EMCI / EMC Insurance Group, Inc. - SEC-arkiveringar, Årsredovisning, Fullmaktsutlåtande

EMCI / EMC Insurance Group, Inc. 15-12G - - 15-12G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 000-10956 EMC Insurance Group Inc. (Exact name of registrant as specified in

EMCI / EMC Insurance Group, Inc. / Employers Mutual Casualty Co - SC 13D/A Activist Investment

CUSIP No. 268664109 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No.4) EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number) Todd A. Strother Senior Vice President-Chief Legal Officer Employers Mutual Casualty Company 717 Mulberry

EMCI / EMC Insurance Group, Inc. S-8 POS - - S-8 POS

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

EMCI / EMC Insurance Group, Inc. S-8 POS - - S-8 POS

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

EMCI / EMC Insurance Group, Inc. S-8 POS - - S-8 POS

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

EMCI / EMC Insurance Group, Inc. S-8 POS - - S-8 POS

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

EMCI / EMC Insurance Group, Inc. S-8 POS - - S-8 POS

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

EMCI / EMC Insurance Group, Inc. POS AM - - POS AM

As filed with the Securities and Exchange Commission on September 19, 2019 Registration No.

Employers Mutual Casualty Company Completes Acquisition of All Remaining Shares of EMC Insurance Group Inc. After Receiving Overwhelming Shareholder Approval

Exhibit 99.2 FOR IMMEDIATE RELEASE Employers Mutual Casualty Company Completes Acquisition of All Remaining Shares of EMC Insurance Group Inc. After Receiving Overwhelming Shareholder Approval DES MOINES, Iowa, Sept. 19, 2019 — Employers Mutual Casualty Company (“EMCC”) today announced that it has successfully completed its previously announced acquisition of all of the remaining shares of EMC Ins

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2019 EMC INSURANCE GROUP INC. (Exact Name of Registrant as Specified in Charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

RESTATED BYLAWS EMC INSURANCE GROUP INC. (an Iowa corporation) Effective Date: September 19, 2019 ARTICLE I. OFFICES

Exhibit 3.2 RESTATED BYLAWS OF EMC INSURANCE GROUP INC. (an Iowa corporation) Effective Date: September 19, 2019 ARTICLE I. OFFICES 1.01. Principal and Business Offices. The corporation may have such principal and other business offices, either within or without the State of Iowa, as the Board of Directors may designate or as the business of the corporation may require from time to time. 1.02. Reg

EMC Insurance Group Inc. Shareholders Overwhelmingly Approve Transaction with Employers Mutual Casualty Company Company Taking Steps to Immediately Close Transaction

Exhibit 99.1 FOR IMMEDIATE RELEASE EMC Insurance Group Inc. Shareholders Overwhelmingly Approve Transaction with Employers Mutual Casualty Company Company Taking Steps to Immediately Close Transaction DES MOINES, Iowa, Sept. 18, 2019 — EMC Insurance Group Inc. (Nasdaq: EMCI) (“EMCI”) today announced that the required majority of the outstanding common stock not owned by Employers Mutual Casualty C

RESTATED ARTICLES OF INCORPORATION EMC INSURANCE GROUP INC. ARTICLE 1

Exhibit 3.1 RESTATED ARTICLES OF INCORPORATION OF EMC INSURANCE GROUP INC. ARTICLE 1 The name of the corporation is EMC Insurance Group Inc. (the “Corporation”). ARTICLE 2 The address of the Corporation’s registered office in the State of Iowa is 717 Mulberry Street, Des Moines, Polk County, Iowa 50309, and the name of its registered agent at such address is Todd A. Strother. ARTICLE 3 The purpose

EMCI / EMC Insurance Group, Inc. / Emc Insurance Group Inc - SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER Rule 13e-3 Transaction Statement under Section 13(e) of the Securities Exchange Act of 1934 (Amendment No. 3) EMC INSURANCE GROUP INC. Name of Subject Company (Issuer) EMC INSURANCE GROUP INC. EMPLOYERS MU

EMCI / EMC Insurance Group, Inc. DEFA14A - - DEFA14A

DEFA14A 1 a19-183421defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (a

EMCI / EMC Insurance Group, Inc. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

EMCI / EMC Insurance Group, Inc. DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

EMCI / EMC Insurance Group, Inc. / Employers Mutual Casualty Co - SC 13D/A Activist Investment

SC 13D/A 1 a19-173881sc13da.htm SC 13D/A CUSIP No. 268664109 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 3) EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number) Todd A. Strother Senior Vice President-Chief Legal Officer Emplo

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a3q19divannouncement.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 15, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction

EMC Insurance Group Inc. Declares Quarterly Cash Dividend

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (August 15, 2019) – EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) today announced that its board of directors declared a quarterly cash dividend of $0.23 per share of common stock payable September 3, 2019, to shareholders of record as of August 27, 2019. The Company has declared a quarterly

EMC INSURANCE GROUP INC. FILES DEFINITIVE PROXY STATEMENT AND ANNOUNCES SPECIAL MEETING DATE IN CONNECTION WITH PROPOSED TRANSACTION EMCI’s Board, Based on the Unanimous Recommendation of the Special Committee Comprised Solely of Independent Director

Exhibit 99 FOR IMMEDIATE RELEASE EMC INSURANCE GROUP INC. FILES DEFINITIVE PROXY STATEMENT AND ANNOUNCES SPECIAL MEETING DATE IN CONNECTION WITH PROPOSED TRANSACTION EMCI’s Board, Based on the Unanimous Recommendation of the Special Committee Comprised Solely of Independent Directors and Advised by Independent Advisors, Recommends that EMCI Minority Shareholders Vote “FOR” The Transaction Purchase

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2019 EMC INSURANCE GROUP INC. (Exact Name of Registrant as Specified in Charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of (Commission File Number) (I.R.S. Emp

EMCI / EMC Insurance Group, Inc. DEFA14A - - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2019 EMC INSURANCE GROUP INC. (Exact Name of Registrant as Specified in Charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of (Commission File Number) (I.R.S. Emp

EMC INSURANCE GROUP INC. FILES DEFINITIVE PROXY STATEMENT AND ANNOUNCES SPECIAL MEETING DATE IN CONNECTION WITH PROPOSED TRANSACTION EMCI’s Board, Based on the Unanimous Recommendation of the Special Committee Comprised Solely of Independent Director

Exhibit 99 FOR IMMEDIATE RELEASE EMC INSURANCE GROUP INC. FILES DEFINITIVE PROXY STATEMENT AND ANNOUNCES SPECIAL MEETING DATE IN CONNECTION WITH PROPOSED TRANSACTION EMCI’s Board, Based on the Unanimous Recommendation of the Special Committee Comprised Solely of Independent Directors and Advised by Independent Advisors, Recommends that EMCI Minority Shareholders Vote “FOR” The Transaction Purchase

(a)(1) Proxy Statement of EMC Insurance Group Inc. (incorporated herein by reference to the Schedule 14A filed concurrently with the Securities and Exchange Commission on August 8, 2019 (the “Proxy Statement”)).

