AEA / Advance America, Cash Advance Centers, Inc. - SEC-arkiveringar, Årsredovisning, Fullmaktsutlåtande

Advance America, Cash Advance Centers, Inc.
US
DENNA SYMBOL ÄR INTE LÄNGRE AKTIV

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CIK 1299704
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Advance America, Cash Advance Centers, Inc.
SEC Filings (Chronological Order)
Denna sida innehåller en komplett, kronologisk lista över SEC-arkiveringar, exklusive ägande-arkiveringar som vi tillhandahåller på andra ställen.
February 14, 2013 SC 13G/A

AEA / Advance America, Cash Advance Centers, Inc. / Allianz Global Investors U.S. Holdings LLC - ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. Passive Investment

ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. OMB APPROVAL OMB Number: 3235-0145 Estimated average burden hours per response……….. 10.4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G INFORMATION STATEMENT TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b) (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (b) (Amendment No. 4) ADVANCE AME

May 10, 2012 SC 13G/A

BUNTROCK DEAN L - SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 7)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) April 23, 2012 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

May 1, 2012 15-12B

- 15-12B

15-12B 1 a12-1082821512b.htm 15-12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. Commission File Number 001-32363 ADVANCE AMERICA, CASH ADVANCE

April 30, 2012 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, James A.

April 30, 2012 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

April 30, 2012 10-K/A

Annual Report - 10-K/A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K/A AMENDMENT NO. 1 (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION F

April 25, 2012 S-8 POS

- S-8 POS

As filed with the Securities and Exchange Commission on April 25, 2012 Registration No.

April 24, 2012 EX-99.1

ADVANCE AMERICA ANNOUNCES COMPLETION OF MERGER WITH GRUPO ELEKTRA

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] ADVANCE AMERICA ANNOUNCES COMPLETION OF MERGER WITH GRUPO ELEKTRA SPARTANBURG, SC — April 23, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) (the “Company”) today announced that it has completed its merger with an indirect subsidiary of Grupo Elektra S.A.B. de C.V. (“Grupo Elektra”), effective

April 24, 2012 8-K

Changes in Control of Registrant, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Entry into a Material Definitive Agreement, Termination of a Material Definitive Agreement, Material Modification to Rights of Security Holders, Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2012 Advance America, Cash Advance Centers, Inc.

April 24, 2012 EX-3.1

AMENDED AND RESTATED CERTIFICATE OF INCORPORATION ADVANCE AMERICA, CASH ADVANCE CENTERS, INC.

Exhibit 3.1 AMENDED AND RESTATED CERTIFICATE OF INCORPORATION of ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. 1. Name. The name of the corporation is Advance America, Cash Advance Centers, Inc., (the “Corporation”). 2. Address; Registered Office and Agent. The address of the Corporation’s registered office is 160 Greentree Drive Suite 101, City of Dover, County of Kent, 19904, State of Delaware; an

April 24, 2012 EX-99.25

EX-99.25

NOTIFICATION OF THE REMOVAL FROM LISTING AND REGISTRATION OF THE STATED SECURITIES The New York Stock Exchange hereby notifies the SEC of its intention to remove the entire class of the stated securities from listing and registration on the Exchange at the opening of business on May 7, 2012, pursuant to the provisions of Rule 12d2-2 (a).

April 24, 2012 EX-10.1

AMENDMENT TO PROTECTIVE COVENANT AGREEMENT

EX-10.1 4 a12-101942ex10d1.htm EX-10.1 Exhibit 10.1 AMENDMENT TO PROTECTIVE COVENANT AGREEMENT THIS AMENDMENT TO PROTECTIVE COVENANT AGREEMENT (the “Amendment”) is made and entered into this 20th day of April, 2012, by and between ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., a Delaware corporation (the “Company”) and J. Patrick O’Shaughnessy (“Executive”). Statement of Purpose The Company and Exec

April 24, 2012 EX-3.2

AMENDED AND RESTATED ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. (A Delaware Corporation) Effective April 23, 2012 ARTICLE 1

Exhibit 3.2 AMENDED AND RESTATED BY-LAWS of ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. (A Delaware Corporation) Effective April 23, 2012 ARTICLE 1 DEFINITIONS As used in these By-laws, unless the context otherwise requires, the term: 1.1 “Assistant Secretary” means an Assistant Secretary of the Corporation. 1.2 “Assistant Treasurer” means an Assistant Treasurer of the Corporation. 1.3 “Board” mea

