibit 99.1 News Release Contacts: For Immediate Release Barbara Thompson Mark Severson August 11, 2016 First Citizens Bank Cordia Bancorp 919.716.2716 804.763.1322 CORDIA BANCORP INC. SHAREHOLDERS APPROVE MERGER WITH FIRST CITIZENS BANK RALEIGH, N.C., and MIDLOTHIAN, Va. ? First-Citizens Bank & Trust Company (First Citizens) and Cordia Bancorp Inc. (Cordia) announced today that Cordia?s sharehol

Cordia Bancorp FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2016 Cordia Bancorp Inc.

Cordia Bancorp FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 11, 2016 Cordia Bancorp Inc.

Cordia Bancorp FORM 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2016 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizatio

Cordia Bancorp DEFM14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Cordia Bancorp PREM14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2016 Cordia Bancorp Inc.

Agreement and Plan of Merger By and Among Cordia Bancorp Inc., Bank of Virginia, First-Citizens Bank & Trust Company FC Merger Subsidiary I, Inc. Effective as of May 19, 2016 Table of Contents

Exhibit 2.1 Agreement and Plan of Merger By and Among Cordia Bancorp Inc., Bank of Virginia, First-Citizens Bank & Trust Company and FC Merger Subsidiary I, Inc. Effective as of May 19, 2016 Table of Contents Page Article I. Definitions 1.01. Acquisition Agreement and Acquisition Proposal 2 1.02. Aggregate Merger Consideration 2 1.03. Agreement 2 1.04. Annual Report 2 1.05. Appraisal Rights 2 1.06

FIRST CITIZENS BANK AND CORDIA BANCORP INC. ANNOUNCE MERGER AGREEMENT

Exhibit 99.1 News Release Contacts: For Immediate Release Barbara Thompson O.R. (Ed) Barham Jr. May 20, 2016 First Citizens Bank Cordia Bancorp 919.716.2716 804.763.1322 FIRST CITIZENS BANK AND CORDIA BANCORP INC. ANNOUNCE MERGER AGREEMENT RALEIGH, N.C., and MIDLOTHIAN, Va. ? First-Citizens Bank & Trust Company (known as First Citizens Bank) and Cordia Bancorp Inc. announced today the signing of a

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2016 Cordia Bancorp Inc.

DIRECTOR’S SUPPORT AGREEMENT

Exhibit 10.1 DIRECTOR?S SUPPORT AGREEMENT This Agreement (this ?Agreement?), dated as of May , 2016, is entered into by and between the undersigned director (?Director?) of Cordia Bancorp Inc., a Virginia corporation (?Cordia?), and First-Citizens Bank & Trust Company, a North Carolina bank (?FCB?). Capitalized terms used but not defined herein shall have the same meanings provided in the Merger A

FIRST CITIZENS BANK AND CORDIA BANCORP INC. ANNOUNCE MERGER AGREEMENT

Exhibit 99.1 News Release Contacts: For Immediate Release Barbara Thompson O.R. (Ed) Barham Jr. May 20, 2016 First Citizens Bank Cordia Bancorp 919.716.2716 804.763.1322 FIRST CITIZENS BANK AND CORDIA BANCORP INC. ANNOUNCE MERGER AGREEMENT RALEIGH, N.C., and MIDLOTHIAN, Va. ? First-Citizens Bank & Trust Company (known as First Citizens Bank) and Cordia Bancorp Inc. announced today the signing of a

DIRECTOR’S SUPPORT AGREEMENT

Exhibit 10.1 DIRECTOR?S SUPPORT AGREEMENT This Agreement (this ?Agreement?), dated as of May , 2016, is entered into by and between the undersigned director (?Director?) of Cordia Bancorp Inc., a Virginia corporation (?Cordia?), and First-Citizens Bank & Trust Company, a North Carolina bank (?FCB?). Capitalized terms used but not defined herein shall have the same meanings provided in the Merger A

Cordia Bancorp FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2016 Cordia Bancorp Inc.

Agreement and Plan of Merger By and Among Cordia Bancorp Inc., Bank of Virginia, First-Citizens Bank & Trust Company FC Merger Subsidiary I, Inc. Effective as of May 19, 2016 Table of Contents

Exhibit 2.1 Agreement and Plan of Merger By and Among Cordia Bancorp Inc., Bank of Virginia, First-Citizens Bank & Trust Company and FC Merger Subsidiary I, Inc. Effective as of May 19, 2016 Table of Contents Page Article I. Definitions 1.01. Acquisition Agreement and Acquisition Proposal 2 1.02. Aggregate Merger Consideration 2 1.03. Agreement 2 1.04. Annual Report 2 1.05. Appraisal Rights 2 1.06

Cordia Bancorp 10-Q (Quarterly Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2016 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizati

Cordia Bancorp Inc. Reports First Quarter 2016 Results CordiaGrad Divestiture in First Quarter