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 earnings8k2019630.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of

RECONCILIATION OF NET INCOME/LOSS TO NON-GAAP OPERATING INCOME ($ in thousands) Three months ended June 30, Six months ended June 30, 2019 2018 2019 2018 Net income (loss) $ 1,285 $ (4,995 ) $ 34,816 $ (5,071 ) Realized investment (gains) losses (8,9

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2019 Second Quarter and Six Month Results Second Quarter Ended June 30, 2019 Net Income Per Share - $0.06 Non-GAAP Operating Loss Per Share* - ($0.10) Net Realized Investment Gains and Change in Unrealized Gains on Equity Investments Per Share - $0.16 Catastrophe and Storm Losses Per Share - $0.62 GAAP Combined Ratio - 108.5 percent Six Mont

EMCI / EMC Insurance Group, Inc. 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 (Exac

Summary of compensation for the Company's non-employee directors

EXHIBIT 10.2.1 SUMMARY OF COMPENSATION FOR THE COMPANY'S NON-EMPLOYEE DIRECTORS On May, 22 2019, the Board of Directors (the "Board") of EMC Insurance Group Inc. (the "Company") approved the terms of compensation to be paid to non-employee directors for the ensuing year, effective as of May 22, 2019 (the date of the Company's board meeting). Compensation for non-employee directors includes an annu

EMCI / EMC Insurance Group, Inc. / Emc Insurance Group Inc - SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER Rule 13e-3 Transaction Statement under Section 13(e) of the Securities Exchange Act of 1934 (Amendment No. 2) EMC INSURANCE GROUP INC. Name of Subject Company (Issuer) EMC INSURANCE GROUP INC. EMPLOYERS MU

EMCI / EMC Insurance Group, Inc. PRER14A - - PRER14A

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

EMCI / EMC Insurance Group, Inc. / Emc Insurance Group Inc - SC 13E3/A

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER Rule 13e-3 Transaction Statement under Section 13(e) of the Securities Exchange Act of 1934 (Amendment No. 1) EMC INSURANCE GROUP INC. Name of Subject Company (Issuer) EMC INSURANCE GROUP INC. EMPLOYERS MU

EMCI / EMC Insurance Group, Inc. CORRESP - -

ATTORNEYS AT LAW 777 EAST WISCONSIN AVENUE MILWAUKEE, WI 53202-5306 414.271.2400 TEL 414.297.4900 FAX WWW.FOLEY.COM WRITER’S DIRECT LINE 414.297.5662 [email protected] EMAIL CLIENT/MATTER NUMBER 114675-0110 July 16, 2019 Mr. Daniel F. Duchovny Special Counsel Office of Mergers and Acquisitions Division of Corporation Finance U.S. Securities and Exchange Commission 100 F Street NE Washington, DC 205

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 10, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commission file n

EMC Insurance Group Inc. Announces Timing of 2019 Second Quarter Earnings Release

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Timing of 2019 Second Quarter Earnings Release DES MOINES, Iowa (July 10, 2019) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”), today announced that 2019 second quarter earnings results will be released before the market opens on Thursday, August 8, 2019. The Company will not hold an earnings call due to the execution of a defini

(c)(5)* Presentation to the Special Committee of the Board of Directors of the Company, dated March 5, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(5) Materials Prepared For: Employers Mutual Casualty Company Strictly Private & Confidential March 5, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

(c)(7)* Presentation to the Special Committee of the Board of Directors of the Company, dated May 8, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(7) Fairness Opinion Materials Prepared for the Special Committee of the Board of Directors Regarding: PROJECT ECHO Strictly Private & Confidential May 8, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

(c)(3)* Presentation to the Special Committee of the Board of Directors of the Company, dated February 5, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(3) Special Committee Project ECHO Materials Prepared For: Strictly Private & Confidential February 5, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

(c)(6)* Presentation to the Special Committee of the Board of Directors of the Company, dated March 22, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(6) Materials Prepared For: Employers Mutual Casualty Company Strictly Private & Confidential March 22, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

(c)(2)* Presentation to the Special Committee of the Board of Directors of the Company, dated January 8, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(2) Organization Materials Prepared Regarding: Project ECHO Strictly Private & Confidential January 8, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

EMCI / EMC Insurance Group, Inc. / Emc Insurance Group Inc - SC 13E3

SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 13E-3 (Rule 13e-100) TRANSACTION STATEMENT UNDER SECTION 13(e) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULE 13e-3 THEREUNDER Rule 13e-3 Transaction Statement under Section 13(e) of the Securities Exchange Act of 1934 EMC INSURANCE GROUP INC. Name of Subject Company (Issuer) EMC INSURANCE GROUP INC. EMPLOYERS MUTUAL CASUALTY COMP

(c)(4)* Presentation to the Special Committee of the Board of Directors of the Company, dated February 22, 2019, presented by Sandler O’Neill & Partners, L.P., provided to the Special Committee.

Exhibit (c)(4) Special Committee Project ECHO Materials Prepared For: Strictly Private & Confidential February 22, 2019 GENERAL INFORMATION AND LIMITATIONS This presentation, and any oral or video presentation that supplements it, have been developed by and are proprietary to Sandler O’Neill & Partners, L.

(c)(8)* Presentation of Financial Analysis of Boenning & Scattergood, Inc. to the Board of Directors of Employers Mutual Casualty Company, dated November 15, 2018.

Exhibit (c)(8) Preliminary – 11/13/2018 6:26 PM November 15, 2018 Project Oak CONFIDENTIAL MATERIALS Confidential Presentation to the Board of Directors of EMCC General Information and Limitations This presentation, and the oral or video presentation that supplements it, have been developed by and are proprietary to Boenning & Scattergood, Inc.

EMCI / EMC Insurance Group, Inc. PREM14A - - PREM14A

Use these links to rapidly review the document Table of Contents TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

EMC Insurance Group Inc. Declares Quarterly Cash Dividend

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (May 23, 2019) - On May 22, 2019, the board of directors of EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) declared a quarterly cash dividend of $0.23 per share of common stock payable June 11, 2019, to stockholders of record as of June 4, 2019. The Company has declared a quarterly dividend s

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a2q19divannouncement.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of

Three months ended March 31,

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2019 First Quarter Results First Quarter Ended March 31, 2019 Net Income Per Share - $1.55 Non-GAAP Operating Income Per Share* - $0.72 Net Realized Investment Gains and Change in Net Unrealized Investment Gains on Equity Investments Per Share - $0.83 Catastrophe and Storm Losses Per Share - $0.22 GAAP Combined Ratio - 95.8 percent 2019 Non-

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

8-K 1 earnings8k2019331.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 9, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of inc

Regulation FD Disclosure, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2019 EMC INSURANCE GROUP INC. (Exact Name of Registrant as Specified in Charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Agreement and Plan of Merger, dated May 8, 2019, by and among Employers Mutual Casualty Company, Oak Merger Sub, Inc. and EMC Insurance Group, Inc. (incorporated by reference to Exhibit 2.1 to the Issuer’s Current Report on Form 8-K filed on May 9, 2019).

Exhibit 2.1 Execution Copy AGREEMENT AND PLAN OF MERGER by and among EMPLOYERS MUTUAL CASUALTY COMPANY, OAK MERGER SUB, INC. and EMC INSURANCE GROUP INC. dated as of May 8, 2019 TABLE OF CONTENTS Page ARTICLE I THE MERGER 1 Section 1.1 The Merger 1 Section 1.2 Closing; Effective Time 2 Section 1.3 Effects of the Merger 2 Section 1.4 Conversion of Company Capital Stock 2 Section 1.5 Merger Sub Comm

EMC INSURANCE GROUP INC. AMENDMENT TO BY-LAWS

Exhibit 3.1 EMC INSURANCE GROUP INC. AMENDMENT TO BY-LAWS Section 1 of Article II of the Company’s By-Laws has been amended to read in its entirety as follows (deletions are indicated with strikethroughs and additions by underline): Section 1. Annual Meeting. The regular annual meeting of the shareholders shall be held at 9:00 o’clock A.M. on the third Wednesday in the month of May in each year, o

BY-LAWS EMC INSURANCE GROUP INC. ARTICLE I. OFFICES

Exhibit 3.2 BY-LAWS OF EMC INSURANCE GROUP INC. ARTICLE I. OFFICES The principal office of the corporation in the State of Iowa shall be located in the City of Des Moines, County of Polk. The corporation may have such other offices, either within or without the State of Iowa, as the board of directors may designate or as the business of the corporation may require from time to time. The registered

EMPLOYERS MUTUAL CASUALTY COMPANY TO ACQUIRE ALL REMAINING SHARES OF EMC INSURANCE GROUP INC. FOR $36.00 PER SHARE IN CASH Purchase Price Represents 50% Premium to EMCI’s Unaffected Stock Price(1) and 27% Premium to EMCI’s Book Value Per Share(2) Pro

Exhibit 99.1 EMPLOYERS MUTUAL CASUALTY COMPANY TO ACQUIRE ALL REMAINING SHARES OF EMC INSURANCE GROUP INC. FOR $36.00 PER SHARE IN CASH Purchase Price Represents 50% Premium to EMCI’s Unaffected Stock Price(1) and 27% Premium to EMCI’s Book Value Per Share(2) Provides Immediate and Complete Liquidity to EMCI’s Minority Shareholders Upon Close Special Committee of EMCI’s Board, Comprised Solely of