April 24, 2012 EX-10.2

AMENDMENT TO PROTECTIVE COVENANT AGREEMENT

EX-10.2 5 a12-101942ex10d2.htm EX-10.2 Exhibit 10.2 AMENDMENT TO PROTECTIVE COVENANT AGREEMENT THIS AMENDMENT TO PROTECTIVE COVENANT AGREEMENT (the “Amendment”) is made and entered into this 20th day of April, 2012, by and between ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., a Delaware corporation (the “Company”) and James A. Ovenden (“Executive”). Statement of Purpose The Company and Executive pr

April 23, 2012 EX-99.1

ADVANCE AMERICA STOCKHOLDERS APPROVE ACQUISITION BY GRUPO ELEKTRA

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] ADVANCE AMERICA STOCKHOLDERS APPROVE ACQUISITION BY GRUPO ELEKTRA SPARTANBURG, SC — April 20, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) (the “Company”) announced that at a special meeting of stockholders held earlier today, the Company’s stockholders voted to approve the previously announ

April 23, 2012 8-K

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

8-K 1 a12-1019418k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 20, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of Registrant as Specified in Charter) Delaware 001-32363 58-2332639 (State of Incorpor

April 13, 2012 8-K

Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 13, 2012 Advance America, Cash Advance Centers, Inc.

April 13, 2012 DEFA14A

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 13, 2012 Advance America, Cash Advance Centers, Inc.

April 11, 2012 DEFA14A

- DEFA14A

DEFA14A 1 a12-94221defa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as

April 3, 2012 EX-99.1

ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. ANNOUNCES EXPIRATION OF THE “GO SHOP” PERIOD

EX-99.1 2 a12-89811ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. ANNOUNCES EXPIRATION OF THE “GO SHOP” PERIOD SPARTANBURG, SC — April 2, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) (the “Company”), today announced the expiration of the 45-day “go shop” period pursuant to th

April 3, 2012 8-K

Financial Statements and Exhibits, Other Events

8-K 1 a12-898118k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 2, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jur

April 3, 2012 EX-99.1

ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. ANNOUNCES EXPIRATION OF THE “GO SHOP” PERIOD

EX-99.1 2 a12-89811ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. ANNOUNCES EXPIRATION OF THE “GO SHOP” PERIOD SPARTANBURG, SC — April 2, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) (the “Company”), today announced the expiration of the 45-day “go shop” period pursuant to th

April 3, 2012 DEFA14A

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 2, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation

March 23, 2012 DEFM14A

- DEFM14A

DEFM14A 1 a2208193zdefm14a.htm DEFM14A Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate b

March 15, 2012 EX-21.1

SUBSIDIARIES OF THE COMPANY

QuickLinks - Click here to rapidly navigate through this document Exhibit 21.1 SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AAFA Acquisition, Inc Delaware AAFA of Colorado, Inc Delaware AAFA of Mississippi, Inc. Delaware AAFA of Ohio, Inc. Delaware AAFA of South Carolina, Inc. Delaware AAIC, INC. Delaware AARC, LLC. Delaware A

March 15, 2012 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, James A.

March 15, 2012 EX-10.20(B)

Non-Employee Directors—Compensatory Arrangements and Stock Ownership Guidelines

EX-10.20(B) 2 a2208026zex-1020b.htm EX-10.20(B) QuickLinks - Click here to rapidly navigate through this document Exhibit 10.20(b) Non-Employee Directors—Compensatory Arrangements and Stock Ownership Guidelines A. Compensatory Arrangements The following compensatory arrangements for directors of Advance America, Cash Advance Centers, Inc. (the "Company") shall become effective as of January 1, 201

March 15, 2012 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

March 15, 2012 10-K

Annual Report - 10-K

Use these links to rapidly review the document TABLE OF CONTENTS Index to Consolidated Financial Statements Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 1, 2012 PREM14A

- PREM14A

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 22, 2012 EX-99.1

Advance America Reports 2011 Earnings per Share of $1.09

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Reports 2011 Earnings per Share of $1.09 SPARTANBURG, S.C., February 22, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the year and quarter ended December 31, 2011. Highlights: · Diluted earnings per share for the year and quart

February 22, 2012 DEFA14A

- 8-K

DEFA14A 1 a12-524338k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 22, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or o