EX-99.1 2 exh991.htm PRESS RELEASE EXHIBIT 99.1 Cordia Bancorp Inc. Reports First Quarter 2016 Results CordiaGrad Divestiture in First Quarter MIDLOTHIAN, Va., May 16, 2016 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. (“Cordia”) (NASDAQ:BVA), parent company of Bank of Virginia, reported net loss of $(2.315) million, or $(0.35) per share, for the first quarter of 2015, compared to net income of $351,000,

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): May 16, 2016 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 001-35852 26-4700031 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

EMPLOYMENT AGREEMENT

EX-10.2 3 v438309ex10-2.htm EXHIBIT 10.2 EXHIBIT 10.2 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT made and entered into as of the 18th day of November, 2015, by and between CORDIA BANCORP INC., a Virginia corporation, (hereinafter together with its Affiliates called “Corporation"), BANK OF VIRGINIA (hereinafter called “Bank”) and DON H. ANDREE (hereinafter called "Employee") (collectively “the

EMPLOYMENT AGREEMENT

EX-10.1 2 v438309ex10-1.htm EXHIBIT 10.1 EXHIBIT 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT made and entered into as of the 9th day of November, 2015, by and between CORDIA BANCORP INC., a Virginia corporation, (hereinafter together with its Affiliates called “Corporation"), BANK OF VIRGINIA (hereinafter called “Bank”) and ROY I. BARZEL (hereinafter called "Employee") (collectively “the P

BVA / Cordia Bancorp Inc. / Zoeller Jack C - AMENDMENT NO. 1 Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No.

Cordia Bancorp DEF 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Cordia Bancorp FORM 10-K (Annual Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2015 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35852 Cordia Bancorp Inc. (Exact n

STOCK PURCHASE AGREEMENT

Exhibit 10.14 Certain confidential portions of this exhibit, including schedules and exhibits, have been filed separately with the Securities and Exchange Commission (the “SEC”) pursuant to a confidential treatment request filed in accordance with Rule 24b-2 of the Securities Exchange Act of 1934 and these confidential portions have been omitted from this exhibit. The location of each omitted port

List of Subsidiaries Registrant: Cordia Bancorp Inc.

Exhibit 21.1 List of Subsidiaries Registrant: Cordia Bancorp Inc. Subsidiary Percentage of Ownership Jurisdiction or State of Incorporation Bank of Virginia 100% Virginia

EX-99.1

EdgarFiling

Cordia Bancorp FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): March 3, 2016 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 001-35852 26-4700031 (State or Other Jurisdiction of Incorporation) (Commission File Numb

Cordia Bancorp FORM 8-K (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event Reported): March 1, 2016 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Identification

EX-99.1

EdgarFiling

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

8-K 1 v4246888k.htm CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 9, 2015 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorp

EMPLOYMENT AGREEMENT

EX-10.1 2 v424688ex10-1.htm EXHIBIT 10.1 Exhibit 10.1 EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT made and entered into as of the 9th day of November, 2015, by and between CORDIA BANCORP INC., a Virginia corporation, (hereinafter together with its Affiliates called “Corporation”), BANK OF VIRGINIA (hereinafter called “Bank”) and MARK A. SEVERSON (hereinafter called “Employee”) (collectively “th

Cordia Bancorp Inc. Reports Third Quarter Profit

Cordia Bancorp Inc. Reports Third Quarter Profit EXHIBIT 99.1 Cordia Bancorp Inc. Reports Third Quarter Profit MIDLOTHIAN, Va., Nov. 12, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (NASDAQ:BVA), parent company of Bank of Virginia, reported net income of $130,000 or $0.02 per share for the third quarter of 2015, compared to net income of $82,000, or $0.01 per share for the third quarter

Cordia Bancorp Inc. Reports Third Quarter Profit

EXHIBIT 99.1 Cordia Bancorp Inc. Reports Third Quarter Profit MIDLOTHIAN, Va., Nov. 12, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (NASDAQ:BVA), parent company of Bank of Virginia, reported net income of $130,000 or $0.02 per share for the third quarter of 2015, compared to net income of $82,000, or $0.01 per share for the third quarter of 2014. For the first nine months of 2015, net i

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): November 12, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Emp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2015 Commission File No. 001-35852

10-Q 1 v42273210q.htm FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2015 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdi

Cordia Bancorp Inc. Reports Second Quarter Profit

Cordia Bancorp Inc. Reports Second Quarter Profit EXHIBIT 99.1 Cordia Bancorp Inc. Reports Second Quarter Profit MIDLOTHIAN, Va., Aug. 24, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (NASDAQ:BVA), parent company of Bank of Virginia, reported net income of $236,000 or $0.04 per share for the second quarter of 2015, compared to a net loss of $270,000, or $(0.09) per share for the second q

Financial Statements and Exhibits, Results of Operations and Financial Condition

Form 8-K Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): August 24, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Emplo

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2015 Commission File No. 001-35852 Cordi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2015 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizatio

BVA / Cordia Bancorp Inc. / Zoeller Jack C - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Cordia Bancorp Inc.

