RLBS / Reliance Bancshares, Inc. - SEC-arkiveringar, Årsredovisning, Fullmaktsutlåtande

Reliance Bancshares, Inc.
US ˙ OTC
DENNA SYMBOL ÄR INTE LÄNGRE AKTIV

Grundläggande statistik
CIK 1397771
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Reliance Bancshares, Inc.
SEC Filings (Chronological Order)
Denna sida innehåller en komplett, kronologisk lista över SEC-arkiveringar, exklusive ägande-arkiveringar som vi tillhandahåller på andra ställen.
March 29, 2013 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100%

Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100%

March 29, 2013 EX-99.2

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST #595

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc.

March 29, 2013 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2012 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-52588 RELIANCE BANCSHARES, INC. (Exact name of registrant as spe

March 29, 2013 EX-99.1

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST #595

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc.

December 31, 2012 S-8 POS

- S-8 POS

AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON DECEMBER 31, 2012 Registration Statement No.

December 31, 2012 S-8 POS

- S-8 POS

AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON DECEMBER 31, 2012 Registration Statement No.

December 31, 2012 S-8 POS

- S-8 POS

AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON DECEMBER 31, 2012 Registration Statement No.

December 21, 2012 8-K

Submission of Matters to a Vote of Security Holders - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): December 18, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File N

December 18, 2012 EX-99.1

Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that,

a2012121812724 Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended.

December 18, 2012 8-K

Regulation FD Disclosure, Financial Statements and Exhibits, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): December 18, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File N

November 16, 2012 EX-99.1

RELIANCE BANCSHARES REPORTS THIRD QUARTER NET INCOME Company Continues to Make Significant Progress

PRESS RELEASE FOR FURTHER INFORMATION At The Vandiver Group, Inc (314) 606-1878 (cell) Andy Likes, Sr.

November 16, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 16, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File N

November 14, 2012 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2012 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARE

August 6, 2012 10-Q

Quarterly Report -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2012 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARES, IN

July 27, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 27, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Numbe

July 27, 2012 EX-99.1

6/30/2012 3/31/12 12/31/11 12/31/10 Nonperforming loans $60.9 million $81.1 million $104.3 million $171.1 million Nonperforming assets* $99.0 million $110.5 million $139.4 million $202.1 million Watch list loans ** $144.1 million $217.6 million $246.

RELIANCE BANCSHARES, INC. REPORTS IMPROVED SECOND QUARTER 2012 RESULTS ST. LOUIS, July 27, 2012 - Reliance Bancshares, Inc. continues to make significant progress in its return to profitability as evidenced by the results of the quarter ended June 30, 2012. Key Financial Metrics • Dramatically improved asset quality. • Major and continued decrease in nonperforming loans. • Significant reduction in

June 29, 2012 EX-99.1

RELIANCE BANCSHARES, INC. 2005 EMPLOYEE STOCK PURCHASE PLAN (As Amended Effective June 29, 2012)

Exhibit 99.1 RELIANCE BANCSHARES, INC. 2005 EMPLOYEE STOCK PURCHASE PLAN (As Amended Effective June 29, 2012) 1. ESTABLISHMENT, PURPOSE AND TERM OF PLAN. 1.1Establishment. Reliance Bancshares, Inc., a Missouri corporation, hereby establishes the Reliance Bancshares, Inc. 2005 Employee Stock Purchase Plan (the “Plan”) effective as of January 19, 2005 (the “Effective Date”), with Amendments effectiv

June 29, 2012 S-8

- S-8

AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON JUNE 29, 2012 Registration Statement No.

May 15, 2012 10-Q

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2012 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARES, I

May 4, 2012 8-K

Other Events - 8-K

8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) May 4, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or Other Jurisdiction of Incorporation) (Commissio

April 30, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 27, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (

April 27, 2012 15-12G

- FORM 15

Form 15 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 000-52588 RELIANCE BANCSHARES, INC. (Exact name of registrant as spec

April 27, 2012 EX-3.3

AMENDMENT NO. 1 TO THE BYLAWS RELIANCE BANCSHARES, INC.

EXHIBIT 3.3 AMENDMENT NO. 1 TO THE BYLAWS OF RELIANCE BANCSHARES, INC. WHEREAS, the Board of Directors of Reliance Bancshares, Inc., a Missouri corporation (“Reliance”), has determined that it is in the best interests of the corporation and its shareholders to establish flexibility in scheduling the annual meeting of shareholders so that it may be held at the most opportune time possible; and WHER

April 27, 2012 EX-99.1

3/31/12 12/31/11 Net charge-offs (first quarter) $2.1 million $5.4 million Nonperforming loans $81.1 million $104.3 million Nonperforming assets* $110.5 million $139.4 million Reserve for possible loan losses $31.9 million $31.4 million

RELIANCE BANCSHARES, INC. REPORTS IMPROVED FIRST QUARTER 2012 RESULTS ST. LOUIS, April 27, 2012 - Reliance Bancshares, Inc. today announced improved financial and operating results for the first quarter ended March 31, 2012. Key Financial Metrics • Net income of $719 thousand for the first quarter of 2012, compared to a net loss of $5.2 million for the first quarter of 2011. • Nonperforming loans

April 27, 2012 10-K/A

Annual Report - FORM 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-K/A (Amendment No. 1) þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-52588 RELIANCE BANCSHARES, INC. (Exact name

April 27, 2012 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 20, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File Numbe

April 27, 2012 EX-10.25

RELIANCE BANCSHARES, INC. 10401 Clayton Road Frontenac, Missouri 63105 April 26, 2011

RELIANCE BANCSHARES, INC. 10401 Clayton Road Frontenac, Missouri 63105 April 26, 2011 Mr. Patrick R. Gideon 201 NW Highway 26 Topeka, Kansas 66608 Dear Pat: The purpose of this letter is to set forth the terms and conditions of your employment by Reliance Bancshares, Inc. ("Reliance") as its Non-Executive Chairman of the Board. As a director you are fully aware of the concerns of the Reliance Boar

April 27, 2012 EX-10.26

PROMISSORY NOTE Principal Loan Date Maturity Loan No Call / Coll Account Officer Initials $200,000.00 09/29/2011 09/29/2012 References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular

PROMISSORY NOTE Principal Loan Date Maturity Loan No Call / Coll Account Officer Initials $200,000.

April 27, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 27, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Numb

March 30, 2012 10-K

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 000-52588 RELIANCE BANCSHARES, INC. (Exact name of registrant as spe

March 30, 2012 EX-99.1

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST #595

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc.

March 30, 2012 EX-99.2

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST #595

Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc.