BY-LAWS EMC INSURANCE GROUP INC. ARTICLE I. OFFICES

Exhibit 3.2 BY-LAWS OF EMC INSURANCE GROUP INC. ARTICLE I. OFFICES The principal office of the corporation in the State of Iowa shall be located in the City of Des Moines, County of Polk. The corporation may have such other offices, either within or without the State of Iowa, as the board of directors may designate or as the business of the corporation may require from time to time. The registered

EMC INSURANCE GROUP INC. AMENDMENT TO BY-LAWS

Exhibit 3.1 EMC INSURANCE GROUP INC. AMENDMENT TO BY-LAWS Section 1 of Article II of the Company’s By-Laws has been amended to read in its entirety as follows (deletions are indicated with strikethroughs and additions by underline): Section 1. Annual Meeting. The regular annual meeting of the shareholders shall be held at 9:00 o’clock A.M. on the third Wednesday in the month of May in each year, o

AGREEMENT AND PLAN OF MERGER by and among EMPLOYERS MUTUAL CASUALTY COMPANY, OAK MERGER SUB, INC. EMC INSURANCE GROUP INC. dated as of May 8, 2019

EX-2.1 2 a19-96761ex2d1.htm EX-2.1 Exhibit 2.1 Execution Copy AGREEMENT AND PLAN OF MERGER by and among EMPLOYERS MUTUAL CASUALTY COMPANY, OAK MERGER SUB, INC. and EMC INSURANCE GROUP INC. dated as of May 8, 2019 TABLE OF CONTENTS Page ARTICLE I THE MERGER 1 Section 1.1 The Merger 1 Section 1.2 Closing; Effective Time 2 Section 1.3 Effects of the Merger 2 Section 1.4 Conversion of Company Capital

EMCI / EMC Insurance Group, Inc. DEFA14A 8-K

DEFA14A 1 a19-967618k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 8, 2019 EMC INSURANCE GROUP INC. (Exact Name of Registrant as Specified in Charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorpora

EMPLOYERS MUTUAL CASUALTY COMPANY TO ACQUIRE ALL REMAINING SHARES OF EMC INSURANCE GROUP INC. FOR $36.00 PER SHARE IN CASH Purchase Price Represents 50% Premium to EMCI’s Unaffected Stock Price(1) and 27% Premium to EMCI’s Book Value Per Share(2) Pro

Exhibit 99.1 EMPLOYERS MUTUAL CASUALTY COMPANY TO ACQUIRE ALL REMAINING SHARES OF EMC INSURANCE GROUP INC. FOR $36.00 PER SHARE IN CASH Purchase Price Represents 50% Premium to EMCI’s Unaffected Stock Price(1) and 27% Premium to EMCI’s Book Value Per Share(2) Provides Immediate and Complete Liquidity to EMCI’s Minority Shareholders Upon Close Special Committee of EMCI’s Board, Comprised Solely of

EMCI / EMC Insurance Group, Inc. 10-Q Quarterly Report 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC

EMCI / EMC Insurance Group, Inc. / Employers Mutual Casualty Co - SC 13D/A Activist Investment

SC 13D/A 1 a19-96361sc13da.htm SC 13D/A CUSIP No. 268664109 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 2) EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number) Todd A. Strother Senior Vice President-Chief Legal Officer Employ

EMCI / EMC Insurance Group, Inc. 10-K/A Annual Report 10-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 2) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC INSURA

EMC Insurance Group Inc. Announces 2019 First Quarter Earnings Call and Access Information

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2019 First Quarter Earnings Call and Access Information DES MOINES, Iowa (April 5, 2019) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”), today announced that 2019 first quarter earnings results will be released before the market opens on Thursday, May 9, 2019. An earnings call will be held at noon Eastern time on that date to pro

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 5, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File N

Gregory M. Shepard Attorney at Law 7028 Portmarnock Place Lakewood Ranch, FL 34202 March 25, 2019

EX-7.6 2 d640099dex76.htm EX-7.6 Exhibit 7.6 Gregory M. Shepard Attorney at Law 7028 Portmarnock Place Lakewood Ranch, FL 34202 March 25, 2019 Special Committee Board of Directors EMC Insurance Group Inc. P.O. Box 712 Des Moines, Iowa 50306 Re: Maximizing Value for EMCI Shareholders Members of the Special Committee: As you know, I am a large and long-term shareholder of EMC Insurance Group Inc. (t

EMCI / EMC Insurance Group, Inc. / SHEPARD GREGORY M - SC 13D AMENDMENT NO. 2 Activist Investment

SC 13D Amendment No. 2 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20459 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number of Class of Securities) Gregory M. Shepard 7028 Portmarnock Place Lakewood Ranch, FL 34202 (941) 306-5368 (Name, addre

March 5, 2019

EX-7.7 Exhibit 7.7 From: [email protected] To: [email protected] Sent: 2/1/2019 12:41:59 PM Eastern Standard Time Subject: Introductory Call with Sandler O’Neill Dear Mr. Shepard, As you may know, Sandler O’Neill is serving as financial advisor to the Special Committee of EMCI. In that capacity, they have asked me to contact you to determine your interest in having an introductory call w

EMCI / EMC Insurance Group, Inc. 10-K/A (Annual Report)

10-K/A 1 a2018123110kadates.htm 10-K/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A (Amendment No. 1) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Com

Subsidiaries of the Registrant

EXHIBIT 21 EMC INSURANCE GROUP INC. ORGANIZATIONAL CHART

Power of Attorney

EXHIBIT 24 POWER OF ATTORNEY KNOW EVERYONE BY THESE PRESENTS, that each director whose signature appears below constitutes and appoints Mark E.

Summary of Compensation for the Company's Special Committee

EXHIBIT 10.2.9 The Board of Directors of EMC Insurance Group Inc. authorized and approved the following fee structure to compensate the members of the Special Committee for their service on the Special Committee: • Each member of the Special Committee, other than the Chair of the Special Committee, shall receive a fee equal to the greater of: (i) $80,000; or (ii) $2,500 per meeting for each meetin

Employers Mutual Casualty Company Supplemental Retirement Plan*

EX-10.3.5 4 a20181231ex1035.htm EXHIBIT 10.3.5 EXHIBIT 10.3.5 EMPLOYERS MUTUAL CASUALTY COMPANY SUPPLEMENTAL RETIREMENT PLAN Restated Effective January 1, 2005 (Originally effective October 1, 2004) 1 TABLE OF CONTENTS ARTICLE I. ESTABLISHMENT OF PLAN 3 ARTICLE II. DEFINITIONS 3 ARTICLE III. ELIGIBILITY 5 ARTICLE IV. PLAN BENEFITS 6 ARTICLE V. MANNER AND TIMING OF PAYMENT OF BENEFITS 6 ARTICLE VI.

Employers Mutual Casualty Company Non-Employee Directors’ Post-Service Benefits Plan, as amended and restated*

EXHIBIT 10.3.4 EMPLOYERS MUTUAL CASUALTY COMPANY NON-EMPLOYEE DIRECTORS' POST-SERVICE BENEFITS PLAN (Restated Effective January 1, 2008) SECTION 1. PURPOSE. The purpose of the Employers Mutual Casualty Company Non-Employee Directors' Post-Service Benefits Plan (the "Plan") is to enable Employers Mutual Casualty Company ("EMCC" or "Company") to attract and retain non-employee individuals of excepti

EMCI / EMC Insurance Group, Inc. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC INSURANC

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File N

EMC Insurance Group Inc. Declares Quarterly Cash Dividend

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (March 4, 2019) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) today announced that its board of directors declared a quarterly cash dividend of $0.23 per share of common stock payable March 21, 2019, to stockholders of record as of March 14, 2019. The Company has declared a quarterly divid

Gregory M. Shepard Attorney at Law 7028 Portmarnock Place Lakewood Ranch, FL 34202

EX-99.7.5 2 d717822dex9975.htm EX-99.7.5 Exhibit 7.5 Gregory M. Shepard Attorney at Law 7028 Portmarnock Place Lakewood Ranch, FL 34202 March 1, 2019 Office of the Chief Legal Officer EMC Insurance Group Inc. P.O. Box 712 Des Moines, Iowa 50306 Re: Special Committee of the Board of Directors Dear Mr. Strother: On February 25, 2019, counsel for the Special Committee of independent members of the Bo