Cordia Bancorp FORM NT 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 12b-25 NOTIFICATION OF LATE FILING SEC FILE NUMBER: 001-35852 CUSIP NUMBER: 218513109 (Check One): ? Form 10-K ? Form 20-F ? Form 11-K x Form 10-Q ? Form 10-D ? Form N-SAR ? Form N-CSR For Period Ended: June 30, 2015 ? Transition Report on Form 10-K ? Transition Report on Form 20-F ? Transition Report on Form 11-K ? Trans

Cordia Bancorp FORM 8-K FILING DOCUMENT (Current Report/Significant Event)

Form 8-K Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): August 5, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employ

Ed Barham Named CEO of Bank of Virginia

Ed Barham Named CEO of Bank of Virginia EXHIBIT 99.1 Ed Barham Named CEO of Bank of Virginia MIDLOTHIAN, Va., Aug. 5, 2015 (GLOBE NEWSWIRE) - Jack Zoeller, President and CEO of Cordia Bancorp Inc. (Nasdaq:BVA), parent of Bank of Virginia, today announced the hiring of O.R. (Ed) Barham, Jr. as President and Chief Executive Officer of the Bank. Mr. Barham, former CEO of StellarOne Corporation, will

Cordia Bancorp 8-K CURRENT REPORT (Current Report/Significant Event)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 27, 2015 Cordia Bancorp Inc.

Cordia Bancorp FORM 8-K FILING DOCUMENT (Current Report/Significant Event)

Form 8-K Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): May 20, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer

Cordia Bancorp to Initiate Stock Repurchase Program

EXHIBIT 99.1 Cordia Bancorp to Initiate Stock Repurchase Program MIDLOTHIAN, Va., May 20, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), the parent company of Bank of Virginia, announced today that it has authorized a stock repurchase program to acquire up to $500,000 of the Company's outstanding common stock. Repurchases will be conducted through open market purchases or thr

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2015 Commission File No. 001-35852 Cord

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2015 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizati

Cordia Bancorp FORM 8-K FILING DOCUMENT (Current Report/Significant Event)

Form 8-K Filing UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): May 7, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer

Cordia Bancorp Inc. Reports First Quarter 2015 Profit

Cordia Bancorp Inc. Reports First Quarter 2015 Profit EXHIBIT 99.1 Cordia Bancorp Inc. Reports First Quarter 2015 Profit MIDLOTHIAN, Va., May 7, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), parent company of Bank of Virginia, reported net income of $351,000, or $0.05 per share, for the first quarter of 2015, compared to a net loss of $284,000, $(0.10) per share, for the fir

Cordia Bancorp DEF 14A

DEF 14A 1 v407880def14a.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as per

List of Subsidiaries Registrant: Cordia Bancorp Inc.

Exhibit 21.1 List of Subsidiaries Registrant: Cordia Bancorp Inc. Subsidiary Percentage of Ownership Jurisdiction or State of Incorporation Bank of Virginia 100% Virginia

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2014 ¨ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2014 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35852 Cordia Bancorp Inc. (Exact n

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): March 4, 2015 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Identification

Cordia Bancorp Inc. Reports Fourth Quarter 2014 Profit

EXHIBIT 99.1 Cordia Bancorp Inc. Reports Fourth Quarter 2014 Profit Launched CordiaGrad, an Online Lending Platform to Refinance Student Loans MIDLOTHIAN, Va., March 4, 2015 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), parent company of Bank of Virginia, reported net income of $60,000 or $0.01 per share for the fourth quarter of 2014, compared to net income of $5,000 for the fou

BVA / Cordia Bancorp Inc. / FREESTONE CAPITAL MANAGEMENT LLC - SC 13G/A Passive Investment

SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* (Amendment No. 1) Cordia Bancorp Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 218513109 (CUSIP Number) December 31, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2015 Cordia Bancorp Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): November 6, 2014 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Identificat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2014 Commission File No. 001-35852

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2014 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organi

Cordia Bancorp Inc. Reports Third Quarter Profit

EXHIBIT 99.1 Cordia Bancorp Inc. Reports Third Quarter Profit Bank of Virginia Adds Two Richmond Branches and Four Loan Officers MIDLOTHIAN, Va., Nov. 6, 2014 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), parent company of Bank of Virginia, reported net income of $82,000 or $0.01 per share for the third quarter of 2014, compared to net income of $208,000 or $0.07 per share for th

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2014 Commission File No. 001-35852 Cordi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2014 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizatio

ARTICLES OF RESTATEMENT CORDIA BANCORP INC.

Exhibit 3 ARTICLES OF RESTATEMENT OF CORDIA BANCORP INC. The undersigned, on behalf of the corporation set forth below, pursuant to Title 13.1, Chapter 9, Article 11 of the Code of Virginia, states as follows: 1. The name of the corporation immediately prior to restatement is Cordia Bancorp Inc. 2. The restatement contains an amendment to the articles of incorporation. 3. The text of the amended a

Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 document.htm FORM 8-K FILING DOCUMENT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): August 6, 2014 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of I

Cordia Bancorp Inc. Reports Second Quarter Loss Driven by Asset Growth Costs

EXHIBIT 99.1 Cordia Bancorp Inc. Reports Second Quarter Loss Driven by Asset Growth Costs MIDLOTHIAN, Va., Aug. 6, 2014 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), parent company of Bank of Virginia, reported a net loss of $270,000 or $(0.09) per share for the second quarter of 2014, compared to net income of $261,000 or $0.09 per share for the second quarter of 2013. For the f

BVA / Cordia Bancorp Inc. / Grieve Peter W - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 Cordia Bancorp Inc.