March 30, 2012 EX-22.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

March 1, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) February 25, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File Nu

March 1, 2012 EX-99.1

I0401 CLAYTON ROAD PATRICK R. GIDEON FRONTENAC, MO 63131 Chairman TEL: 314.569.7200 FAX: 314.569.7300 reliancebancshares.com

EX-99.1 2 letter02252012.htm EX-99.1 I0401 CLAYTON ROAD PATRICK R. GIDEON FRONTENAC, MO 63131 Chairman TEL: 314.569.7200 FAX: 314.569.7300 reliancebancshares.com February 25, 2012 Board of Directors Reliance Bancshares, Inc. 10401 Clayton Road Frontenac, MO 63131 Dear Gentlemen, At your express request, this letter shall serve as my resignation as the non-executive chairman of the Board and as a m

February 17, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 17, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File N

February 17, 2012 EX-99.1

12/31/11 12/31/10 Net charge-offs (12 months) $29.7 million $36.4 million Nonperforming loans $104.3 million $171.1 million Nonperforming assets* $139.4 million $202.1 million Reserve for possible loan losses $31.4 million $37.3 million

RELIANCE BANCSHARES, INC. ANNOUNCES IMPROVED FOURTH QUARTER AND YEAR-END 2011 RESULTS ST. LOUIS, February 17, 2012 - Reliance Bancshares, Inc. today announced financial and operating results for the fourth quarter and year ended December 31, 2011. Key Financial Metrics • Nonperforming loans decreased $17.7 million in the fourth quarter 2011. For the full year 2011, non-performing loans decreased 3

February 17, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) February 14, 2012 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File Nu

December 23, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) November 15, 2011 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) November 15, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File Nu

December 2, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) November 28, 2011 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) November 28, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File Nu

November 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2011 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARE

October 28, 2011 EX-99.1

Originated In Florida All other Total Net charge-offs (quarter ended 9/30/2011) $0.9 million $3.8 million $4.7 million Net charge-offs (quarter ended 9/30/2010) $5.4 million $8.7 million $14.1 million Nonperforming loans (9/30/2011) $19.1 million $10

RELIANCE BANCSHARES, INC. ANNOUNCES SIGNIFICANT PROGRESS WITH THIRD QUARTER 2011 RESULTS ST. LOUIS, October 28, 2011 - Reliance Bancshares, Inc. today announced financial and operating results for the third quarter ended September 30, 2011. Key Third Quarter Metrics • Nonperforming loans have now decreased three consecutive quarters through September 30, 2011, totaling $49.1 million or 28.7%. • Ne

October 28, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 28, 2011 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 28, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Nu

September 21, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) September 19, 2011 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) September 19, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File N

August 12, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2011 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARES, IN

July 25, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 22, 2011 RELIANCE BANCSHARES

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 22, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 43-1823071 (State or other jurisdiction of 000-52588 (I.R.S. Employer inco

July 25, 2011 EX-99.1

Originated In Florida All other Total Net Charge-offs (quarter ended 6/30/2011) $ 0.3 million $ 6.3 million $ 6.6 million Net Charge-offs (quarter ended 6/30/2010) $ 3.9 million $ 2.3 million $ 6.2 million Non-performing Loans (6/30/2011) $ 20.5 mill

exv99w1 Exhibit 99.1 News FOR IMMEDIATE RELEASE Contact: Thomas T. Cooke (314) 378-7800 [email protected] Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES SECOND QUARTER, 2011 RESULTS ST. LOUIS, July 22, 2011 — Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its second quarter, 2011 results. Problem loans decreased $38.9 million since D

July 20, 2011 EX-10.1

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between RELIANCE BANCSHARES, INC. Des Peres, Missouri and FEDERAL RESERVE BANK OF ST.LOUIS St. Louis, Missouri Docket No. 1

EX-10.1 2 a071411doc.htm EX-10.1 UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between RELIANCE BANCSHARES, INC. Des Peres, Missouri and FEDERAL RESERVE BANK OF ST.LOUIS St. Louis, Missouri Docket No. 11-071-WA/RB-HC WHEREAS, Reliance Bancshares, Inc., Des Peres, Missouri ("Reliance"), a registered bank holding compan

July 20, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 14, 2011 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 14, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Numbe

July 1, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): June 30, 2011 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): June 30, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number) Commissi

May 13, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q R Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2011 or o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission File Number: 000-52588 RELIANCE BANCSHARES

May 6, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 3, 2011 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 3, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (File Number) Commissio

May 6, 2011 EX-99.1

EX-99.1

exv99w1 Exhibit 99.1 Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that, in making any such statements, our expectations are based on reasonable assumptions, any such statements may be influenced by fac

May 6, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 3, 2011 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported): May 3, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or Other Jurisdiction (Commission (IRS Employer

May 4, 2011 EX-99.1

Reliance Bancshares, Inc. Announces Annual Shareholder Meeting Results

Exhibit 99.1 Reliance Bancshares, Inc. Announces Annual Shareholder Meeting Results SAINT LOUIS, May 4, 2011 — Reliance Bancshares, Inc. (RLBS) the parent company of Reliance Bank and Reliance Bank, FSB today announced the election results from its 2011 Annual Shareholder Meeting held on Tuesday, May 3rd. Shareholders elected four Class III Directors to three-year terms expiring in 2014. Robert M.

May 4, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2011 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Nu

May 4, 2011 EX-99.1

Originated In Florida All other Total Net Charge-offs (quarter ended 3/31/11) $(.02) million $5.6 million $5.4 million Net Charge-offs (quarter ended 3/31/10) $2.1 million $5.1 million $7.2 million Non-performing Loans (3/31/2011) $22.1 million $134.

exv99w1 Exhibit 99.1 Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FIRST QUARTER, 2011 RESULTS ST. LOUIS, May 4, 2011 — Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its first quarter, 2011 results and reports a net loss of $5.192 million. Net loss for the first quarter of 2010 was $2.499 million. The loss is attributable to the prolonged,

May 4, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) May 3, 2011 RELIANCE BANCSHARES, I

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) May 3, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or Other Jurisdiction (Commission (IRS Employer o

April 28, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 25, 2011 RELIANCE BANCSHARE

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 25, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number) Co

April 28, 2011 EX-99.1

Patrick R. Gideon Named Non-Executive Chairman of Reliance Bancshares, Inc.

exv99w1 Exhibit 99.1 NEWS FOR IMMEDIATE RELEASE Contact: Thomas Cooke (314) 378-7800 [email protected] Patrick R. Gideon Named Non-Executive Chairman of Reliance Bancshares, Inc. SAINT LOUIS, April 28, 2011 — Reliance Bancshares, Inc. (RLBS) the parent company of Reliance Bank and Reliance Bank, FSB today announced that its Board of Directors elected Reliance Director Patrick R. Gideon No

April 7, 2011 DEFR14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

defr14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 5, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 30, 2011 EX-99.1

By: Name: /s/ Allan D. Ivie, IV Allan D. Ivie, IV Title: President, and CEO (Principal Executive Officer)

exv99w1 Exhibit 99.1 Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST#595 I, Allan D. Ivie, IV, President and Chief Executive Officer certify, based on my knowledge, that: (i) The compensation committee of Reliance Bancshares, Inc. has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part of the most re

March 30, 2011 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

March 30, 2011 EX-99.2

By: /s/ Dale E. Oberkfell Name: Dale E. Oberkfell Title: Chief Financial Officer (Principal Financial and Accounting Officer)

exv99w2 Exhibit 99.2 Certification for Years Following First Fiscal Year Certification Reliance Bancshares, Inc. UST#595 I, Dale E. Oberkfell, Executive Vice President and Chief Financial Officer certify, based on my knowledge, that: (i) The compensation committee of Reliance Bancshares, Inc. has discussed, reviewed, and evaluated with senior risk officers at least every six months during any part

March 30, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

e10vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 25, 2011 PRE 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 PRE-SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

pre14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 16, 2011 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q/A (Amendment No. 1) þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vqza UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q/A (Amendment No. 1) þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2010 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 000-5