February 22, 2012 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 22, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorpora

February 22, 2012 EX-99.1

Advance America Reports 2011 Earnings per Share of $1.09

EX-99.1 2 a12-52433ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Reports 2011 Earnings per Share of $1.09 SPARTANBURG, S.C., February 22, 2012 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the year and quarter ended December 31, 2011. Highlights: · Diluted ear

February 17, 2012 EX-10.1

Description of 2012 Cash Bonus Arrangements for Named Executive Officers

Exhibit 10.1 Description of 2012 Cash Bonus Arrangements for Named Executive Officers · Each named executive may receive a cash bonus for 2012 based on a percentage of that executive’s base salary as in effect at the time of the determination of the bonus. · One half of the bonus percentage will be determined by the Company’s overall financial performance, as measured by the Company’s fully dilute

February 17, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 14, 2012 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorpora

February 16, 2012 EX-10.3

[Remainder of Page Intentionally Left Blank]

Exhibit 10.3 EXECUTION VERSION February 15, 2012 JAMES A. OVENDEN 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Re: Modification to Change of Control Agreement Dear Jim: As you know, Eagle U.S. Sub, Inc., a Delaware corporation (“Eagle U.S. Sub”), Eagle U.S. Merger Sub, Inc., a Delaware corporation and wholly-owned subsidiary of Eagle U.S. Sub (“Merger Sub”), and Advance America, Cash Advance Cent

February 16, 2012 EX-10.3

[Remainder of Page Intentionally Left Blank]

Exhibit 10.3 EXECUTION VERSION February 15, 2012 JAMES A. OVENDEN 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Re: Modification to Change of Control Agreement Dear Jim: As you know, Eagle U.S. Sub, Inc., a Delaware corporation (“Eagle U.S. Sub”), Eagle U.S. Merger Sub, Inc., a Delaware corporation and wholly-owned subsidiary of Eagle U.S. Sub (“Merger Sub”), and Advance America, Cash Advance Cent

February 16, 2012 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

8-K 1 a12-524318k.htm 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 15, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of Registrant as Specified in Charter) Delaware 001-32363 58-2332639 (State of Incorp

February 16, 2012 EX-99.2

YOU ADVANCE AMERICA

EX-99.2 6 a12-52431ex99d2.htm EX-99.2 Exhibit 99.2 YOU ADVANCE AMERICA February 15, 2012 From the President and Chief Executive Officer Dear colleagues, I write to share exciting developments surrounding the future of our company, and emerging opportunities to enhance and expand the array of products and services we offer. Today, Advance America reached an agreement to be acquired by Grupo Elektra

February 16, 2012 EX-10.2

[Remainder of Page Intentionally Left Blank]

Exhibit 10.2 EXECUTION VERSION February 15, 2012 J. PATRICK O’SHAUGHNESSY 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Re: Modification to Change of Control Agreement Dear Patrick: As you know, Eagle U.S. Sub, Inc., a Delaware corporation (“Eagle U.S. Sub”), Eagle U.S. Merger Sub, Inc., a Delaware corporation and wholly-owned subsidiary of Eagle U.S. Sub (“Merger Sub”), and Advance America, Cash

February 16, 2012 EX-2.1

AGREEMENT AND PLAN OF MERGER by and among EAGLE U.S. SUB, INC., EAGLE U.S. MERGER SUB, INC., ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. Dated as of February 15, 2012

Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and among EAGLE U.S. SUB, INC., EAGLE U.S. MERGER SUB, INC., and ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. Dated as of February 15, 2012 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1. The Merger 2 Section 1.2. Effective Time 2 Section 1.3. Closing 2 Section 1.4. Directors and Officers of the Surviving Corporation 3 ARTICLE

February 16, 2012 EX-99.2

YOU ADVANCE AMERICA

Exhibit 99.2 YOU ADVANCE AMERICA February 15, 2012 From the President and Chief Executive Officer Dear colleagues, I write to share exciting developments surrounding the future of our company, and emerging opportunities to enhance and expand the array of products and services we offer. Today, Advance America reached an agreement to be acquired by Grupo Elektra, one of the largest Latin American pr

February 16, 2012 EX-2.1

AGREEMENT AND PLAN OF MERGER by and among EAGLE U.S. SUB, INC., EAGLE U.S. MERGER SUB, INC., ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. Dated as of February 15, 2012