1,400,437 SHARES OF NONVOTING COMMON STOCK 3,629,871 SHARES OF COMMON STOCK

Filed Pursuant to Rule 424(b)(3) Registration No. 333-197263 PROSPECTUS 1,400,437 SHARES OF NONVOTING COMMON STOCK 3,629,871 SHARES OF COMMON STOCK This prospectus covers the resale by the selling shareholders identified in this prospectus of up to an aggregate of (i) 1,400,437 shares of our nonvoting common stock, $0.01 par value per share (the “Nonvoting Common Stock”), that were issued upon the

BVA / Cordia Bancorp Inc. S-3/A - - AMENDMENT TO FORM S-3

As filed with the Securities and Exchange Commission on July 22, 2014 Registration No.

BVA / Cordia Bancorp Inc. / LYONS JOHN J - SC 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* CORDIA BANCORP INC. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 218513109 (CUSIP Number) June 25, 2014 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule purs

BVA / Cordia Bancorp Inc. S-3 - - S-3

As filed with the Securities and Exchange Commission on July 3, 2014 Registration No.

BVA / Cordia Bancorp Inc. S-8 - - FORM S-8

As filed with the Securities and Exchange Commission on July 3, 2014 Registration No.

Atlanta Augusta Charlotte Denver Dubai New York Oakland Raleigh San Diego San Francisco Seattle Silicon Valley Stockholm Taipei Tokyo Walnut Creek Washington Winston-Salem

Suite 900, 607 14th Street, NW Washington, DC 20005-2018 t 202 508 5800 f 202 508 5858 July 3, 2014 direct dial 202 508 5825 direct fax 202 204 5600 akaslow@kilpatricktownsend.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2014 Cordia Bancorp Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2014 Commission File No. 001-35852 Cord

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2014 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizati

- DEFINITIVE PROXY STATEMENTS

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K FILING DOCUMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): May 7, 2014 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Identification N

Cordia Bancorp Inc. Reports First Quarter Results

EXHIBIT 99.1 Cordia Bancorp Inc. Reports First Quarter Results Launches Growth Tied to $15.4 Million Equity Raise MIDLOTHIAN, Va., May 7, 2014 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. ("Cordia") (Nasdaq:BVA), parent company of Bank of Virginia, reported a net loss of $284,000 or $(0.10) per share for the first quarter of 2014, compared to net income of $222,000 or $0.08 per share for the first quart

- FORM PRER14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

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Suite 900 607 14th St., NW Washington DC 20005-2018 t 202 508 5800 f 202 508 5858 May 6, 2014 direct dial 202 508 5825 direct fax 202 204 5600 [email protected] VIA EDGAR Ms. Jessica Livingston Senior Staff Attorney U.S. Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Cordia Bancorp Inc. Preliminary Proxy Statement on Schedule 14A Filed April 11, 2014

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2014 Cordia Bancorp Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35852 Cordia B

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events, Changes in Control of Registrant

8-K 1 v3744038k.htm FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 8, 2014 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation)

Cordia Bancorp Completes $15 Million Capital Raise to Support Bank of Virginia Growth

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, April 10, 2014 CONTACT: Jack Zoeller, President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Cordia Bancorp Completes $15 Million Capital Raise to Support Bank of Virginia Growth MIDLOTHIAN, Va.

SECURITIES PURCHASE AGREEMENT

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of April 10, 2014, by and among Cordia Bancorp Inc., a Virginia corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). RECITALS A. The Company and each Purchaser

- FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 8, 2014 Cordia Bancorp Inc.

ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION CORDIA BANCORP INC.

Exhibit 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF CORDIA BANCORP INC. 1. Name of Corporation. The name of the Corporation is Cordia Bancorp Inc. 2. Text of Amendments. A. The third paragraph of Article III, Section B, subsection 1 of the Corporation’s Articles of Incorporation (the “Articles of Incorporation”) shall be amended to read as follows in order to reclassify undesigna

REGISTRATION RIGHTS AGREEMENT

Exhibit 10.2 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (this “Agreement”) is made and entered into as of April 10, 2014, by and among Cordia Bancorp Inc., a Virginia corporation (the “Company”), and the several purchasers signatory hereto (each a “Purchaser” and collectively, the “Purchasers”). This Agreement is made pursuant to the Securities Purchase Agreement, dated as of

ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION CORDIA BANCORP INC.