March 16, 2011 10-Q/A

United States Securities AND Exchange Commission WASHINGTON, D. C. 20549 FORM 10-Q/A (Amendment No. 1) þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vqza United States Securities AND Exchange Commission WASHINGTON, D. C. 20549 FORM 10-Q/A (Amendment No. 1) þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2010 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number:

March 16, 2011 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

March 16, 2011 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K/A (Amendment No. 1)

e10vkza Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 16, 2011 10-Q/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q/A (Amendment No. 1) þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vqza Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

March 16, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 11, 2011 RELIANCE BANCSHARES

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 11, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File

March 11, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 11, 2011 RELIANCE BANCSHARES

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 11, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File

March 11, 2011 EX-99.1

Originated In Florida All Other Total Net charge-offs (year-to-date 12/31/2010) 15.8 million 20.6 million 36.4 million Net charge-offs (year-to-date 12/31/2009) 23.0 million 12.5 million 35.5 million Non-performing loans (12/31/2010) 26.3 million 144

exv99w1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Thomas Cooke (314) 378-7800 [email protected] Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FOURTH QUARTER AND YEAR-END 2010 RESULTS • Net loss of $48.5 million for 2010, including a $26.1 million non-cash charge to establish a valuation allowance for deferred tax assets. • Loss before taxes of $37.2 million for 2010, compared to $46.0 m

March 9, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 4, 2011 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) March 4, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission File N

March 4, 2011 CORRESP

Loan Type # of credits Loan balance Exposure Real estate construction 26 $ 41,737 $ 9,772 Residential real estate 14 4,459 830 Commercial real estate 21 50,798 5,737 Commercial and industrial 2 1,148 384 Consumer 1 2 1 $ 98,144 $ 16,724

corresp March 4, 2011 VIA FACSIMILE TRANSMISSION Mr. Hugh West Accounting Branch Chief Securities and Exchange Commission 100 F Street N.E. Washington, D.C. 20549 RE: Reliance Bancshares, Inc. Form 10-K for the Fiscal Year Ended December 31, 2009 Filed March 26, 2010 File No. 00-52588 Dear Mr. West: On behalf of Reliance Bancshares, Inc. (the “Company”), we are responding to the staff of the Divis

February 11, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) February 11, 2011 RELIANCE BANCSHA

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (date of earliest event reported) February 11, 2011 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or Other Jurisdiction of Incorporation) 000-52588 (Commission Fi

February 11, 2011 EX-99.1

RELIANCE BANCSHARES, INC. ANNOUNCES SUSPENSION OF PREFERRED STOCK DIVIDENDS

exv99w1 Exhibit 99.1 News FOR IMMEDIATE RELEASE Contact: Thomas Cooke (314) 378-7800 [email protected] RELIANCE BANCSHARES, INC. ANNOUNCES SUSPENSION OF PREFERRED STOCK DIVIDENDS ST. LOUIS, February 11, 2011. Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announced today that its Board of Directors has determined that it will suspend dividends on its prefe

November 18, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 15, 2010 RELIANCE BANCSH

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 15, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission F

November 18, 2010 EX-99.1

Originated In Florida All other Total Net Charge-offs (quarter ended 9/30/2010) $5.4 million $8.7 million $14.1 million Net Charge-offs (quarter ended 9/30/2009) $7.3 million $1.9 million $9.2 million Non-performing Loans (9/30/2010) $18.8 million $1

exv99w1 Exhibit 99.1 RELIANCE BANCSHARES, INC. ANNOUNCES THIRD QUARTER, 2010 RESULTS ST. LOUIS, November 18, 2010 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its third quarter, 2010 results and reports a net loss of $8.853 million compared to a net loss of $5.775 million for the third quarter, 2009. Year-to-date, the net loss totaled $14.855 m

November 15, 2010 10-Q

United States Securities AND Exchange Commission WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq United States Securities AND Exchange Commission WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2010 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 000-52588 RELIANCE BAN

October 14, 2010 CORRESP

Loan Type # of credits Loan balance Exposure Real estate construction 26 $ 41,737 $ 9,772 Residential real estate 14 4,459 830 Commercial real estate 21 50,798 5,737 Commercial and industrial 2 1,148 384 Consumer 1 2 1 $ 98,144 $ 16,724

corresp October 13, 2010 VIA FACSIMILE TRANSMISSION Mr. Hugh West Accounting Branch Chief Securities and Exchange Commission 100 F Street N.E. Washington, D.C. 20549 RE: Reliance Bancshares, Inc. Form 10-K for the Fiscal Year Ended December 31, 2009 Filed March 26, 2010 File No. 00-52588 Dear Mr. West: On behalf of Reliance Bancshares, Inc. (the “Company”), we are responding to the staff of the Di

September 27, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 21, 2010 RELIANCE BANCS

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 21, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission

September 3, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 1, 2010 RELIANCE BANCSH

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 1, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)

August 12, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2010 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 000-52588 RELIANCE BANCSHAR

July 23, 2010 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES SECOND QUARTER, 2010 RESULTS ST. LOUIS, July 23, 2010 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its second quarter, 2010 results and reports a net loss of $3.503 million compared to a net loss of $8.373 million for the second quarter, 2009. Year-to-date, the net loss totaled $6.002 million

July 23, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 23, 2010 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 23, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissio

June 24, 2010 EX-99.1

RELIANCE BANCSHARES, INC. ANNOUNCES ALLAN D. IVIE, IV AS PRESIDENT AND CHIEF EXECUTIVE OFFICER

For Immediate Release News Release RELIANCE BANCSHARES, INC. ANNOUNCES ALLAN D. IVIE, IV AS PRESIDENT AND CHIEF EXECUTIVE OFFICER ST. LOUIS, MISSOURI, June 23, 2010 – Reliance Bancshares, Inc. announced today that Allan D. Ivie, IV has been named President and Chief Executive Officer and also as Chairman and Chief Executive Officer of Reliance Bank, a wholly owned subsidiary of Reliance Bancshares

June 24, 2010 EX-10.1

RELIANCE BANCSHARES, INC. 10401 Clayton Road Frontenac, Missouri 63131 June 4, 2010

Mr. Allan D. Ivie, IV June 4, 2010 Page RELIANCE BANCSHARES, INC. 10401 Clayton Road Frontenac, Missouri 63131 June 4, 2010 Mr. Allan D. Ivie, IV Re: Your Employment by Reliance Bancshares, Inc. and Reliance Bank Dear Allan: The purpose of this letter is to set forth the terms and conditions of your employment by Reliance Bancshares, Inc. (“Reliance”) and Reliance Bank, which is a wholly-owned sub

June 24, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): June 22, 2010 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): June 22, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissio

May 14, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

May 7, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File Nu

May 4, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (File Number) Commissio

May 4, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 4, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commission

May 4, 2010 EX-99.1

EX-99.1

exv99w1 Exhibit 99.1 WELCOME 2010 Shareholders Meeting 2 FORWARD-LOOKING STATEMENTS Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that, in making any such statements, our expectations are based on reaso

May 3, 2010 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FIRST QUARTER, 2010 RESULTS ST. LOUIS, May 3, 2010 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its first quarter, 2010 results and reports a net loss of $2.499 million. Net income for the first quarter of 2009 was $90,874. The loss is attributable to the prolonged, challenging economic envir

May 3, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 3, 2010 RELIANCE BANCSHARES,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 3, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commission

April 9, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 5, 2010 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 5, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissio

April 9, 2010 EX-99.1

April 5, 2010

April 5, 2010 Dear Shareholder: By almost any standard, 2009 was a very difficult year for Reliance Bancshares, Inc.