Exhibit 2.1 EXECUTION VERSION AGREEMENT AND PLAN OF MERGER by and among EAGLE U.S. SUB, INC., EAGLE U.S. MERGER SUB, INC., and ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. Dated as of February 15, 2012 TABLE OF CONTENTS Page ARTICLE I THE MERGER 2 Section 1.1. The Merger 2 Section 1.2. Effective Time 2 Section 1.3. Closing 2 Section 1.4. Directors and Officers of the Surviving Corporation 3 ARTICLE

February 16, 2012 EX-99.1

GRUPO ELEKTRA TO ACQUIRE ADVANCE AMERICA FOR $10.50 PER SHARE Acquisition brings unparalleled expansion opportunity in broad and dynamic segments of the North American credit market

Exhibit 99.1 Contacts: Bruno Rangel Jamie Fulmer Grupo Salinas Advance America Tel. +52 (55) 1720-9167 Tel. +1 (864) 342-5633 [email protected] [email protected] GRUPO ELEKTRA TO ACQUIRE ADVANCE AMERICA FOR $10.50 PER SHARE Acquisition brings unparalleled expansion opportunity in broad and dynamic segments of the North American credit market Mexico City, Mexico and Spartanburg,

February 16, 2012 EX-10.2

[Remainder of Page Intentionally Left Blank]

EX-10.2 3 a12-52431ex10d2.htm EX-10.2 Exhibit 10.2 EXECUTION VERSION February 15, 2012 J. PATRICK O’SHAUGHNESSY 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Re: Modification to Change of Control Agreement Dear Patrick: As you know, Eagle U.S. Sub, Inc., a Delaware corporation (“Eagle U.S. Sub”), Eagle U.S. Merger Sub, Inc., a Delaware corporation and wholly-owned subsidiary of Eagle U.S. Sub (“Me

February 16, 2012 EX-99.1

GRUPO ELEKTRA TO ACQUIRE ADVANCE AMERICA FOR $10.50 PER SHARE Acquisition brings unparalleled expansion opportunity in broad and dynamic segments of the North American credit market

Exhibit 99.1 Contacts: Bruno Rangel Jamie Fulmer Grupo Salinas Advance America Tel. +52 (55) 1720-9167 Tel. +1 (864) 342-5633 [email protected] [email protected] GRUPO ELEKTRA TO ACQUIRE ADVANCE AMERICA FOR $10.50 PER SHARE Acquisition brings unparalleled expansion opportunity in broad and dynamic segments of the North American credit market Mexico City, Mexico and Spartanburg,

February 16, 2012 DEFA14A

- 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 15, 2011 Advance America, Cash Advance Centers, Inc.

February 13, 2012 SC 13G/A

AEA / Advance America, Cash Advance Centers, Inc. / Allianz Global Investors U.S. LLC - SC 13G/A Passive Investment

SC 13G/A OMB APPROVAL OMB Number: 3235-0145 Estimated average burden hours per response………… 10.

February 9, 2012 SC 13G/A

AEA / Advance America, Cash Advance Centers, Inc. / BUNTROCK DEAN L - SC 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate

December 6, 2011 EX-10.1

CREDIT AGREEMENT ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., as Borrower, CERTAIN SUBSIDIARIES OF THE BORROWER, as Guarantors, THE LENDERS PARTY HERETO, BANK OF AMERICA, N.A., as Administrative Agent, Swingline Lender and L/C Issuer WELLS FARGO BANK

Exhibit 10.1 Published CUSIP Number: 00739YAC7 CREDIT AGREEMENT among ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., as Borrower, CERTAIN SUBSIDIARIES OF THE BORROWER, as Guarantors, THE LENDERS PARTY HERETO, BANK OF AMERICA, N.A., as Administrative Agent, Swingline Lender and L/C Issuer WELLS FARGO BANK, N.A., as Syndication Agent, U.S. BANK NATIONAL ASSOCIATION, SYNOVUS BANK and FIFTH THIRD BANK,

December 6, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 5, 2011 Advance America,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 5, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporat

November 7, 2011 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, James A.