Exhibit 3.1 ARTICLES OF AMENDMENT TO THE ARTICLES OF INCORPORATION OF CORDIA BANCORP INC. 1. Name of Corporation. The name of the Corporation is Cordia Bancorp Inc. 2. Text of Amendments. A. The third paragraph of Article III, Section B, subsection 1 of the Corporation’s Articles of Incorporation (the “Articles of Incorporation”) shall be amended to read as follows in order to reclassify undesigna

REGISTRATION RIGHTS AGREEMENT

Exhibit 10.2 REGISTRATION RIGHTS AGREEMENT This Registration Rights Agreement (this “Agreement”) is made and entered into as of April 10, 2014, by and among Cordia Bancorp Inc., a Virginia corporation (the “Company”), and the several purchasers signatory hereto (each a “Purchaser” and collectively, the “Purchasers”). This Agreement is made pursuant to the Securities Purchase Agreement, dated as of

- FORM PRE 14A

SCHEDULE 14A INFORMATION Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.

Cordia Bancorp Completes $15 Million Capital Raise to Support Bank of Virginia Growth

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, April 10, 2014 CONTACT: Jack Zoeller, President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Cordia Bancorp Completes $15 Million Capital Raise to Support Bank of Virginia Growth MIDLOTHIAN, Va.

SECURITIES PURCHASE AGREEMENT

Exhibit 10.1 SECURITIES PURCHASE AGREEMENT This Securities Purchase Agreement (this “Agreement”) is dated as of April 10, 2014, by and among Cordia Bancorp Inc., a Virginia corporation (the “Company”), and each purchaser identified on the signature pages hereto (each, including its successors and assigns, a “Purchaser” and collectively, the “Purchasers”). RECITALS A. The Company and each Purchaser

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KILPATRICK TOWNSEND & STOCKTON LLP ATTORNEYS AT LAW 607 14th Street, N.W., Suite 900 Washington, D.C. 20005 April 11, 2014 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, DC 20549 Re: Cordia Bancorp Inc. Preliminary Proxy Materials Commission File No. 001-35852 Dear Sir or Madam: Cordia Bancorp Inc. (the "Company"), pursuant to the req

List of Subsidiaries Registrant: Cordia Bancorp Inc.

Exhibit 21.1 List of Subsidiaries Registrant: Cordia Bancorp Inc. Jurisdiction or State of Subsidiary Percentage of Ownership Incorporation Bank of Virginia 100% Virginia

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K For the fiscal year ended December 31, 2013 For the transition period from to Commission file number: 001-35852 Cordia Bancorp Inc. Registrant’s telephone number, inclu

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2013 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35852 Cordia Bancorp Inc. (Exact n

Cordia Bancorp Inc. Reports 2013 Earnings

EXHIBIT 99.1 Cordia Bancorp Inc. Reports 2013 Earnings Foundation Completed for Bank of Virginia Growth in 2014 MIDLOTHIAN, Va., March 5, 2014 (GLOBE NEWSWIRE) - Cordia Bancorp Inc. (the "Company") (Nasdaq:BVA), parent company of Bank of Virginia (the "Bank"), reported net income of $696 thousand or $0.27 per share for the year ended December 31, 2013, compared to a net loss of $544 thousand or ($

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K FILING DOCUMENT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event Reported): March 5, 2014 CORDIA BANCORP INC. (Exact Name of Registrant as Specified in Charter) Virginia 26-4700031 (State or Other Jurisdiction of Incorporation) (I.R.S. Employer Identification

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 26, 2014 Cordia Bancorp Inc.

Jack C. Zoeller Employment Agreement First Amendment

Exhibit 10.1 Jack C. Zoeller Employment Agreement First Amendment WHEREAS, Cordia Bancorp, Inc. (“Cordia”) and Jack C. Zoeller have previously entered into an employment agreement dated as of December 1, 2010 (the “Agreement”); WHEREAS, Section 20 of the Agreement provides that the parties may amend the Agreement by means of a written amendment executed by the parties; WHEREAS, the parties have ag

JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k)

EX-99.1 EXHIBIT 1 JOINT FILING STATEMENT PURSUANT TO RULE 13d-1(k) The undersigned acknowledge and agree that the foregoing statement on Schedule 13G is, and all subsequent amendments thereto shall be, filed on behalf of each of the undersigned pursuant to and in accordance with the provisions of Rule 13d-1(k) of Regulation 13D of the General Rules and Regulations under the Securities Exchange Act

BVA / Cordia Bancorp Inc. / FREESTONE CAPITAL MANAGEMENT LLC - SC 13G Passive Investment

SC 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* Cordia Bancorp Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 218513109 (CUSIP Number) December 31, 2013 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is fi

Financial Statements and Exhibits, Results of Operations and Financial Condition - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 14, 2013 Cordia Bancorp Inc.

Cordia Bancorp Inc. Reports Third Quarter Profit

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, November 14, 2013 CONTACT: Mark Severson, Executive Vice President & CFO, Cordia Bancorp 804-763-1322 NEWS RELEASE Cordia Bancorp Inc.