April 1, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 26, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

e10vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 26, 2010 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

March 24, 2010 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 RELIANCE BANCSHARES, INC. (Exact name of Registrant as specified in its charter) Missouri 43-1823071 (State or ot

sv8 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 24, 2010 EX-99.1

RELIANCE BANCSHARES, INC. 2010 RESTRICTED STOCK PLAN Article 1 GENERAL

exv99w1 EXHIBIT 99.1 RELIANCE BANCSHARES, INC. 2010 RESTRICTED STOCK PLAN Article 1 GENERAL Section 1.1 Purpose, Effective Date and Term. The purpose of this Reliance Bancshares, Inc. 2010 Restricted Stock Plan (the “Plan”) is to promote the long-term financial success of Reliance bancshares, Inc., a Missouri corporation (the “Company”), and any Subsidiary by providing a means to attract, retain a

March 10, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 24, 2010 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 24, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commi

March 10, 2010 EX-3.1

STATE OF MISSOURI ………OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State AMENDED CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS 7% PERPETUAL CONVERTIBLE PREFERRED STOCK, NO PAR VALUE, SERIES C RELIANCE BANCSHARES, INC.

STATE OF MISSOURI ………OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State AMENDED CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS OF 7% PERPETUAL CONVERTIBLE PREFERRED STOCK, NO PAR VALUE, SERIES C OF RELIANCE BANCSHARES, INC.

March 2, 2010 EX-10.1

RELIANCE BANCSHARES, INC. 2010 RESTRICTED STOCK PLAN Article 1

RELIANCE BANCSHARES, INC. 2010 RESTRICTED STOCK PLAN Article 1 GENERAL Section 1.1 Purpose, Effective Date and Term. The purpose of this Reliance Bancshares, Inc. 2010 Restricted Stock Plan (the “Plan”) is to promote the long-term financial success of Reliance bancshares, Inc., a Missouri corporation (the “Company”), and any Subsidiary by providing a means to attract, retain and reward individuals

March 2, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 24, 2010 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 24, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commi

February 25, 2010 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FOURTH QUARTER AND YEAR-END 2009 RESULTS ST. LOUIS, FEBRUARY 25, 2010 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its fourth quarter, 2009 results and reports a net loss of $ 15.3 million, with year-to-date net loss of $29.357 million. The Company’s financial results were driven largely by t

February 25, 2010 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 25, 2010 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 25, 2010 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commi

November 10, 2009 10-Q

United States Securities And Exchange Commission Washington, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents United States Securities And Exchange Commission Washington, D.

November 5, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 4, 2009 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 4, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commis

November 5, 2009 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES THIRD QUARTER, 2009 RESULTS ST. LOUIS, November 4, 2009 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its third quarter, 2009 results and reports a net loss of $ 5.775 million, with year-to-date net loss of $14.057 million. The financial results have been severely impacted by the challenges of

August 26, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): August 21, 2009 RELIANCE BANCSHAR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): August 21, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commiss

August 10, 2009 10-Q

United States Securities and Exchange Commission Washington, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq United States Securities and Exchange Commission Washington, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2009 o Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number: 000-52588 RELIANCE BANCSHAR

July 24, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 24, 2009 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 24, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissio

July 24, 2009 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES SECOND QUARTER, 2009 RESULTS ST. LOUIS, July 24, 2009 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its second quarter, 2009 results and reports a net loss of $8.373 million, with year-to-date net loss of $8.282 million. The continual economic challenges have created unpredictable financial st

May 11, 2009 10-Q

United States Securities and Exchange Commission Washington, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents United States Securities and Exchange Commission Washington, D.

May 6, 2009 EX-99.1

EX-99.1

exv99w1 Exhibit 99.1 WELCOME 2009 Shareholders Meeting FORWARD-LOOKING STATEMENTS Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that, in making any such statements, our expectations are based on reasona

May 6, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 5, 2009 RELIANCE BANCSHARES,

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 5, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of incorporation) (File Nu

April 24, 2009 EX-99.6

2004 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC.

exv99w6 EXHIBIT 99.6 2004 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2004 Non-Qualified Stock Option Plan dated July 21, 2004 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2004 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary banks by rewarding the directors and adv

April 24, 2009 EX-99.5

2003 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC.

exv99w5 EXHIBIT 99.5 2003 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2003 Non-Qualified Stock Option Plan dated January 15, 2003 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2003 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary bank or banks by rewarding the direct

April 24, 2009 EX-99.10

2007 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC.

exv99w10 Exhibit 99.10 2007 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2007 Non-Qualified Stock Option Plan dated May 16, 2007 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2007 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary bank and thrift by rewarding the direct

April 24, 2009 EX-99.9

RELIANCE BANCSHARES, INC 2005 EMPLOYEE STOCK PURCHASE PLAN (As Amended Effective January 1, 2007)

exv99w9 Exhibit 99.9 RELIANCE BANCSHARES, INC 2005 EMPLOYEE STOCK PURCHASE PLAN (As Amended Effective January 1, 2007) 1. ESTABLISHMENT, PURPOSE AND TERM OF PLAN. 1.1 Establishment. Reliance Bancshares, Inc., a Missouri corporation, hereby establishes the Reliance Bancshares, Inc. 2005 Employee Stock Purchase Plan (the “Plan”) effective as of January 19, 2005 (the “Effective Date”), with Amendment

April 24, 2009 EX-99.2

2001 INCENTIVE STOCK OPTION PLAN RELIANCE BANCSHARES, INC.

exv99w2 EXHIBIT 99.2 2001 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2001 Incentive Stock Option Plan dated January 17, 2001 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company and

April 24, 2009 EX-99.1

INCENTIVE STOCK OPTION PLAN RELIANCE BANCSHARES. INC.

exv99w1 EXHIBIT 99.1 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES. INC. STATEMENT of Incentive Stock Option Plan dated April 30, 1999 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company and by its subsidia

April 24, 2009 EX-99.3

NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC.

exv99w3 EXHIBIT 99.3 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of Non-Qualified Stock Option Plan dated October 17, 2001 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interest of the Company and its subsidiary bank by rewarding the directors and advisory directors of

April 24, 2009 EX-99.8

2005 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC.

exv99w8 EXHIBIT 99.8 2005 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2005 Non-Qualified Stock Option Plan dated August 1, 2005 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2005 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary banks and thrifts by rewarding the dire

April 24, 2009 EX-99.7

2005 INCENTIVE STOCK OPTION PLAN RELIANCE BANCSHARES, INC.

exv99w7 EXHIBIT 99.7 2005 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2005 Incentive Stock Option Plan dated November 16, 2005 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company an

April 24, 2009 EX-99.4

2003 INCENTIVE STOCK OPTION PLAN RELIANCE BANCSHARES, INC.

exv99w4 EXHIBIT 99.4 2003 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2003 Incentive Stock Option Plan dated January 15, 2003 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company and

April 24, 2009 S-8

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 43-1823071 (State or ot

sv8 Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 17, 2009 EX-99.1

Originated In

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FIRST QUARTER, 2009 RESULTS ST. LOUIS, April 17, 2009 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its first quarter, 2009 results. Net income for the first quarter of 2009 was $90,874 compared to $310,098 in the first quarter of 2008. The variance is due primarily to the challenging economic