EMCI / EMC Insurance Group, Inc. / SHEPARD GREGORY M - SC 13D/A Activist Investment

SC 13D/A SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20459 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 1)* EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number of Class of Securities) Gregory M. Shepard 7028 Portmarnock Place Lakewood Ranch, FL 34202 (941) 306-5368 (Name, address and telepho

EMCI / EMC Insurance Group, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 11)* EMC INS GROUP INC (Name of Issuer) Common Stock (Title of Class of Securities) 268664109 (CUSIP Number) December 31, 2018 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

Three months ended December 31,

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2018 Fourth Quarter and Year-End Results and Announces 2018 Non-GAAP Operating Income* Guidance Fourth Quarter Ended December 31, 2018 Net Loss Per Share - $1.00 Non-GAAP Operating Income Per Share* - $0.43 Net Realized Investment Losses and Change in Net Unrealized Investment Gains on Equity Investments Per Share - ($1.43) Catastrophe and S

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 7, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

EMCI / EMC Insurance Group, Inc. / Employers Mutual Casualty Co Activist Investment

CUSIP No. 268664109 Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1) EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number) Todd A. Strother Senior Vice President-Chief Legal Officer Employers Mutual Casualty Company

Letter to the Special Committee of the Board of Directors dated January 31, 2019

EX-99.3 2 cmw44a.htm EMPLOYERS MUTUAL CASUALTY COMPANY January 31, 2019 Special Committee of the Board of Directors EMC Insurance Group Inc. 717 Mulberry Street Des Moines, Iowa 50309 Attn: Stephen Crane, Chair of the Special Committee Dear Mr. Crane: In furtherance to our conversation this morning, Employers Mutual Casualty Company ("EMCC") is sending this letter to clarify its non-binding indica

Press Release dated February 1, 2019

NEWS RELEASE MEDIA ALERT: NO INTERVIEWS OR FURTHER COMMENTS WILL BE MADE AT THIS TIME.

EMCI / EMC Insurance Group, Inc. / SHEPARD GREGORY M - SC 13D Activist Investment

SC 13D SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20459 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number of Class of Securities) Gregory M. Shepard 7028 Portmarnock Place Lakewood Ranch, FL 34202 (941) 306-5368 (Name, address and telephone

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 18, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

Year ended December 31, 2018

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Record Amount of Fourth Quarter Catastrophe and Storm Losses Resulting in Decrease in 2018 Non-GAAP Operating Income Guidance*, and Announces 2018 Fourth Quarter and Year-End Earnings Call and Access Information *Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP). See “Definition

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 8, 2019 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

EMC Insurance Group Inc. Announces Special Committee Retention of Legal Counsel and Financial Advisor

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Special Committee Retention of Legal Counsel and Financial Advisor DES MOINES, Iowa (January 9, 2019) - EMC Insurance Group Inc. (Nasdaq: EMCI) (the “Company”) today announced that the special committee of its board of directors (the “Special Committee”) has retained Willkie Farr & Gallagher LLP as the Special Committee’s legal counsel and

Entry into a Material Definitive Agreement

8-K 1 a2019intercompanyreinsuran.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Juri

Annex A Employers Mutual Casualty Company

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Receipt of Non-Binding Proposal from Employers Mutual Casualty Company to Acquire Shares and Formation of Special Committee DES MOINES, Iowa (November 20, 2018) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) today announced receipt of a non-binding indicative proposal dated November 15, 2018 (the “Proposal”) from its parent compa

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fi

Proposal Letter, dated November 15, 2018

EMPLOYERS MUTUAL CASUALTY COMPANY November 15, 2018 Board of Directors EMC Insurance Group Inc.

Press Release, dated November 16, 2018

NEWS RELEASE MEDIA ALERT: NO INTERVIEWS OR FURTHER COMMENTS WILL BE MADE AT THIS TIME.

EMCI / EMC Insurance Group, Inc. / Employers Mutual Casualty Co Activist Investment

CUSIP No. 268664109 Page 1 of 7 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) EMC INSURANCE GROUP INC. (Name of Issuer) Common Stock, $1.00 par value (Title of Class of Securities) 268664109 (CUSIP Number) Todd A. Strother Senior Vice President-Chief Legal Officer Employers Mutual Casualty Company 717

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

Three months ended September 30,

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2018 Third Quarter and Nine Month Results Third Quarter Ended September 30, 2018 Net Income Per Share - $0.89 Non-GAAP Operating Income Per Share* - $0.48 Net Realized Investment Gains and Change in Net Unrealized Investment Gains on Equity Investments Per Share - $0.41 Catastrophe and Storm Losses Per Share - $0.77 GAAP Combined Ratio - 100

EMCI / EMC Insurance Group, Inc. 10-Q (Quarterly Report)

10-Q 1 a201893010q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Comm

EMC Insurance Group Inc. Declares Quarterly Cash Dividend Increase

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend Increase DES MOINES, Iowa (November 5, 2018) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) today announced that its board of directors declared a quarterly cash dividend of $0.23 per share of common stock payable November 22, 2018, to stockholders of record as of November 15, 2018. The $0.23 per share quar

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

Three months ended September 30,

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Third Quarter Estimates and Revises 2018 Non-GAAP Operating Income Guidance* *Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP). See “Definition of Non-GAAP Information and Reconciliation to Comparable GAAP Measure” for additional information. DES MOINES, Iowa (October 30, 2018)

EMC Insurance Companies® Enters into an Agreement with Safeco Insurance® for Transition of Personal Lines Business

EXHIBIT 99 NEWS RELEASE DES MOINES, Iowa, (GLOBE NEWSWIRE) - EMC Insurance Group Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission Fil

EMC Insurance Group Inc. Announces 2018 Third Quarter Earnings Call and

EX-99 2 exh993q18earningsanncmnt.htm EXHIBIT 99 EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2018 Third Quarter Earnings Call and Access Information DES MOINES, Iowa (October 5, 2018) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the "Company"), today announced that 2018 third quarter earnings results will be released before the market opens on Wednesday, November 7, 2018. An earnings ca

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a3q18earningscallannouncem.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 5, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisd

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a3q18investorpresentation.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 28, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdi

2018 Investor Meetings September–October 1 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

a2q18investorpresentatio 2018 Investor Meetings September–October 1 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group Inc. Declares Quarterly Cash Dividend

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (August 23, 2018) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the "Company") today announced that its board of directors declared a quarterly cash dividend of $0.22 per share of common stock payable September 11, 2018, to stockholders of record as of September 4, 2018. The Company has declared a quarte

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 23, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

Three months ended June 30,

Exhibit EXHIBIT 99

EMCI / EMC Insurance Group, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

First Amended Services Agreement between Employers Mutual Casualty Company and EMCASCO Insurance Company, Illinois EMCASCO Insurance Company, Dakota Fire Insurance Company, Union Insurance Company of Providence and EMC Property & Casualty Company (incorporated by reference to Exhibit 10.6.5 filed with the Company’s Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.6.5 FIRST AMENDED SERVICES AGREEMENT THIS FIRST AMENDED SERVICES AGREEMENT (the “Agreement”) is entered into effective January 1, 2018 by and between Employers Mutual Casualty Company ("EMC"), EMCASCO Insurance Company ("EMCASCO"), Illinois EMCASCO Insurance Company ("Illinois EMCASCO"), Dakota Fire Insurance Company ("Dakota Fire"), Union Insurance Company of Providence ("Union"), and

First Amended Inter-Company Loan Agreement (incorporated by reference to Exhibit 10.5.4 filed with the Company’s Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.5.4 FIRST AMENDED INTER-COMPANY LOAN AGREEMENT This First Amended Inter-Company Loan Agreement (the “Agreement”) is entered into effective this 1st day of January, 2018 (the “Effective Date”), by and among Employers Mutual Casualty Company (“EMCC”), Union Insurance Company of Providence, EMC Property & Casualty Company (the foregoing two (2) companies are hereinafter collectively referr

EMCI / EMC Insurance Group, Inc. 10-Q (Quarterly Report)

10-Q 1 a201863010q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commissio

Aggregate Catastrophe Excess of Loss and Per Occurrence Catastrophe Excess of Loss Reinsurance Contract between Employers Mutual Casualty Company and EMC Reinsurance Company (incorporated by reference to Exhibit 10.1.4 filed with the Company's Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.1.4 AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to EMC REINSURANCE COMPANY AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Term (Continuous Contract) 4 4 Commutation 5 5 Territory 5