November 7, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBE

November 7, 2011 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

November 1, 2011 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

November 1, 2011 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) October 28, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate b

October 26, 2011 EX-99.1

Advance America Reports Third Quarter 2011 Earnings per Share of $0.24

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Reports Third Quarter 2011 Earnings per Share of $0.24 SPARTANBURG, S.C., October 26, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the nine months and quarter ended September 30, 2011. Highlights: · Diluted earnings per share f

October 26, 2011 8-K/A

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporatio

October 26, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 26, 2011 Advance America,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 26, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporat

October 11, 2011 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 10, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporat

October 11, 2011 EX-99.1

Advance America Completes Acquisition of Approximately 300 Retail Consumer Finance Locations

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Completes Acquisition of Approximately 300 Retail Consumer Finance Locations SPARTANBURG, S.C., October 10, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that it has completed its previously disclosed purchase of substantially all of the assets of CompuCredit’

August 30, 2011 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

August 30, 2011 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) August 26, 2011 (Date of Event Which Requires Filing of this Statement) Check the appropriate bo

August 9, 2011 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, James A.

August 9, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001

August 9, 2011 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

August 8, 2011 EX-2.1

ASSET PURCHASE AGREEMENT AAFA ACQUISITION, INC., a DELAWARE CORPORATION, as BUYER, ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., a DELAWARE CORPORATION, COMPUCREDIT HOLDINGS CORPORATION, a GEORGIA CORPORATION, COMPUCREDIT INTELLECTUAL PROPERTY HOLDING

EX-2.1 2 a11-239551ex2d1.htm EX-2.1 Exhibit 2.1 EXECUTION VERSION ASSET PURCHASE AGREEMENT among AAFA ACQUISITION, INC., a DELAWARE CORPORATION, as BUYER, and ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., a DELAWARE CORPORATION, and COMPUCREDIT HOLDINGS CORPORATION, a GEORGIA CORPORATION, and COMPUCREDIT INTELLECTUAL PROPERTY HOLDINGS CORP. II, a NEVADA CORPORATION, and VALUED SERVICES, LLC, VALUED

August 8, 2011 EX-99.1

Advance America Announces Agreement to Acquire Approximately 300 Retail Consumer Finance Locations from CompuCredit Holdings

EX-99.1 3 a11-239551ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Agreement to Acquire Approximately 300 Retail Consumer Finance Locations from CompuCredit Holdings SPARTANBURG, S.C., August 8, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that it has entered into an agreement

August 8, 2011 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) August 5, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporatio

July 27, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 27, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation

July 27, 2011 EX-99.1

Advance America Second Quarter 2011 Earnings per Share Increase 75% to $0.14

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Second Quarter 2011 Earnings per Share Increase 75% to $0.14 SPARTANBURG, S.C., July 27, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the six months and quarter ended June 30, 2011. Highlights: · Diluted earnings per share for

May 31, 2011 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 26, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation)

May 17, 2011 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 17, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation)

May 6, 2011 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2011 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 00

May 6, 2011 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

May 6, 2011 EX-10.1

Change of Control Agreement March 7, 2011

Exhibit 10.1 Change of Control Agreement March 7, 2011 JOHN PATRICK O’SHAUGHNESSY 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Dear Patrick: Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Company”), considers it essential to the best interests of its stockholders to take reasonable steps to retain key management personnel. Further, the Board of Directors of the Company

May 6, 2011 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

May 5, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 5, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation)

May 5, 2011 EX-10.2

Change of Control Agreement May 23, 2011

Exhibit 10.2 Change of Control Agreement May 23, 2011 JAMES A. OVENDEN 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Dear Patrick: Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Company”), considers it essential to the best interests of its stockholders to take reasonable steps to retain key management personnel. Further, the Board of Directors of the Company (the “Board

May 5, 2011 EX-99.1

Advance America Announces Appointment of James A. Ovenden as Chief Financial Officer and Executive Vice President

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Appointment of James A. Ovenden as Chief Financial Officer and Executive Vice President SPARTANBURG, S.C., May 5, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that its Board of Directors has appointed James A. Ovenden as Chief Financial Officer and

April 27, 2011 EX-99.1

Advance America First Quarter 2011 Earnings per Share of $0.29 Increase by 31.8% over First Quarter 2010

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America First Quarter 2011 Earnings per Share of $0.29 Increase by 31.8% over First Quarter 2010 SPARTANBURG, S.C., April 27, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter ended March 31, 2011. Highlights of Quarter ended Ma

April 27, 2011 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2011 Advance America, Ca

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) April 27, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporatio

April 14, 2011 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant o Check the appropriate box: o Preliminary Proxy Statement o Confidential, for Use of the Commission Only (as permitted by Rule 14