April 17, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 17, 2009 RELIANCE BANCSHARE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 17, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissi

April 15, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 9, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 7, 2009 RELIANCE BANCSHARES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 7, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commissio

March 30, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

e10vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 30, 2009 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100 % Reliance Bank, FSB Federally Chartered Thrift 100 %

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100 % Reliance Bank, FSB Federally Chartered Thrift 100 %

February 27, 2009 EX-99.1

RELIANCE BANCSHARES, INC. CONSOLIDATED FINANCIAL SUMMARY

Earnings Release RELIANCE BANCSHARES, INC. ANNOUNCES FOURTH QUARTER AND YEAR-END 2008 RESULTS ST. LOUIS, February 27, 2009 – Reliance Bancshares, Inc., the parent company of Reliance Bank and Reliance Bank, FSB, announces its fourth quarter and year-end 2008 results. Net income for the fourth quarter of 2008 was $890,132 compared to $420,502 in the fourth quarter of 2007. For the year ended Decemb

February 27, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 27, 2009 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 27, 2009 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commi

February 23, 2009 EX-4.5

FORM OF WARRANT TO PURCHASE PREFERRED STOCK

exv4w5 Exhibit 4.5 ANNEX E FORM OF WARRANT TO PURCHASE PREFERRED STOCK THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE TRANSFERRED, SOLD OR OTHERWISE DISPOSED OF EXCEPT WHILE A REGISTRATION STATEMENT RELATING THERETO IS IN EFFECT UNDER SUCH ACT AND APPLICABLE STATE SECURITIES LAW

February 23, 2009 EX-10.3

Date: February 13, 2009 Name: Jerry S. Von Rohr Title: Chairman, President and Chief Executive Officer of Reliance Bancshares, Inc.

exv10w3 Exhibit 10.3 UST Seq. No. 595 WAIVER In consideration for the benefits I will receive as a result of my employer’s participation in the United States Department of the Treasury’s TARP Capital Purchase Program (i.e. Reliance Bancshares, Inc.), I hereby voluntarily waive any claim against the United States or my employer for any changes to my compensation or benefits that are required to com

February 23, 2009 EX-4.4

Stock Certificate

exv4w4 Exhibit 4.4 Stock Certificate 40,000 Series A Preferred *** THE SECURITIES REPRESENTED BY THIS INSTRUMENT ARE NOT SAVINGS ACCOUNTS. DEPOSITS OR OTHER OBLIGATIONS OF A BANK AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENTAL AGENCY. THE SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “

February 23, 2009 EX-4.1

STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A RELIANCE BANCSHARES, INC. (No. 00458535)

exv4w1 Exhibit 4.1 ANNEX A STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES A OF RELIANCE BANCSHARES, INC. (No. 00458535) Reliance Bancshares, Inc. a corporation organized and existing under The General and Business Corporation Law of the

February 23, 2009 EX-10.2

OMNIBUS AGREEMENT

exv10w2 Exhibit 10.2 OMNIBUS AGREEMENT This Omnibus Agreement, dated as of February , 2009 (the “Agreement”), is entered into by and between (the “Executive”) and Reliance Bancshares, Inc. (the “Company”). WHEREAS, the Executive is a Senior Executive Officer of the Company, as defined in subsection 111(b)(3) of the Emergency Economic Stabilization Act of 2008 (the “EESA”) and regulations issued, i

February 23, 2009 EX-4.3

File Number: 00458535 Date Filed: 02/11/2009 Robin Carnahan Secretary of State T0904218007 STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CORRECTED CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATION

exv4w3 Exhibit 4.3 File Number: 00458535 Date Filed: 02/11/2009 Robin Carnahan Secretary of State T0904218007 STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CORRECTED CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, NO PAR VALUE, SERIES B OF RELIANCE BANCSHARES, INC. (No. 00458535) Reliance B

February 23, 2009 EX-10.1

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220

exv10w1 Exhibit 10.1 UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 Dear Ladies and Gentlemen: The company set forth on the signature page hereto (the “Company”) intends to issue in a private placement the number of shares of a series of its preferred stock set forth on Schedule A hereto (the “Preferred Shares”) and a warrant to purchase the number of

February 23, 2009 EX-99.1

RELIANCE BANCSHARES, INC. ANNOUNCES THE U.S. TREASURY HAS INVESTED $40 MILLION IN PREFERRED SHARES OF RELIANCE

exv99w1 Exhibit 99.1 For Immediate Release News Release RELIANCE BANCSHARES, INC. ANNOUNCES THE U.S. TREASURY HAS INVESTED $40 MILLION IN PREFERRED SHARES OF RELIANCE ST. LOUIS, February 20, 2009 — Reliance Bancshares, Inc. announced today that the U.S. Treasury has invested $40 million in preferred shares of Reliance Bancshares and their warrants as part of the government’s Capital Purchase Progr

February 23, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 13, 2009 RELIANCE BANCSH

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 23, 2009 EX-4.2

STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B RELIANCE BANCSHARES, INC. (No. 00458535)

exv4w2 Exhibit 4.2 ANNEX B STATE OF MISSOURI...OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State CERTIFICATE OF DESIGNATIONS OF PREFERENCES, RIGHTS AND LIMITATIONS OF FIXED RATE CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B OF RELIANCE BANCSHARES, INC. (No. 00458535) Reliance Bancshares, Inc. a corporation organized and existing under The General and Business Corporation Law of the

November 7, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

November 6, 2008 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 7, 2008 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 7, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commi

October 17, 2008 EX-99.1

THIRD QUARTER 2008 RESULTS

THIRD QUARTER 2008 RESULTS St. Louis, October 17, 2008. Reliance Bancshares, Inc. (“the Company”), the parent company of Reliance Bank and Reliance Bank, FSB, announced their third quarter and year-to-date results. Results Net income for the quarter ended September 30, 2008, was $851 thousand, a 419% increase when compared to the quarter ended September 30, 2007. Diluted earnings per share for the

October 17, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 17, 2008 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 17, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commis

October 7, 2008 EX-99.1

RELIANCE BANCSHARES, INC. NAMES DANIEL W. JASPER VICE CHAIRMAN AND CHIEF EXECUTIVE OFFICER OF RELIANCE BANK, FSB

For Immediate Release News Release RELIANCE BANCSHARES, INC. NAMES DANIEL W. JASPER VICE CHAIRMAN AND CHIEF EXECUTIVE OFFICER OF RELIANCE BANK, FSB ST. LOUIS, October 7, 2008 – Reliance Bancshares, Inc., a Missouri bank holding company, announced today that Daniel W. Jasper has been hired to assume the role of Vice Chairman and Chief Executive Officer of Reliance Bank, FSB, a wholly owned subsidia

October 7, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 7, 2008 RELIANCE BANCSHAR

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 7, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (File Number)Commiss

August 8, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

July 18, 2008 EX-99.1

SECOND QUARTER 2008 RESULTS

exv99w1 Exhibit 99.1 SECOND QUARTER 2008 RESULTS St. Louis, July 18, 2008. Reliance Bancshares, Inc. (“the Company”), the parent company of Reliance Bank and Reliance Bank, FSB, announced their second quarter and year-to-date results. Results Total assets for the quarter ended June 30, 2008, were $1.4 billion, an increase of $362.6 million, or 36%, when compared to the second quarter of 2007. Tota

July 18, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 18, 2008 RELIANCE BANCSHARES

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 18, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of incorporation) (Commi