First Amended Investment Management Agreement (incorporated by reference to Exhibit 10.6.1 filed with the Company’s Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.6.1 FIRST AMENDED INVESTMENT MANAGEMENT AGREEMENT THIS FIRST AMENDED INVESTMENT MANAGEMENT AGREEMENT (the “Agreement”), effective January 1, 2018, is entered into by and between Employers Mutual Casualty Company, an Iowa corporation (hereinafter referred to as “EMCC”), and EMC Risk Services, LLC, an Iowa limited liability company (“ERS”); and Union Insurance Company of Providence, an Io

EMC Insurance Companies Amended and Restated Reinsurance Pooling Agreements Between Employers Mutual Casualty Company and Certain of its Affiliated Companies (incorporated by reference to Exhibit 10.1.1 filed with the Company's Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.1.1 EMC INSURANCE COMPANIES AMENDED AND RESTATED REINSURANCE POOLING AGREEMENT BETWEEN EMPLOYERS MUTUAL CASUALTY COMPANY AND CERTAIN OF ITS AFFILIATED COMPANIES EFFECTIVE JANUARY 1, 2017 This EMC Insurance Companies Amended and Restated Reinsurance Pooling Agreement Between Employers Mutual Casualty Company and Certain of its Affiliated Companies (the "Agreement" or “Amended and Restate

Semi-Annual Aggregate Catastrophe Excess of Loss Reinsurance Contract between Employers Mutual Casualty Company and Dakota Fire Insurance Company, EMCASCO Insurance Company and Illinois EMCASCO Insurance Company (incorporated by reference to Exhibit 10.1.5 filed with the Company's Form 10-Q for the quarterly period ended June 30, 2018)

Exhibit 10.1.5 SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to Dakota Fire Insurance Company EMCASCO Insurance Company Illinois EMCASCO Insurance Company SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Term (Continuous Contract) 5 4 Commutation 5 5 Territory 5 6

Three months ended June 30, 2018

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Second Quarter Estimates and Revises 2018 Non-GAAP Operating Income Guidance* *Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP). See “Definition of Non-GAAP Information and Reconciliation to Comparable GAAP Measure” for additional information. DES MOINES, Iowa (July 26, 2018) -

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File N

EMCI / EMC Insurance Group, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File N

EMC Insurance Group Inc. Announces 2018 Second Quarter Earnings Call and

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2018 Second Quarter Earnings Call and Access Information DES MOINES, Iowa (June 28, 2018) – EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”), today announced that 2018 second quarter earnings results will be released before the market opens on Tuesday, August 7, 2018. An earnings call will be held at noon Eastern time on that date to

2018 Investor Meetings May–June 1 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements. According

a1q18investorpresentatio 2018 Investor Meetings May–June 1 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File Nu

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File Nu

By-Laws of the Company, as amended (incorporated by reference to Exhibit 3.2 filed with the Company’s Form 8-K filed on May 21, 2018 under Item 5.03)

EXHIBIT 3.2 BY-LAWS OF EMC INSURANCE GROUP INC. ARTICLE I. OFFICES The principal office of the corporation in the State of Iowa shall be located in the City of Des Moines, County of Polk. The corporation may have such other offices, either within or without the State of Iowa, as the board of directors may designate or as the business of the corporation may require from time to time. The registered

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 16, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File Nu

EMC Insurance Group Inc. Declares Quarterly Cash Dividend

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (May 16, 2018) - EMC Insurance Group Inc. (Nasdaq:EMCI) (the “Company”) today announced that its board of directors declared a quarterly cash dividend of $0.22 per share of common stock payable June 5, 2018, to stockholders of record as of May 29, 2018. The Company has declared a quarterly dividend s

Three months ended March 31,

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2018 First Quarter Results First Quarter Ended March 31, 2018 Net Loss Per Share - $0.00 Non-GAAP Operating Income Per Share* - $0.19 Net Realized Investment Gains and Change in Net Unrealized Investment Gains on Equity Investments Per Share - ($0.19) Catastrophe and Storm Losses Per Share - $0.17 GAAP Combined Ratio - 104.6 percent 2018 Non

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File Num

Surplus Note – Illinois EMCASCO Insurance Company (incorporated by reference to Exhibit 10.5.2 filed with the Company’s Form 10-Q for the quarterly period ended March 31, 2018)

EXHIBIT 10.5.2 ILLINOIS EMCASCO INSURANCE COMPANY SURPLUS NOTE $9,000,000.00 DES MOINES, IOWA FEBRUARY 1, 2013 KNOW ALL MEN BY THESE PRESENTS that Illinois EMCASCO Insurance Company, an insurance corporation organized and existing under the laws of the State of Iowa (the “Company”), acknowledges receipt of Nine Million and no/100 Dollars ($9,000,000.00) cash as a contribution to its surplus by and

Surplus Note – Dakota Fire Insurance Company (incorporated by reference to Exhibit 10.5.3 filed with the Company’s Form 10-Q for the quarterly period ended March 31, 2018)

EXHIBIT 10.5.3 DAKOTA FIRE INSURANCE COMPANY SURPLUS NOTE $6,000,000.00 DES MOINES, IOWA FEBRUARY 1, 2013 KNOW ALL MEN BY THESE PRESENTS that Dakota Fire Insurance Company, an insurance corporation organized and existing under the laws of the State of North Dakota (the “Company”), acknowledges receipt of Six Million and no/100 Dollars ($6,000,000.00) cash as a contribution to its surplus by and fr

Surplus Note – EMCASCO Insurance Company (incorporated by reference to Exhibit 10.5.1 filed with the Company’s Form 10-Q for the quarterly period ended March 31, 2018)

EXHIBIT 10.5.1 EMCASCO INSURANCE COMPANY SURPLUS NOTE $10,000,000.00 DES MOINES, IOWA FEBRUARY 1, 2013 KNOW ALL MEN BY THESE PRESENTS that EMCASCO Insurance Company, an insurance corporation organized and existing under the laws of the State of Iowa (the “Company”), acknowledges receipt of Ten Million and no/100 Dollars ($10,000,000.00) cash as a contribution to its surplus by and from Employers M

EMCI / EMC Insurance Group, Inc. 10-Q (Quarterly Report)

10-Q 1 a201833110q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2018 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commissi

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 16, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

RECONCILIATION OF EXPECTED RANGE OF NET INCOME/LOSS PER SHARE TO RANGE OF NON-GAAP OPERATING INCOME PER SHARE Three months ended March 31, Estimated low end of range Estimated high end of range Net income (loss) $ (0.02 ) $ 0.02 Realized investment g

EX-99 2 a1q18emciearningscallinfor.htm EXHIBIT 99 EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces First Quarter Estimates, Revises 2018 Non-GAAP Operating Income Guidance* and Announces First Quarter Earnings Call and Access Information *Denotes financial measure not calculated in accordance with generally accepted accounting principles (non-GAAP). See “Definition of Non-GAAP Informatio

*** Exercise Your Right to Vote *** Important Notice Regarding the Availability of Proxy Materials for the Stockholder Meeting to Be Held on May 16, 2018. EMC INSURANCE GROUP INC. P.O. BOX 712 DES MOINES, IA 50306-0712 ATTN: STEVE WALSH See the rever

defa14aadditonalmaterial *** Exercise Your Right to Vote *** Important Notice Regarding the Availability of Proxy Materials for the Stockholder Meeting to Be Held on May 16, 2018.

EMCI / EMC Insurance Group, Inc. DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) o Defin

EMCI / EMC Insurance Group, Inc. DEF 14A

DEF 14A 1 proxy-2018.htm DEF 14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permi

Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLYTHIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATE

def14aproxycard Signature [PLEASE SIGN WITHIN BOX] Date Signature (Joint Owners) Date TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK INK AS FOLLOWS: KEEP THIS PORTION FOR YOUR RECORDS DETACH AND RETURN THIS PORTION ONLYTHIS PROXY CARD IS VALID ONLY WHEN SIGNED AND DATED.