March 10, 2011 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Use these links to rapidly review the document TABLE OF CONTENTS ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2010 OR o TRANSITION REPORT PURSUANT TO SECTI

March 10, 2011 EX-10.23

Change of Control Agreement March 7, 2011

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.23 Change of Control Agreement March 7, 2011 JOHN PATRICK O'SHAUGHNESSY 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Dear Patrick: Advance America, Cash Advance Centers, Inc., a Delaware corporation (the "Company"), considers it essential to the best interests of its stockholders to take reasonable steps to retain key ma

March 10, 2011 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

March 10, 2011 EX-10.22

RETIREMENT AGREEMENT AND GENERAL RELEASE

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.22 RETIREMENT AGREEMENT AND GENERAL RELEASE This Retirement Agreement and General Release (the "Agreement") is entered into by and between Advance America, Cash Advance Centers, Inc. (the "Company") and Kenneth E. Compton ("Executive"), as of February 28, 2011. Statement of Purpose Executive has served as President and Ch

March 10, 2011 EX-21.1

SUBSIDIARIES OF THE COMPANY

QuickLinks - Click here to rapidly navigate through this document Exhibit 21.1 SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AAIC, INC. Delaware AARC, INC. Delaware ACSO OF ARIZONA, INC. Delaware ACSO OF MICHIGAN, INC. Delaware • d/b/a Advance America • d/b/a Advance America, Cash Advance ACSO OF TEXAS, L.P. Texas • d/b/a Advan

March 10, 2011 EX-10.1(C)

SECOND AMENDMENT

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.1(c) SECOND AMENDMENT THIS SECOND AMENDMENT (this "Amendment") dated as of February 17, 2011 to the Credit Agreement referenced below is by and among Advance America, Cash Advance Centers, Inc., a Delaware corporation (the "Borrower"), the Guarantors identified on the signature pages hereto (the "Guarantors"), the Lenders

March 10, 2011 EX-10.18(B)

Amended Description of 2010 Cash Bonus Arrangements for Named Executive Officers

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.18(b) Amended Description of 2010 Cash Bonus Arrangements for Named Executive Officers • Each named executive may receive a cash bonus for 2010 based on a percentage of that executive's base salary as in effect at the time of the determination of the bonus. • One half of the bonus percentage will be determined by the Comp

March 10, 2011 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

February 28, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 25, 2011 Advance America, Cash Advance Centers, Inc.

February 28, 2011 EX-99.1

Advance America Names Patrick O’Shaughnessy to Succeed Ken Compton as President and Chief Executive Officer Compton Will Continue Serving as Company Director

EX-99.1 2 a11-69131ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Names Patrick O’Shaughnessy to Succeed Ken Compton as President and Chief Executive Officer Compton Will Continue Serving as Company Director SPARTANBURG, S.C., February 28, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) announced

February 18, 2011 EX-10.3

Change of Control Agreement February 16, 2011

Exhibit 10.3 Change of Control Agreement February 16, 2011 J. PATRICK O’ SHAUGHNESSY 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Dear Patrick: Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Company”), considers it essential to the best interests of its stockholders to take reasonable steps to retain key management personnel. Further, the Board of Directors of the Compa

February 18, 2011 EX-10.2

Change of Control Agreement February 16, 2011

Exhibit 10.2 Change of Control Agreement February 16, 2011 KENNETH E. COMPTON 135 NORTH CHURCH STREET SPARTANBURG, SC 29306 Dear Ken: Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Company”), considers it essential to the best interests of its stockholders to take reasonable steps to retain key management personnel. Further, the Board of Directors of the Company (the “Bo

February 18, 2011 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 15, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorpora

February 18, 2011 EX-10.1

Description of 2011 Cash Bonus Arrangements for Named Executive Officers

Exhibit 10.1 Description of 2011 Cash Bonus Arrangements for Named Executive Officers · Each named executive may receive a cash bonus for 2011 based on a percentage of that executive’s base salary as in effect at the time of the determination of the bonus. · One half of the bonus percentage will be determined by the Company’s overall financial performance, as measured by the Company’s fully dilute

February 16, 2011 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 16, 2011 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorpora

February 16, 2011 EX-99.1

Advance America Announces Results of the Fourth Quarter and Year and Declares Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Results of the Fourth Quarter and Year and Declares Dividend SPARTANBURG, S.C., February 16, 2011 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter and year ended December 31, 2010. Highlights Year and Quarter ended

February 14, 2011 SC 13G/A

OMB APPROVAL

OMB APPROVAL OMB Number: 3235-0145 Estimated average burden hours per response……… .