May 14, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

FORM 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

May 7, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): May 7, 2008 RELIANCE BANCSHARES,

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 7, 2008 EX-99.1

Presentation Materials

exv99w1 Exhibit 99.1 WELCOME 2008 Shareholders Meeting FORWARD-LOOKING STATEMENTS Except for the historical information contained in this presentation, certain matters discussed herein contain forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Although we believe that, in making any such statements, our expectations are based on reasona

April 18, 2008 EX-99.1

FIRST QUARTER 2008 EARNINGS

exv99w1 Exhibit 99.1 FIRST QUARTER 2008 EARNINGS St. Louis, April 18, 2008. Reliance Bancshares, Inc. (“the Company”), the parent company of Reliance Bank and Reliance Bank, FSB, announced the first quarter results. Results Net income for the quarter ended March 31, 2008, was $310 thousand, a 55% decrease when compared to the quarter ended March 31, 2007. Diluted earnings per share for the first q

April 18, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 18, 2008 RELIANCE BANCSHARE

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): April 18, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission File

April 16, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

def14a Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 28, 2008 EX-10.28

Stock Option and ESPP Repurchase Agreement

exv10w28 Exhibit 10.28 STOCK OPTION AND ESPP REPURCHASE AGREEMENT It is hereby agreed between Reliance Bank, a Missouri Banking Corporation, and its former employee, James W. Sullivan, that any stock options acquired by Mr. Sullivan through the Reliance Bank Board of Directors as a result of his employment with Reliance Bank and all stock purchased through the Reliance Bank Employee Stock Purchase

March 28, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K

e10vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 28, 2008 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): January 29, 2008 RELIANCE BANCS

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): January 29, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (Commission (I

March 28, 2008 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 26, 2008 RELIANCE BANC

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 26, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commissi

March 28, 2008 EX-10.27

Resignation Compensation Agreement

exv10w27 Exhibit 10.27 RESIGNATION COMPENSATION AGREEMENT The purpose of this agreement is to document the total resignation compensation of the former Chief Financial Officer of Reliance Bank, James W. Sullivan. The compensation described below reflects all accrued vacation time and six weeks salary to be paid to James W. Sullivan as a result of his tenure as an employee with Reliance Bank The Re

March 28, 2008 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

February 26, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 26, 2008 RELIANCE BANCSH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 26, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (Commission (I.R.S. Em

February 26, 2008 EX-99.1

RELIANCE BANCSHARES, INC.

RELIANCE BANCSHARES, INC. St. Louis, February 26, 2008. Reliance Bancshares, Inc. (RLBS), the parent company of Reliance Bank and Reliance Bank, FSB, announced today that net income for the year was $2.1 million, a 30% decrease over 2006 results. Diluted earnings per share for 2007 were $.10, down $.05 versus the prior year. Results Net interest income for the year ended December 31, 2007, increas

February 4, 2008 EX-99.1

Form 8-K Release to be filed with the SEC on February 4, 2008

For Immediate Release News Release Form 8-K Release to be filed with the SEC on February 4, 2008 James W.

February 4, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 4, 2008 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): February 4, 2008 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (Commission (I.R.S. Emp

November 14, 2007 10-Q

United States Securities and Exchange Commission Washington, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents United States Securities and Exchange Commission Washington, D.

November 9, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 26, 2007 RELIANCE BANCSHA

e8vk UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): October 26, 2007 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri (State or other jurisdiction of incorporation) 000-52588 (Commission Fi

November 8, 2007 8-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 2, 2007 RELIANCE BANCS

e8vkza UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 2, 2007 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of incorporation)

November 8, 2007 EX-99.1

RELIANCE BANK EXPANDS GEOGRAPHIC FOOTPRINT TO THE SOUTHWEST UNITED STATES WITH LOAN PRODUCTION OFFICES IN TEXAS AND ARIZONA

exv99w1 Exhibit 99.1 For Immediate Release News Release RELIANCE BANK EXPANDS GEOGRAPHIC FOOTPRINT TO THE SOUTHWEST UNITED STATES WITH LOAN PRODUCTION OFFICES IN TEXAS AND ARIZONA ST. LOUIS, MISSOURI, November 2, 2007 — Reliance Bank has expanded its geographic footprint to the Southwest United States with a recently opened Loan Production Office in Houston, Texas and a second to open in Phoenix,

November 2, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 2, 2007 RELIANCE BANCSHA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): November 2, 2007 RELIANCE BANCSHARES, INC. (Exact name of registrant as specified in its charter) Missouri 000-52588 43-1823071 (State or other jurisdiction of (Commission (I.R.S. Emp

August 14, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q þ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

e10vq Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.

July 24, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): July 18, 2007 RELIANCE BANCSHARES

e8vk Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

July 24, 2007 EX-99.1

RELIANCE BANCSHARES, INC. NOW A SECURITIES AND EXCHANGE COMMISSION PUBLICLY REPORTING COMPANY

exv99w1 Exhibit 99.1 For immediate release News Release RELIANCE BANCSHARES, INC. NOW A SECURITIES AND EXCHANGE COMMISSION PUBLICLY REPORTING COMPANY ST. LOUIS, MISSOURI, July 18, 2007 — Reliance Bancshares, Inc., a Missouri banking corporation, is pleased to announce it is now a Securities and Exchange Commission publicly reporting company. On April 27, 2007, Reliance filed a Form 10 registration

July 19, 2007 EX-10.26

2007 Non-Qualified Stock Option Plan

exv10w26 Exhibit 10.26 2007 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2007 Non-Qualified Stock Option Plan dated May 16, 2007 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2007 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary bank and thrift by rewarding the direct

July 19, 2007 CORRESP

[Reliance Bancshares, Inc. Letterhead]

corresp [Reliance Bancshares, Inc. Letterhead] July 18, 2007 VIA EDGAR (Correspondence) Mr. Gregory Dundas Senior Attorney Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 RE: Response to SEC Comments Related to Reliance Bancshares, Inc. Amendment No. 1 to Registration Statement on Form 10 (“Registration Statement”) Filed June 22, 2007 File No. 000-52588 Dear Mr. Dundas

July 19, 2007 10-12G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10 Amendment No. 2 GENERAL FORM FOR REGISTRATION OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 RELIANCE BANCSHARES, INC. (Exact nam

e10v12gza Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

June 22, 2007 10-12G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10 Amendment No. 1 GENERAL FORM FOR REGISTRATION OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 RELIANCE BANCSHARES, INC. (Exact nam

e10v12gza Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

June 22, 2007 CORRESP

[Reliance Bancshares, Inc. Letterhead]

corresp [Reliance Bancshares, Inc. Letterhead] June 22, 2007 VIA EDGAR (Correspondence) Ms. Kathryn McHale Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 RE: Response to SEC Comments Related to Reliance Bancshares, Inc. Registration Statement on Form 10 Filed April 27, 2007 File No. 000-52588 Dear Ms. McHale, On behalf of Reliance Bancshares, Inc. (the “Company”), we

April 27, 2007 EX-3.1

Restated Articles of Incorporation

exv3w1 Exhibit 3.1 STATE OF MISSOURI . . . . . . . . . . . . . . OFFICE OF SECRETARY OF STATE ROBIN CARNAHAN, Secretary of State RESTATED ARTICLES OF INCORPORATION OF RELIANCE BANCSHARES, INC. Reliance Bancshares, Inc., a Missouri corporation, certifies that the following Restated Articles of Incorporation are all of the provisions of the Articles of Incorporation of the undersigned corporation as