1 2018 Investor Meetings March-April 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements. Acco

a4q17investorpresentatio 1 2018 Investor Meetings March-April 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File

EMCI / EMC Insurance Group, Inc. 8-K (Current Report)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission File N

EMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the 22

EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the 22nd Annual CFANY Insurance Conference DES MOINES, Iowa (March 2, 2018) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the “Company”) today announced that its board of directors declared a quarterly cash dividend of $0.22 per share of common stock payable March 21, 2018,

Power of Attorney

EXHIBIT 24 POWER OF ATTORNEY KNOW EVERYONE BY THESE PRESENTS, that each director whose signature appears below constitutes and appoints Mark E.

Subsidiaries of the Registrant

EXHIBIT 21 EMC INSURANCE GROUP INC. ORGANIZATIONAL CHART

Employers Mutual Casualty Company Board and Executive Non-Qualified Excess Plan, as amended and restated (incorporated by reference to Exhibit 10.3.2 filed with the Company's Form 10-K for the year ended December 31, 2017)*

EX-10.32 3 exh1032nqxsplan.htm EXHIBIT 10.32 EXHIBIT 10.3.2 EMPLOYERS MUTUAL CASUALTY COMPANY BOARD AND EXECUTIVE NONQUALIFIED EXCESS PLAN AMENDED AND RESTATED, EFFECTIVE JANUARY 1, 2009 Employers Mutual Casualty Company - Board and Executive Nonqualified Excess Plan ARTICLE I Establishment and Purpose.................................................................................................

Investment Management Agreement

EXHIBIT 10.6.1 INVESTMENT MANAGEMENT AGREEMENT THIS SERVICES AGREEMENT (the “Agreement”) is entered into by and between Employers Mutual Casualty Company, an Iowa corporation (hereinafter referred to as “EMCC”), and Hamilton Mutual Insurance Company, an Iowa corporation ("Hamilton Mutual"); and EMC Risk Services, LLC, an Iowa limited liability company ("ERS"); and Union Insurance Company of Provid

Employers Mutual Casualty Company Defined Contribution Supplemental Executive Retirement Plan (incorporated by reference to Exhibit 10.3.6 filed with the Company's Form 10-K for the year ended December 31, 2017)*

EXHIBIT 10.3.6 EMPLOYERS MUTUAL CASUALTY COMPANY DEFINED CONTRIBUTION SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN SERP II January 1, 2017 Restatement TABLE OF CONTENTS ARTICLE I. ESTABLISHMENT AND PURPOSE 1 ARTICLE II. DEFINITIONS 1 ARTICLE III. ELIGIBILITY & PARTICIPATION 4 ARTICLE IV. PLAN BENEFITS 4 ARTICLE V. MANNER AND TIMING OF PAYMENT OF BENEFITS 5 ARTICLE VI. VESTING 6 ARTICLE VII. MODIFICATION

Employers Mutual Casualty Company Board and Executive Non-Qualified Excess Plan II (incorporated by reference to Exhibit 10.3.3 filed with the Company's Form 10-K for the year ended December 31, 2017)*

Exhibit EXHIBIT 10.3.3

Services Agreement between Employers Mutual Casualty Company and EMC Insurance Group Inc. (incorporated by reference to Exhibit 10.6.2 filed with the Company’s Form 10-K for the calendar year ended December 31, 2017)

EX-10.62 7 exh1062svcsagrmt.htm EXHIBIT 10.62 EXHIBIT 10.6.2 SERVICES AGREEMENT THIS SERVICES AGREEMENT (the “Agreement”) is entered into by and between EMC Insurance Group Inc. (“Group”), an Iowa corporation, and Employers Mutual Casualty Company (“EMC”), an Iowa corporation. WHEREAS, Group is a publicly-held holding company that conducts operations in property and casualty insurance and reinsura

Executive Contingent Salary Plan – EMC Reinsurance Company (incorporated by reference to Exhibit 10.2.3 filed with the Company's Form 10-K for the year ended December 31, 2017)*

EXHIBIT 10.2.3 EXECUTIVE CONTINGENT SALARY PLAN (CSP) EMC Reinsurance Company (EMC Re) Purpose - To provide special incentive for participants to contribute to the success of EMC Reinsurance Company and EMC Insurance Companies and to provide a means to participate in the favorable underwriting results of the companies. Plan Year – Calendar year beginning January 1 and ending December 31. Eligible

EMCI / EMC Insurance Group, Inc. 10-K (Annual Report)

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2017 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC INSURANC

Services Agreement between Employers Mutual Casualty Company and EMC Underwriters, LLC (incorporated by reference to Exhibit 10.6.3 filed with the Company’s Form 10-K for the calendar year ended December 31, 2017)

EXHIBIT 10.6.3 SERVICES AGREEMENT THIS SERVICES AGREEMENT (the “Agreement”) is entered into by and between EMC Underwriters, LLC (“Underwriters”), an Iowa limited liability company, and Employers Mutual Casualty Company (“EMC”), an Iowa corporation. WHEREAS, Underwriters provides surplus lines brokerage services (the “Products”) in its service area; and WHEREAS, Underwriters believes it is in its

EMCI / EMC Insurance Group, Inc. / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 10)* EMC INS GROUP INC (Name of Issuer) Common Stock (Title of Class of Securities) 268664109 (CUSIP Number) December 31, 2017 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

Three months ended December 31,

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2017 Fourth Quarter and Year-End Results and Announces 2018 Non-GAAP Operating Income * Guidance Fourth Quarter Ended December 31, 2017 Net Income Per Share - $1.23 Non-GAAP Operating Income Per Share* - $0.67 Net Realized Investment Gains Per Share - $0.14 Catastrophe and Storm Losses Per Share - $0.06 GAAP Combined Ratio - 94.2 per

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

Entry into a Material Definitive Agreement

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

EMC Insurance Group Inc. Comments on 2017 Statutory Financial Information Released by its Parent Company, Employers Mutual Casualty Company

EX-99 2 a4q17statutoryinfopressrel.htm EXHIBIT 99 EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Comments on 2017 Statutory Financial Information Released by its Parent Company, Employers Mutual Casualty Company DES MOINES, Iowa (January 30, 2018) - Employers Mutual Casualty Company (Employers Mutual), the parent company of EMC Insurance Group Inc. (NASDAQ:EMCI) (the Company), today announced to

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

EMC Insurance Group Inc. Announces 2017 Fourth Quarter and Year-End Earnings Call and Access Information

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2017 Fourth Quarter and Year-End Earnings Call and Access Information DES MOINES, Iowa (January 8, 2018) ? EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?), today announced that 2017 fourth quarter and year-end earnings results will be released before the market opens on Thursday, February 8, 2018. An earnings call will be he

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a4q17earningscallannouncem.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 8, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisd

Aggregate Catastrophe Excess of Loss and Per Occurrence Catastrophe Excess of Loss Reinsurance Contract

Exhibit EXHIBIT 10.1.4 AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to EMC REINSURANCE COMPANY AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Term (Continuous Contract) 4 4 Commutation 5 5 Terr

Semi-Annual Aggregate Catastrophe Excess of Loss Reinsurance Contract

EX-10.1.5 3 a1015semi-annaggcatxolrein.htm EXHIBIT 10.1.5 EXHIBIT 10.1.5 SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to Dakota Fire Insurance Company EMCASCO Insurance Company Illinois EMCASCO Insurance Company SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Te

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

8-K 1 a2018executedintercoreinsa.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 2, 2018 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisd

Power of Attorney

Exhibit EXHIBIT 24 POWER OF ATTORNEY KNOW EVERYONE BY THESE PRESENTS, that each of the undersigned hereby constitutes and appoints, jointly and severally, Bruce G.