Inducement Restricted Stock Award Notice and Award Agreement CORDIA BANCORP, INC. INDUCEMENT RESTRICTED STOCK AWARD GRANT NOTICE AND AWARD AGREEMENT

EXHIBIT 99.2 Inducement Restricted Stock Award Notice and Award Agreement CORDIA BANCORP, INC. INDUCEMENT RESTRICTED STOCK AWARD GRANT NOTICE AND AWARD AGREEMENT As an inducement material to the decision by the holder listed below (the “Grantee”) to accept employment with Cordia Bancorp, Inc., a Virginia corporation (the “Company”), and pursuant to the offer letter dated August 29, 2013, the Compa

Note 2. Business Combination Note 3. Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended September 30, 2013 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organi

- S-8

S-8 1 v360330s8.htm S-8 As filed with the Securities and Exchange Commission on November 14, 2013 Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or o

Nonqualified Inducement Stock Option Grant Notice and Stock Option Agreement CORDIA BANCORP, INC. NONQUALIFIED INDUCEMENT STOCK OPTION GRANT NOTICE AND STOCK OPTION AGREEMENT

EXHIBIT 99.1 Nonqualified Inducement Stock Option Grant Notice and Stock Option Agreement CORDIA BANCORP, INC. NONQUALIFIED INDUCEMENT STOCK OPTION GRANT NOTICE AND STOCK OPTION AGREEMENT As an inducement material to the decision by the individual listed below (the “Optionee”) to accept employment with Cordia Bancorp, Inc., a Virginia corporation, (the “Company”), and pursuant to the offer letter

Opinion of Kilpatrick Townsend & Stockton LLP

EXHIBIT 5.0 Opinion of Kilpatrick Townsend & Stockton LLP Suite 900, 607 14th Street, NW Washington, DC 20005-2018 t 202 508 5800 f 202 508 5858 November 14, 2013 direct dial 202 508 5825 direct fax 202 204 5600 [email protected] Board of Directors Cordia Bancorp Inc. 11730 Hull Street Road Midlothian, Virginia 23112 Re: Registration Statement on Form S-8 Board Members: We have acted

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 16, 2013 Cordia Bancorp Inc.

Mark Severson Named CFO of Cordia Bancorp, Bank of Virginia

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, September 19, 2013 CONTACT: Jack Zoeller, Chairman & CEO, 804-763-1333 NEWS RELEASE Mark Severson Named CFO of Cordia Bancorp, Bank of Virginia MIDLOTHIAN, Va.

Cordia Bancorp Announces Lifting of Bank of Virginia Regulatory Agreement

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, August 15, 2013 CONTACT: Jack Zoeller, President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Cordia Bancorp Announces Lifting of Bank of Virginia Regulatory Agreement MIDLOTHIAN, VA – Cordia Bancorp Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2013 Cordia Bancorp Inc.

Cordia Bancorp Inc. Reports Second Quarter Profit

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Thursday, August 15, 2013 CONTACT: Jack Zoeller, President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Cordia Bancorp Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2013 Commission File No. 001-35852 Cordi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2013 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizatio

Financial Statements and Exhibits

8-K/A 1 v3476478ka.htm AMENDMENT TO FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2013 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99.1 REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM To the Board of Directors and Stockholders Bank of Virginia Midlothian, Virginia We have audited the accompanying balance sheets of Bank of Virginia as of December 31, 2012 and 2011, and the related statements of operations, comprehensive income (loss), changes in stockholders' equity, and cash flows for the years then ended. The

UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION

EX-99.2 3 v347647ex99-2.htm EXHIBIT 99.2 Exhibit 99.2 UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION The following unaudited pro forma condensed combined balance sheet as of December 31, 2012 and the unaudited pro forma combined statement of operations for the year ended December 31, 2012 have been presented to give effect to and show the pro forma impact on our historical financial

Cordia Bancorp Inc. Reports Profit for First Quarter 2013 Bank of Virginia Subsidiary Adds $71 Million in Loans

FOR IMMEDIATE RELEASE FOR MORE INFORMATION Monday, May 20, 2013 CONTACT: Jack Zoeller, President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Cordia Bancorp Inc.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2013 Cordia Bancorp Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2013 Commission File No. 001-35852 Cord

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2013 Commission File No. 001-35852 Cordia Bancorp Inc. (Exact name of registrant as specified in its charter) Virginia 26-4700031 (State or other jurisdiction of incorporation or organizati

- S-8

As filed with the Securities and Exchange Commission on May 2, 2013 Registration No.

Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2013 Cordia Bancorp Inc.

List of Subsidiaries Registrant: Cordia Bancorp Inc.

Exhibit 21.1 List of Subsidiaries Registrant: Cordia Bancorp Inc. Subsidiary Percentage of Ownership Jurisdiction or State of Incorporation Bank of Virginia 100% Virginia

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 ¨ TRANSITION REPORT PURSUANT TO SECTI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-35852 Cordia Bancorp Inc. (Exact n

- FORM 8-K12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 29, 2013 Cordia Bancorp Inc.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2013 Cordia Bancorp Inc.