April 27, 2007 EX-14.1

Code of Conduct and Ethics

exv14w1 EXHIBIT 14.1 RELIANCE BANCSHARES, INC. Code of Conduct and Ethics INTRODUCTION In order to assure the proper and ethical performance of its business and to maintain the confidence of the public, customers, and stockholders, the Board of Directors of Reliance Bancshares, Inc. has established and adopted this Code of Conduct and Ethics (the “Code”). The Code establishes standards of ethical

April 27, 2007 EX-10.1

Employment Agreement with Jerry S. Von Rohr

exv10w1 EXHIBIT 10.1 EMPLOYMENT AGREEMENT This AGREEMENT, made and entered into this 29th day of July, 1998 by and between RELIANCE BANCSHARES, INC. (“Bancshares”), a Missouri Corporation and JERRY S. VON ROHR (“Executive”), an individual. WHEREAS, Bancshares has undertaken a program to organize and to acquire all of the capital stock of Reliance Bank (“Bank”) and Executive has organized Bancshare

April 27, 2007 EX-10.9

2001 Non-Qualifies Stock Option Plan

exv10w9 EXHIBIT 10.9 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of Non-Qualified Stock Option Plan dated October 17, 2001 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interest of the Company and its subsidiary bank by rewarding the directors and advisory directors of

April 27, 2007 EX-10.2

Assignment of Employment Agreement with Jerry S. Von Rohr

exv10w2 EXHIBIT 10.2 ASSIGNMENT OF EMPLOYMENT AGREEMENT THIS, ASSIGNMENT OF EMPLOYMENT AGREEMENT, made and entered into this 16th day of June, 1999, by and between RELIANCE BANCSHARES, INC. (“Assignor”), a Missouri corporation and RELIANCE BANK (“Assignee”), a Missouri chartered bank and joined in and consented to by JERRY S. VON ROHR, (“Executive”), an individual; WITNESSETH: WHEREAS, Assignor an

April 27, 2007 EX-10.20

Agreement of Compensation Package of Jerry Von Rohr

exv10w20 Exhibit 10.20 11781 Manchester Road Des Peres, MO 63131 Tel: 314.965.5300 Fax: 314. 965. 0321 PERSONAL AND CONFIDENTIAL TO: Personnel File of Jerry S. Von Rohr FROM: Reliance Bancshares, Inc. Compensation Committee DATE: December 14, 2005 SUBJECT: JERRY S. VON ROHR’S COMPENSATION PACKAGE The Compensation Committee of Reliance Bancshares, Inc. has agreed to the following: 1. Mr. Von Rohr i

April 27, 2007 EX-10.13

2003 Non-Qualified Stock Option Plan

exv10w13 EXHIBIT 10.13 2003 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2003 Non-Qualified Stock Option Plan dated January 15, 2003 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2003 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary bank or banks by rewarding the dire

April 27, 2007 EX-10.11

Second Amendment of the 2001 Non-Qualified Stock Option Plan

exv10w11 Exhibit 10.11 SECOND AMENDMENT OF THE 2001 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. THIS SECOND AMENDMENT of the 2001 Non-Qualified Stock Option Plan dated October 17, 2001 (the “Plan”) for Reliance Bancshares, Inc. (herein called the “Company”) hereby deletes paragraph 8 of the Plan and adopts a new paragraph 8 of the Plan which reads in its entirety as follows: 8. A

April 27, 2007 EX-10.17

2005 Incentive Stock Option Plan

exv10w17 EXHIBIT 10.17 2005 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2005 Incentive Stock Option Plan dated November 16, 2005 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company

April 27, 2007 EX-10.21

Reliance Bancshares, Inc. 2005 Employee Stock Purchase Plan

exv10w21 Exhibit 10.21 RELIANCE BANCSHARES, INC 2005 EMPLOYEE STOCK PURCHASE PLAN (As Amended Effective January 1, 2007) 1. ESTABLISHMENT, PURPOSE AND TERM OF PLAN. 1.1 Establishment. Reliance Bancshares, Inc., a Missouri corporation, hereby establishes the Reliance Bancshares, Inc. 2005 Employee Stock Purchase Plan (the “Plan”) effective as of January 19, 2005 (the “Effective Date”), with Amendme

April 27, 2007 EX-10.23

Software License and Support Agreement

exv10w23 EXHIBIT 10.23 SOFTWARE LICENSE AND SUPPORT AGREEMENT OFFICE ADDRESS: DATE: January 31, 2006 JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. O. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF LICENSEE: Reliance Bank 11781 Manchester Ave Des Peres, MO 63131 Jack Henry & Associates, Inc (“JHA”) is engaged in the business of providing various services and licensing computer software for use by

April 27, 2007 EX-10.3

First Amendment to Employment Agreement with Jerry S. Von Rohr

exv10w3 EXHIBIT 10.3 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT THIS FIRST AMENDMENT TO EMPLOYMENT AGREEMENT between RELIANCE BANK (herein the “Employer”) and JERRY S. VON ROHR (herein the “Executive”) is made and entered into as of this 1st day of September, 2001. WHEREAS, Reliance Bancshares Inc. has heretofore assigned the Employment Agreement of Executive to Reliance Bank which is now the Employe

April 27, 2007 EX-10.25

Software License Agreement

exv10w25 EXHIBIT 10.25 SOFTWARE LICENSE AND SUPPORT AGREEMENT OFFICE ADDRESS: DATE: November 15, 2005 JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. 0. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF LICENSEE: Reliance Bank (In Organization) 6150 Diamond Centre Court, Suite 1102 Ft. Myers, FL 33912 Jack Henry & Associates, Inc (“JHA”) is engaged, in the business of providing various services and l

April 27, 2007 EX-10.22

Check 21 Exchange Services Agreement

exv10w22 EXHIBIT 10.22 CHECK 21 EXCHANGE SERVICES AGREEMENT OFFICE ADDRESS: JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. O. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF CLIENT: Reliance Bank 11781 Manchester Ave Des Peres, MO 63131 DATE: January 31, 2006 Jack Henry & Associates, Inc (“JHA”) in association with certain third party business partners is engaged in the business of providing image

April 27, 2007 EX-10.10

First Amendment of the 2001 Non-Qualifed Stock Option Plan

exv10w10 EXHIBIT 10.10 FIRST AMENDMENT OF THE 2001 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. THIS FIRST AMENDMENT of the 2001 Non-Qualified Stock Option Plan dated October 17, 2001 (the “Plan”) for Reliance Bancshares, Inc. (herein called the “Company”) hereby deletes paragraph 9 of the Plan and adopts a new paragraph 9 of the Plan which reads in its entirety as follows: 9. Sev

April 27, 2007 EX-3.2

BYLAWS RELIANCE BANCSHARES, INC.

exv3w2 Exhibit 3.2 BYLAWS OF RELIANCE BANCSHARES, INC. Amended On and Effective As Of: April 17, 2007 TABLE OF CONTENTS PAGE ARTICLE I. OFFICES 1 ARTICLE II. SEAL 1 ARTICLE III. SHAREHOLDERS 1 Section 3.01. Annual Meeting 1 Section 3.02. Special Meetings 1 Section 3.03. Place of Meeting 1 Section 3.04. Notice of Meeting 2 Section 3.05. Meetings, How Convened 2 Section 3.06. Closing Transfer Book;