February 11, 2011 SC 13G/A

Signature

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2010 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 11, 2011 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2010 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 11, 2011 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

November 8, 2010 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

November 8, 2010 EX-10.1

Advance America, Cash Advance Centers, Inc. Non-Employee Directors — Compensatory Arrangements and Stock Ownership Guidelines

Exhibit 10.1 Advance America, Cash Advance Centers, Inc. Non-Employee Directors — Compensatory Arrangements and Stock Ownership Guidelines A. Compensatory Arrangements The following compensatory arrangements for directors of Advance America, Cash Advance Centers, Inc. (the “Company”) shall become effective on January 1, 2011. For purposes of these arrangements, the term “non-employee director” sha

November 8, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBE

November 8, 2010 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

October 28, 2010 EX-99.1

Advance America Announces Results of the Third Quarter 2010 and Declares Dividend

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Results of the Third Quarter 2010 and Declares Dividend SPARTANBURG, S.C., October 27, 2010 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter and nine months ended September 30, 2010. Highlights Nine Months and Quar

October 28, 2010 8-K

Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) October 27, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporat

September 20, 2010 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) September 17, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorpor

August 25, 2010 CORRESP

* * * *

August 25, 2010 Mr. Mark Webb Legal Branch Chief Division of Corporation Finance United States Securities and Exchange Commission 100 F. Street, N.E. Washington, DC 20549 Via EDGAR Dear Mr. Webb: Re: Advance America, Cash Advance Centers, Inc. Form 10-K for the Fiscal Year ended December 31, 2009 File No. 001-32363 Dear Mr. Webb: On behalf of Advance America, Cash Advance Centers, Inc., a Delaware

August 9, 2010 CORRESP

August 9, 2010

August 9, 2010 Via EDGAR Mark Webb Legal Branch Chief United States Securities and Exchange Commission Division of Corporation Finance 100 “F” Street NW Washington, DC 20549 Re: Advance America, Cash Advance Centers, Inc.

August 6, 2010 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

August 6, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001

August 6, 2010 EX-10.1

TIME SHARING AGREEMENT

Exhibit 10.1 TIME SHARING AGREEMENT This Agreement is made, effective as of August 5, 2010, by and between JOHNSON MANAGEMENT, LLC, a limited liability company organized under the laws of the State of South Carolina, with principal offices at 340 East Main Street, Suite 500, Spartanburg, South Carolina 29302 (hereinafter referred to as “Lessor”), and ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., wi

August 6, 2010 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

July 29, 2010 8-K

Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 28, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation

July 29, 2010 EX-99.1

Advance America Announces Results of the 2nd Quarter 2010 and Declares Dividend

EX-99.1 2 a10-148541ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Results of the 2nd Quarter 2010 and Declares Dividend SPARTANBURG, S.C., July 28, 2010 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter and six months ended June 30, 2010. Hig

July 9, 2010 8-K

Other Events, Financial Statements and Exhibits

G4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 8, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporati

July 9, 2010 EX-99.1

ADVANCE AMERICA ANNOUNCES DECISION TO CEASE OPERATIONS IN ARIZONA

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] ADVANCE AMERICA ANNOUNCES DECISION TO CEASE OPERATIONS IN ARIZONA SPARTANBURG, S.C., July 8, 2010 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today its intention to cease operations in its 47 centers in Arizona. The decision to cease operations comes after the existing law

June 9, 2010 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 27, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation)

May 21, 2010 8-K

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 20, 2010 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in charter) Delaware 001-32363 58-2332639 (State or other jurisdiction of incorporation)

May 10, 2010 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

May 10, 2010 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

May 10, 2010 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2010 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 00

April 29, 2010 EX-99.1

Advance America Cash Advance Reports Diluted Earnings per Share of $0.22

EX-99.1 2 a10-90031ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Cash Advance Reports Diluted Earnings per Share of $0.22 SPARTANBURG, S.C., April 28, 2010 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter ended March 31, 2010. Highlights Quarter ended

April 29, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 28, 2010 Advance America, Cash Advance Centers, Inc.