EMCI / EMC Insurance Group, Inc. S-8

Document As filed with the Securities and Exchange Commission on December 28, 2017 Registration No.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

EMC Insurance Group Inc. Amends By-Laws and Elects New Board Member

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Amends By-Laws and Elects New Board Member DES MOINES, Iowa (November 9, 2017) - On November 6, 2017, in contemplation of Robert L. Howe leaving the board of directors in May of 2018 due to reaching the age limit for directors, the board of directors of EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) amended the By-Laws to increase th

By-Laws, as amended

EX-3.2 2 exh32by-laws.htm EXHIBIT 3.2 EXHIBIT 3.2 BY-LAWS OF EMC INSURANCE GROUP INC. ARTICLE I. OFFICES The principal office of the corporation in the State of Iowa shall be located in the City of Des Moines, County of Polk. The corporation may have such other offices, either within or without the State of Iowa, as the board of directors may designate or as the business of the corporation may req

EMCI / EMC Insurance Group, Inc. 8-K (Current Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 8, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

Three months ended September 30,

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2017 Third Quarter and Nine Month Results Third Quarter Ended September 30, 2017 Net Income Per Share - $0.03 Non-GAAP Operating Income Per Share* - $0.05 Net Realized Investment Losses Per Share - $0.02 Catastrophe and Storm Losses Per Share - $0.90 GAAP Combined Ratio - 106.7 percent Nine Months Ended September 30, 2017 Net Income

EMCI / EMC Insurance Group, Inc. 10-Q (Quarterly Report)

10-Q 1 a201793010q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2017 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Comm

EMC Insurance Group Inc. Increases and Declares Quarterly Cash Dividend, and Announces Executive Officer Appointments

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Increases and Declares Quarterly Cash Dividend, and Announces Executive Officer Appointments DES MOINES, Iowa (November 6, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that its board of directors declared a quarterly cash dividend of $0.22 per share of common stock payable November 27, 2017, to stockholders

EMCI / EMC Insurance Group, Inc. 8-K (Current Report)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

Entry into a Material Definitive Agreement

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 18, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commi

EMC Insurance Group Inc. Announces Estimate for Third Quarter Catastrophe and Storm Losses, and Third Quarter Earnings Call and Access Information

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces Estimate for Third Quarter Catastrophe and Storm Losses, and Third Quarter Earnings Call and Access Information DES MOINES, Iowa (October 18, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that it expects to report a record amount of third quarter 2017 catastrophe and storm losses totaling approximat

Retirement and Transition Agreement between Kevin Hovick and Employers Mutual Casualty Company and any and all of its affiliates (incorporated by reference to Exhibit 10.2.8 filed with the Company's Form 8-K filed on August 30, 2017 under item 5.02)*

Exhibit EXHIBIT 10.2.8 RETIREMENT AND TRANSITION AGREEMENT NOW ON the date of execution by both parties as shown below, the employee, Kevin J. Hovick (hereinafter "Mr. Hovick?), and Employers Mutual Casualty Company, and any and all of its other affiliated or related businesses or entities which are collectively known as EMC Insurance Companies, any past and current members of the boards of direct

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 30, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commis

EMC Insurance Group S-8 POS

Document As filed with the Securities and Exchange Commission on August 30, 2017 Registration No.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commis

1 2017 Investor Meetings August–September 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

a2q17investorpresentatio 1 2017 Investor Meetings August?September 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 17, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commis

EMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the 6

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the 6 th Annual Intellisight Investor Conference DES MOINES, Iowa (August 17, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that its board of directors declared a quarterly cash dividend of $0.21 per share of common stock payable

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commiss

Three months ended June 30,

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2017 Second Quarter and Six Month Results Second Quarter Ended June 30, 2017 Net Income Per Share - $0.26 Non-GAAP Operating Income Per Share* - $0.16 Net Realized Investment Gains Per Share - $0.10 Catastrophe and Storm Losses Per Share - $0.46 GAAP Combined Ratio - 104.1 percent Six Months Ended June 30, 2017 Net Income Per Share -

EMCI / EMC Insurance Group, Inc. 10-Q (Quarterly Report)

10-Q 1 a201763010q.htm 10-Q Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2017 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commissio

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 7, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissio

EMC Insurance Group Inc. Announces 2017 Second Quarter Earnings Call and

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2017 Second Quarter Earnings Call and Access Information DES MOINES, Iowa (July 7, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?), today announced that 2017 second quarter earnings results will be released before the market opens on Tuesday, August 8, 2017. An earnings call will be held at noon Eastern time on that

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 15, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissi

Iowa Insurance Companies to Host Des Moines Insurance Conference June 22

Exhibit EXHIBIT 99 Iowa Insurance Companies to Host Des Moines Insurance Conference June 22 Des Moines, Iowa, June 15, 2017 ? Agenda and webcast details for the 2017 Des Moines Insurance Conference are now available.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissio

POWER OF ATTORNEY

Exhibit EXHIBIT 24 POWER OF ATTORNEY KNOW EVERYONE BY THESE PRESENTS, that each of the undersigned hereby constitutes and appoints, jointly and severally, Bruce G.

EMC Insurance Group S-8

Document As filed with the Securities and Exchange Commission on May 26, 2017 Registration No.

EMC Insurance Group Inc. 2017 Non-Employee Director Stock Plan (incorporated by reference to Registration Statement No. 333-218264)*

Exhibit EXHIBIT 99.1 EMC INSURANCE GROUP INC. 2017 NON-EMPLOYEE DIRECTOR STOCK PLAN ARTICLE I PURPOSE The purpose of the EMC INSURANCE GROUP INC. 2017 NON-EMPLOYEE DIRECTOR STOCK PLAN (the “P lan ”) is to foster and promote the long-term financial success of EMC Insurance Group Inc. (the “ Company ”) and the interests of the Company’s stockholders by (a) enabling the Company to attract, retain and

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissio

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 25, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissio

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Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (May 25, 2017) ? EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that its board of directors declared a quarterly cash dividend of $0.21 per share of common stock payable June 13, 2017, to stockholders of record as of June 6, 2017. The Company has declared a quarterly d

1 2017 Investor Meetings May–June 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements. Accordi

mayjuneinvestorpresentat 1 2017 Investor Meetings May?June 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 15, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commissio

EMC Insurance Group 10-Q (Quarterly Report)

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or Other Jurisdiction of Incorporation) (Commission

Three months ended March 31,

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2017 First Quarter Results, and Announces a Presentation by Management at the 2017 East Coast IDEAS Investor Conference First Quarter Ended March 31, 2017 Net Income Per Share - $0.32 Non-GAAP Operating Income Per Share 1 - $0.34 Net Realized Investment Losses Per Share - $0.02 Catastrophe and Storm Losses Per Share - $0.41 GAAP Comb

EMC Insurance Companies Amended and Restated Reinsurance Pooling Agreements Between Employers Mutual Casualty Company and Certain of its Affiliated Companies (incorporated by reference to Exhibit 10.1.1 filed with the Company's Form 10-Q for the quarterly period ended March 31, 2017)

Exhibit 10.1.1 EMC INSURANCE COMPANIES AMENDED AND RESTATED REINSURANCE POOLING AGREEMENT BETWEEN EMPLOYERS MUTUAL CASUALTY COMPANY AND CERTAIN OF ITS AFFILIATED COMPANIES EFFECTIVE JANUARY 1, 2017 This EMC Insurance Companies Amended and Restated Reinsurance Pooling Agreement Between Employers Mutual Casualty Company and Certain of its Affiliated Companies (the "Agreement" or “Amended and Restate

EMC Insurance Group DEFA14A

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)

E2 55 60 -P8 49 03 *** Exercise Your Right to Vote *** Important Notice Regarding the Availability of Proxy Materials for the Stockholder Meeting to Be Held on Thursday, May 25, 2017. EMC INSURANCE GROUP INC. P.O. BOX 712 DES MOINES, IA 50306?0712 AT

additonalmaterialsdefa14 E2 55 60 -P8 49 03 *** Exercise Your Right to Vote *** Important Notice Regarding the Availability of Proxy Materials for the Stockholder Meeting to Be Held on Thursday, May 25, 2017.

Employers Mutual Casualty Company 2017 Stock Incentive Plan (incorporated by reference to Registration Statement No. 333-222326)*

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

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Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces 2017 First Quarter Earnings Call and Access Information DES MOINES, Iowa (April 10, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?), today announced that 2017 first quarter earnings results will be released before the market opens on Friday, May 5, 2017. An earnings call will be held at noon Eastern time on that date

Regulation FD Disclosure, Financial Statements and Exhibits

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commiss

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Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2016 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC INSURANC

1 2017 Investor Meetings March-April 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements. Acco

emci2017investormeetings 1 2017 Investor Meetings March-April 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commissi

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commissi

POWER OF ATTORNEY

EXHIBIT 24 POWER OF ATTORNEY KNOW EVERYONE BY THESE PRESENTS, that each director whose signature appears below constitutes and appoints Mark E.