Bank of Virginia 11730 Hull Street Road Midlothian, Virginia 23112 NOTICE OF SPECIAL MEETING OF SHAREHOLDERS Additional Information Cordia Bancorp Inc. 11730 Hull Street Road Midlothian, Virginia 23112 (804) 744-7576 Attn: Investor Relations TABLE OF

Filed Pursuant to Rule 424(b)(3) Reg. No.: 333-186087 Dear Shareholder: On August 28, 2012, Cordia Bancorp Inc. (which we refer to as “Cordia”) and Bank of Virginia (which we refer to as “BOVA”) entered into an agreement and plan of share exchange (which we refer to as the “share exchange agreement”) providing for the exchange of shares of BOVA common stock held by persons other than Cordia for sh

- AMENDENT NO. 2 TO FORM S-4

As filed with the Securities and Exchange Commission on February 8, 2013. Registration No. 333-186087 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 2 TO THE Form S-4/A REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 6022 26-4700031 (State or other jurisd

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CORRESP 1 filename1.htm February 6, 2013 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, DC 20549 Re: Cordia Bancorp Inc. Registration Statement on Form S-4 Request for Acceleration of Effectiveness File No. 333-186087 Ladies and Gentlemen: Cordia Bancorp, Inc. (the “Company”) hereby requests that the effectiveness of the above-referen

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February 6, 2013 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street, NE Washington, DC 20549 Re: Cordia Bancorp Inc. Registration Statement on Form S-4 Request for Acceleration of Effectiveness File No. 333-186087 Ladies and Gentlemen: Sandy Spring Bancorp, Inc. (the “Company”) hereby requests that the effectiveness of the above-referenced Registration S

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Suite 900, 607 14th Street, NW Washington, DC 20005-2018 t 202 508 5800 f 202 508 5858 February 6, 2013 direct dial 202 508 5825 direct fax 202 204 5600 akaslow@kilpatricktownsend.

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT THIS SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of , 2013 is by and among CORDIA BANCORP INC.

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT THIS SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of , 2013 is by and among CORDIA BANCORP INC.

BANK OF VIRGINIA 11730 Hull Street Road Midlothian, Virginia 23112 (804) 744-7576 Special Meeting of Stockholders March 27, 2013 11:30 a.m., Local Time THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS

EX-99.1 10 v333429ex99-1.htm EXHIBIT 99.1 BANK OF VIRGINIA 11730 Hull Street Road Midlothian, Virginia 23112 (804) 744-7576 Special Meeting of Stockholders March 27, 2013 11:30 a.m., Local Time THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS The undersigned hereby appoints Jack Zoeller and Peter W. Grieve, each with full power of substitution, to act as proxy for the undersigned, and t

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Suite 900, 607 14th Street, NW Washington, DC 20005-2018 t 202 508 5800 f 202 508 5858 direct dial 202 508 5825 February 1, 2013 direct fax 202 204 5600 akaslow@kilpatricktownsend.

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT THIS SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of , 2013 is by and among CORDIA BANCORP INC.

- FORM S-4/A

As filed with the Securities and Exchange Commission on February 1, 2013. Registration No. 333-186087 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-EFFECTIVE AMENDMENT NO. 1 TO THE Form S-4/A REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 6022 26-4700031 (State or other jurisd

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT THIS SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of , 2013 is by and among CORDIA BANCORP INC.

AMENDED AND RESTATED STOCK PURCHASE AGREEMENT

AMENDED AND RESTATED STOCK PURCHASE AGREEMENT THIS AMENDED AND RESTATED STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of the day of , 2013 (the “Effective Date”) is by and among CORDIA BANCORP INC.

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT

SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT THIS SECOND AMENDED AND RESTATED FOUNDER STOCK PURCHASE AGREEMENT (the “Agreement”) dated as of , 2013 is by and among CORDIA BANCORP INC.

INCENTIVE STOCK OPTION AWARD AGREEMENT FOR THE BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN

INCENTIVE STOCK OPTION AWARD AGREEMENT FOR THE BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN This Award Agreement is provided to [NAME] (the “Participant”) by Bank of Virginia (the “Bank”) as of [DATE] (the “Grant Date”), the date the Committee of the Board of Directors (the “Committee”) granted the Participant the right and option to purchase shares of Stock pursuant to the Bank of Virginia 2011 Stock Incentive Plan (the “2011 Plan”), subject to the terms and conditions of the 2011 Plan and this Award Agreement: 1.

CORDIA BANCORP, INC. NONQUALIFIED STOCK OPTION

CORDIA BANCORP, INC. NONQUALIFIED STOCK OPTION I. NOTICE OF GRANT OF STOCK OPTION Participant: Richard Dickenson Date of Grant: June 8, 2012 Number of Option Shares: 20,000 Shares Exercise Price: $5.05 per Share Vesting Schedule: Exercisable as to 5,000 Shares on February 28, 2013 and as to an additional 5,000 Shares on each anniversary of such date until fully exercisable Option Expiration Date:

POWER OF ATTORNEY

POWER OF ATTORNEY KNOW ALL PERSONS BY THESE PRESENTS, that each of the undersigned directors and officers of Cordia Bancorp Inc.

BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN

BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN 1. Purpose. The purpose of this 2011 Stock Incentive Plan (the “Plan”) is to aid Bank of Virginia (the “Bank”), in attracting, retaining, motivating and rewarding employees and non-employee directors of the Bank or its Affiliates, to provide for equitable and competitive compensation opportunities, to recognize individual contributions and reward achievem

BANK OF VIRGINIA 2005 STOCK OPTION PLAN ARTICLE I Definitions

BANK OF VIRGINIA 2005 STOCK OPTION PLAN ARTICLE I Definitions 1.01 Affiliate means any entity that is a subsidiary corporation of the Company. For this purpose, “subsidiary corporation” means any corporation (other than the Company) in an unbroken chain of corporations beginning with the Company if, at the time of the granting of the Option one or more of the corporations other than the last corpo

- FORM S-4

As filed with the Securities and Exchange Commission on January 18, 2013. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 6022 26-4700031 (State or other jurisdiction of incorporation or organization) (Pri

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. VIRGINIA BUREAU OF FINANCIAL INSTITUTIONS RICHMOND, VIRGINIA

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

ARTICLES OF RESTATEMENT CORDIA BANCORP INC.

ARTICLES OF RESTATEMENT OF CORDIA BANCORP INC. The undersigned, on behalf of the corporation set forth below, pursuant to Title 13.1, Chapter 9, Article 11 of the Code of Virginia, states as follows: 1. The name of the corporation immediately prior to restatement is Cordia Bancorp Inc. 2. The restatement contains an amendment to the articles of incorporation. 3. The text of the amended and restate

BYLAWS CORDIA BANCORP INC. ARTICLE I Principal Office

BYLAWS OF CORDIA BANCORP INC. ARTICLE I Principal Office The principal office of Cordia Bancorp Inc. (herein the “Corporation”) shall be at 11730 Hull Street Road, Midlothian, Virginia 23112. ARTICLE II Shareholders SECTION 1. Place of Meetings. All annual and special meetings of shareholders shall be held at the principal office of the Corporation or at such other place within the United States a

BANK OF VIRGINIA 2005 STOCK OPTION PLAN

BANK OF VIRGINIA 2005 STOCK OPTION PLAN EMPLOYEE STOCK OPTION AGREEMENT THIS AGREEMENT made and entered into as of the 16th day of June, 2005, between Bank of Virginia, a Virginia corporation, (hereinafter called the “Company”) and , (hereinafter called the “Employee”).

EMPLOYMENT AGREEMENT

EMPLOYMENT AGREEMENT THIS EMPLOYMENT AGREEMENT (the “Agreement”), made and entered into as of the 1st day of December, 2010, by and between CORDIA BANCORP INC.

BANK OF VIRGINIA 2005 STOCK OPTION PLAN DIRECTOR STOCK OPTION AGREEMENT

BANK OF VIRGINIA 2005 STOCK OPTION PLAN DIRECTOR STOCK OPTION AGREEMENT THIS AGREEMENT made and entered into as of the 16th day of June, 2005, between Bank of Virginia, a Virginia corporation, (hereinafter called the “Company”) and , (hereinafter called the “Director”), WHEREAS, the Company has determined that it is in the best interests of the Company to provide an incentive to Director to acquir

SUBSIDIARIES OF THE REGISTRANT

SUBSIDIARIES OF THE REGISTRANT The following is a list of all subsidiaries of the Registrant Name Jurisdiction of Incorporation Bank of Virginia Virginia

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

CONSENT OF PERSON DESIGNATED TO SERVE ON THE BOARD OF DIRECTORS OF CORDIA BANCORP INC.

NON-STATUTORY STOCK OPTION AWARD AGREEMENT FOR THE BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN

NON-STATUTORY STOCK OPTION AWARD AGREEMENT FOR THE BANK OF VIRGINIA 2011 STOCK INCENTIVE PLAN This Award Agreement is provided to [NAME] (the “Participant”) by Bank of Virginia (the “Bank”) as of [DATE] (the “Grant Date”), the date the Committee of the Board of Directors (the “Committee”) granted the Participant the right and option to purchase shares of Stock pursuant to the Bank of Virginia 2011 Stock Incentive Plan (the “2011 Plan”), subject to the terms and conditions of the 2011 Plan and this Award Agreement: 1.

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Suite 900, 607 14th Street, NW Washington, DC 20005-2018 t 202 508 5800 f 202 508 5858 January 11, 2013 direct dial 202 508 5825 direct fax 202 204 5600 akaslow@kilpatricktownsend.

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As filed with the Securities and Exchange Commission on , 2013. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 6022 26-4700031 (State or other jurisdiction of incorporation or organization) (Primary Stand

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As filed with the Securities and Exchange Commission on , 2012. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form S-4 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 CORDIA BANCORP INC. (Exact name of registrant as specified in its charter) Virginia 6022 26-4700031 (State or other jurisdiction of incorporation or organization) (Primary Stand

Merger Prospectus -

Filed by Cordia Bancorp Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Bank of Virginia FOR IMMEDIATE RELEASE Tuesday, August 28, 2012 FOR MORE INFORMATION CONTACT: Jack Zoeller, Chairman & CEO, Bank of Virginia President & CEO, Cordia Bancorp 804-763-1333 NEWS RELEASE Bank of Virginia Announces $5 Million Capital Raise, Plan to Reorganize as Wholly Owned Subsidiary of