April 27, 2007 EX-10.24

Check 21 Exchange Services Agreement

exv10w24 EXHIBIT 10.24 CHECK 21 EXCHANGE SERVICES AGREEMENT OFFICE ADDRESS: DATE: November 15, 2005 JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. O. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF CLIENT: Reliance Bank (In Organization) 6150 Diamond Centre Court, Suite 1102 Ft. Myers, FL 33912 Jack Henry & Associates, Inc (“JHA”) in association with certain third party business partners is engage

April 27, 2007 EX-99.2

Compensation Committee Charter

exv99w2 Exhibit 99.2 RELIANCE BANCSHARES, INC. COMPENSATION COMMITTEE CHARTER COMMITTEE’S PURPOSE The Compensation Committee (the “Committee”) of Reliance Bancshares, Inc. (the “Company”) is appointed by the Board of Directors to discharge the Board’s responsibilities relating to compensation of the Company’s directors and executive officers. The Committee has overall responsibility for approving

April 27, 2007 EX-99.3

Nominating & Governance Committee Charter

exv99w3 Exhibit 99.3 RELIANCE BANCSHARES, INC. NOMINATING & GOVERNANCE COMMITTEE CHARTER COMMITTEE’S PURPOSE The Nominating & Governance Committee (the “Committee”) of Reliance Bancshares, Inc. (“Reliance”) is appointed by the Board of Directors (the “Board”) to assist the Board in identifying qualified individuals to become directors, recommend to the Board qualified director nominees for electio

April 27, 2007 EX-10.8

2001 Incentive Stock Option Plan

exv10w8 EXHIBIT 10.8 2001 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2001 Incentive Stock Option Plan dated January 17, 2001 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company and

April 27, 2007 EX-10.12

2003 Incentive Stock Option Plan

exv10w12 EXHIBIT 10.12 2003 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2003 Incentive Stock Option Plan dated January 15, 2003 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company a

April 27, 2007 EX-10.14

First Amedment of the 2003 Non-Qualified Stock Option Plan

exv10w14 EXHIBIT 10.14 FIRST AMENDMENT OF THE 2003 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. THIS FIRST AMENDMENT of the 2003 Non-Qualified Stock Option Plan dated January 15, 2003 (the “Plan”) for Reliance Bancshares, Inc. (herein called the “Company”) hereby deletes paragraph 10 of the Plan and adopts a new paragraph 10 of the Plan which reads in its entirety as follows: 10.

April 27, 2007 EX-10.15

Second Amendment of the 2003 Non-Qualified Stock Option Plan

exv10w15 Exhibit 10.15 SECOND AMENDMENT OF THE 2003 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. THIS SECOND AMENDMENT of the 2003 Non-Qualified Stock Option Plan dated January 15, 2003 (the “Plan”) for Reliance Bancshares, Inc. (herein called the “Company”) hereby deletes paragraph 9 of the Plan and adopts a new paragraph 9 of the Plan which reads in its entirety as follows: 9. A

April 27, 2007 EX-10.4

Employment Agreement with Dale E. Oberkfell

exv10w4 EXHIBIT 10.4 11781 Man chester Road Des Peres, MO 63131 Tel: 314.965.5300 Fax: 314.965.0321 March 21, 2005 Mr. Dale E. Oberkfell 1188 Moorlands Drive St. Louis, Missouri 63117 Re: Your Employment by Reliance Bancshares, Inc. and Reliance Bank Dear Dale: The purpose of this letter is to set forth the terms and conditions of your employment by Reliance Bancshares, Inc. (“Reliance”) and Relia

April 27, 2007 EX-10.5

Data Processing Services Agreement

exv10w5 EXHIBIT 10.5 DATA PROCESSING SERVICES AGREEMENT DATE: August 10, 2005 OFFICE ADDRESS: JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. 0. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF CLIENT: Reliance Bank 11781 Manchester Ave Des Peres, MO 63131 JHA is in the business of providing data processing services throughout its trade area and the Client specified above is a financial institution

April 27, 2007 10-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10 GENERAL FORM FOR REGISTRATION OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 RELIANCE BANCSHARES, INC. (Exact name of registrant

e10v12g Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

April 27, 2007 EX-21.1

Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

exv21w1 Exhibit 21.1 Subsidiaries of Reliance Bancshares, Inc. Subsidiary State of Organization Percentage Ownership Reliance Bank Missouri 100% Reliance Bank, FSB Federally Chartered Thrift 100%

April 27, 2007 EX-10.7

1999 Incentive Stock Option Plan

exv10w7 EXHIBIT 10.7 INCENTIVE STOCK OPTION PLAN FOR RELIANCE BANCSHARES. INC. STATEMENT of Incentive Stock Option Plan dated April 30, 1999 for Reliance Bancshares, Inc. (herein called the “Company”). WHEREAS, the Board of Directors of the Company (herein called the “Board”) deems it in the best interests of the Company that certain management personnel employed by the Company and by its subsidia

April 27, 2007 EX-10.19

First Amendment of the 2005 Non-Qualified Stock Option Plan

exv10w19 Exhibit 10.19 FIRST AMENDMENT OF THE 2005 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. THIS FIRST AMENDMENT of the 2005 Non-Qualified Stock Option Plan dated August 1, 2005 (the “Plan”) for Reliance Bancshares, Inc. (herein called the “Company”) hereby deletes paragraph 5 of the Plan and adopts a new paragraph 5 of the Plan which reads in its entirety as follows: 5. Time

April 27, 2007 EX-10.18

2005 Non-Qualified Stock option Plan

exv10w18 EXHIBIT 10.18 2005 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2005 Non-Qualified Stock Option Plan dated August 1, 2005 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2005 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary banks and thrifts by rewarding the di

April 27, 2007 EX-10.16

2004 Non-Qualified Stock Option Plan

exv10w16 EXHIBIT 10.16 2004 NON-QUALIFIED STOCK OPTION PLAN FOR RELIANCE BANCSHARES, INC. STATEMENT of the 2004 Non-Qualified Stock Option Plan dated July 21, 2004 for Reliance Bancshares, Inc (herein called the “Company”). 1. Purpose. This 2004 Non-Qualified Stock Option Plan (the “Plan”) is intended to advance the interests of the Company and its subsidiary banks by rewarding the directors and a

April 27, 2007 EX-10.6

Data Processing Services Agreement

exv10w6 EXHIBIT 10.6 DATA PROCESSING SERVICES AGREEMENT DATE: June 23, 2005 OFFICE ADDRESS: JACK HENRY & ASSOCIATES, INC. 663 HIGHWAY 60 • P. 0. BOX 807 MONETT, MO 65708 NAME AND ADDRESS OF CLIENT: Reliance Bank, FSB (In Organization) 6150 Diamond Centre Court, Suite 1002 Ft. Myers, FL 33912 JHA is in the business of providing data processing services throughout its trade area and the Client speci

April 27, 2007 EX-99.1

Audit Committee Charter

exv99w1 Exhibit 99.1 RELIANCE BANCSHARES, INC. AUDIT COMMITTEE CHARTER COMMITTEE’S PURPOSE The Audit Committee (“Committee”) of Reliance Bancshares, Inc. (the “Company”) is appointed by the Board of Directors (“Board”) to assist the Board in monitoring and overseeing (1) the integrity of the financial statements of the Company, (2) compliance by the Company with legal and regulatory requirements,

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