EMC INSURANCE GROUP INC. ORGANIZATIONAL CHART

EXHIBIT 21 EMC INSURANCE GROUP INC. ORGANIZATIONAL CHART 186

Agreement for Payment of Taxes between Employers Mutual Casualty Company and EMC Insurance Group Inc. and its subsidiaries individually (incorporated by reference to Exhibit 10.6.4 filed with the Company’s Form 10-K for the calendar year ended December 31, 2016)

Exhibit 10.6.4 AGREEMENT FOR PAYMENT OF TAXES THIS AGREEMENT FOR PAYMENT OF TAXES (the “Agreement”) is entered into as of the 31st day of December, 2007, by and between EMC Insurance Group Inc. (“Group”), an Iowa corporation, EMCASCO Insurance Company ("EMCASCO"), an Iowa corporation, Illinois EMCASCO Insurance Company ("Illinois EMCASCO"), an Iowa corporation, Dakota Fire Insurance Company ("Dako

Inter-Company Loan Agreement (incorporated by reference to Exhibit 10.5.4 filed with the Company’s Form 10-K for the calendar year ended December 31, 2016)

Exhibit 10.5.4 INTER-COMPANY LOAN AGREEMENT This Inter-Company Loan Agreement (the “Agreement”) is entered into as of this 1st day of January, 2012 (the “Effective Date”), by and among Employers Mutual Casualty Company (“EMCC”), Union Insurance Company of Providence, Hamilton Mutual Insurance Company, EMC Property & Casualty Company (the foregoing three (3) companies are hereinafter collectively r

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Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Declares Quarterly Cash Dividend DES MOINES, Iowa (March 2, 2017) ? EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that its board of directors declared a quarterly cash dividend of $0.21 per share of common stock payable March 21, 2017, to stockholders of record as of March 14, 2017. The Company has declared a quarter

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Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commissi

Three months ended December 31,

Exhibit EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Reports 2016 Fourth Quarter and Year-End Results, and Announces 2017 Non-GAAP Operating Income 1 Guidance and Participation by Management at Industry Conferences Fourth Quarter Ended December 31, 2016 Net Income Per Share - $1.01 Non-GAAP Operating Income Per Share - $0.86 Net Realized Investment Gains Per Share - $0.15 Catastrophe and Storm

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Comm

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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8)* EMC INS GROUP INC (Name of Issuer) Common Stock (Title of Class of Securities) 268664109 (CUSIP Number) December 31, 2016 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

RECONCILIATION OF EXPECTED RANGE OF NET INCOME PER SHARE TO EXPECTED RANGE OF NON-GAAP OPERATING INCOME PER SHARE Year ended December 31, Estimated low end of range Estimated high end of range Net income $ 2.18 $ 2.23 Realized investment gains 0.19 0

EX-99 2 a4q16preannouncementexhibi.htm EXHIBIT 99 EXHIBIT 99 NEWS RELEASE EMC Insurance Group Inc. Announces an Increase in 2016 Guidance DES MOINES, Iowa (January 27, 2017) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the “Company”), today announced that it expects to report net income in the range of $2.18 to $2.23 per share and non-GAAP operating income1 in the range of $2.05 to $2.10 per share fo

Regulation FD Disclosure, Financial Statements and Exhibits

8-K 1 a4q16preannouncement.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdictio

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 11, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

EMC Insurance Group Inc. Announces 2016

Exhibit EXHIBIT 99 EMC Insurance Group Inc. Announces 2016 Fourth Quarter and Year-End Earnings Call and Access Information DES MOINES, Iowa (January 11, 2017) ? EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?), today announced that 2016 fourth quarter and year-end earnings results will be released before the market opens on Friday, February 10, 2017. An earnings call will be held at noon Ea

Aggregate Catastrophe Excess of Loss and Per Occurrence Catastrophe Excess of Loss Reinsurance Contract between Employers Mutual Casualty Company and EMC Reinsurance Company (incorporated by reference to Exhibit 10.1.4 filed with the Company's Form 8-K filed on January 4, 2017 under Item 1.01)

Exhibit EXHIBIT 10.1.4 AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to EMC REINSURANCE COMPANY 1 AGGREGATE CATASTROPHE EXCESS OF LOSS AND PER OCCURRENCE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Term (Continuous Contract) 4 4 Commutation 5 5 Te

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 3, 2017 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commis

Semi-Annual Aggregate Catastrophe Excess of Loss Reinsurance Contract between Employers Mutual Casualty Company and Dakota Fire Insurance Company, EMCASCO Insurance Company and Illinois EMCASCO Insurance Company (incorporated by reference to Exhibit 10.1.5 filed with the Company's Form 8-K filed on January 4, 2017 under Item 1.01)

Exhibit EXHIBIT 10.1.5 SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT Issued to Dakota Fire Insurance Company EMCASCO Insurance Company Illinois EMCASCO Insurance Company SEMI-ANNUAL AGGREGATE CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT TABLE OF CONTENTS Article Page Preamble 3 1 Agreement 4 2 Retentions and Limits 4 3 Term (Continuous Contract) 5 4 Commutation 5 5 Terri

1 2016 Investor Meetings November-December 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements

ideasinvestorconfsec 1 2016 Investor Meetings November-December 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 11, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Comm

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EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

EMC Insurance Group 10-Q (Quarterly Report)

Document Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Three months ended September 30,

Exhibit EXHIBIT 99 EMC Insurance Group Inc. Reports 2016 Third Quarter and Nine Month Results Third Quarter Ended September 30, 2016 Net Income Per Share - $0.20 Operating Income Per Share 1 - $0.23 Net Realized Investment Losses Per Share - $0.03 Catastrophe and Storm Losses Per Share - $0.53 GAAP Combined Ratio - 102.9 percent Nine Months Ended September 30, 2016 Net Income Per Share - $1.19 Ope

Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 4, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

EMC Insurance Group Inc. Increases and Declares

Exhibit EXHIBIT 99 EMC Insurance Group Inc. Increases and Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the 2016 Southwest IDEAS Investor Conference DES MOINES, Iowa (November 2, 2016) - On November 1, 2016, the board of directors of EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) declared a quarterly cash dividend of $0.21 per share of common stock payable

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

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Exhibit EXHIBIT 99 EMC Insurance Group Inc. Announces 2016 Third Quarter Earnings Call and Access Information DES MOINES, Iowa (October 11, 2016) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?), today announced that 2016 third quarter earnings results will be released before the market opens on Friday, November 4, 2016. An earnings call will be held at noon Eastern time on that date to pr

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 11, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commi

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8-K 1 a2016fallinvestorpresentat.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisd

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8-K 1 a2016fallinvestorpresentat.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 22, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisd

1 2016 Investor Meetings August – October 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

investorpresentationfile 1 2016 Investor Meetings August – October 2 Cautionary Note Regarding Forward-Looking Statements The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements.

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 18, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commis

EMC Insurance Group Inc. Declares

Exhibit EXHIBIT 99 EMC Insurance Group Inc. Declares Quarterly Cash Dividend, and Announces a Presentation by Management at the InvestMNt 2016 Conference DES MOINES, Iowa (August 18, 2016) - EMC Insurance Group Inc. (NASDAQ:EMCI) (the ?Company?) today announced that its board of directors declared a quarterly cash dividend of $0.19 per share of common stock payable September 6, 2016 to stockholder

EMCI / EMC Insurance Group, Inc. 10-Q - Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2016 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 0-10956 EMC I

EMC Insurance Group 8-K (Current Report/Significant Event)

Document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 9, 2016 EMC INSURANCE GROUP INC. (Exact name of registrant as specified in its charter) Iowa 0-10956 42-6234555 (State or other jurisdiction of incorporation) (Commiss

Three months ended June 30,

Exhibit EXHIBIT 99 EMC Insurance Group Inc. Reports 2016 Second Quarter and Six Month Results Second Quarter Ended June 30, 2016 Net Income Per Share - $0.29 Operating Income Per Share 1 - $0.24 Net Realized Investment Gains Per Share - $0.05 Catastrophe and Storm Losses Per Share - $0.69 Large Losses Per Share - $0.31 GAAP Combined Ratio - 103.4 percent Six Months Ended June 30, 2016 Net Income P