April 9, 2010 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 17, 2010 8-K

Financial Statements and Exhibits, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 15, 2010 Advance America, Cash Advance Centers, Inc.

March 17, 2010 EX-99.2

Advance America Announces Appointment of Gardner G. Courson and Anthony T. Grant to its Board of Directors

Exhibit 99.2 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Announces Appointment of Gardner G. Courson and Anthony T. Grant to its Board of Directors SPARTANBURG, S.C., March 16, 2010— Advance America, Cash Advance Centers, Inc. (NYSE: AEA) announced today that its Board of Directors has appointed Gardner G. Courson and Anthony T. Grant to serve as di

March 8, 2010 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

March 8, 2010 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001-323

March 8, 2010 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

March 8, 2010 EX-21.1

SUBSIDIARIES OF THE COMPANY

QuickLinks - Click here to rapidly navigate through this document Exhibit 21.1 SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AAIC, INC. Delaware AARC, INC. Delaware ACSO OF MICHIGAN, INC. Delaware • d/b/a Advance America • d/b/a Advance America, Cash Advance ACSO OF TEXAS, L.P. Texas • d/b/a Advance America • d/b/a Advance Amer

February 19, 2010 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 17, 2010 Advance America, Cash Advance Centers, Inc.

February 19, 2010 EX-10.1

Description of 2010 Cash Bonus Arrangements for Named Executive Officers

EX-10.1 2 a10-42961ex10d1.htm EX-10.1 Exhibit 10.1 Description of 2010 Cash Bonus Arrangements for Named Executive Officers · Each named executive may receive a cash bonus for 2010 based on a percentage of that executive’s base salary as in effect at the time of the determination of the bonus. · One half of the bonus percentage will be determined by the Company’s overall financial performance, as

February 18, 2010 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 17, 2010 Advance America, Cash Advance Centers, Inc.

February 18, 2010 EX-99.1

Advance America Cash Advance Reports Record Earnings Per Share for the Fourth Quarter and Year

Exhibit 99.1 FOR IMMEDIATE RELEASE Jamie Fulmer (864) 342-5633 [email protected] Advance America Cash Advance Reports Record Earnings Per Share for the Fourth Quarter and Year SPARTANBURG, S.C., February 17, 2010 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the year and quarter ended December 31, 2009. Highlights of the Year an

February 12, 2010 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

February 12, 2010 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2009 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 12, 2010 SC 13G/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G INFORMATION STATEMENT TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b) (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (b) (Amendment N

OMB APPROVAL OMB Number: 3235-0145 Estimated average burden hours per response . . . 10.4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G INFORMATION STATEMENT TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1 (b) (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2 (b) (Amendment No. 1)* Advance America, Cash Advance Centers, Inc. (Name of

February 12, 2010 SC 13G/A

Signature

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2009 (Date of Event Which Requires Filing of this Statement) Check the appropriate

January 27, 2010 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 26, 2010 Advance America, Cash Advance Centers, Inc.

December 30, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 28, 2009 Advance America, Cash Advance Centers, Inc.

November 9, 2009 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

November 9, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBE

November 9, 2009 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

November 9, 2009 EX-10.1

AIRCRAFT DRY LEASE

Exhibit 10.1 AIRCRAFT DRY LEASE This Lease of aircraft is made effective as of July 13, 2009, by and between Carabo Capital, LLC a limited liability company, with an address of 226A Byrd Blvd. Greenville South Carolina 29605 (“Lessor”) and Advance America, Cash Advance Centers, Inc. with an address of 135 N. Church Street Spartanburg, South Carolina 29306 (“Lessee”). RECITALS The parties recite th

October 29, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 28, 2009 Advance America, C

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 28, 2009 Advance America, Cash Advance Centers, Inc.

October 29, 2009 EX-99.1

Advance America Cash Advance Reports Diluted Earnings per Share of $0.20 for the Third Quarter

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Cash Advance Reports Diluted Earnings per Share of $0.20 for the Third Quarter SPARTANBURG, S.C., October 28, 2009 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the nine months and quarter ended September 30, 2009. For the

October 29, 2009 EX-10.1

Description of Compensation Arrangement for Non-Executive Directors

Exhibit 10.1 Description of Compensation Arrangement for Non-Executive Directors Non-executive directors continue to be entitled to receive annual fees equal to $70,000. Effective January 1, 2010, the Audit Committee chairperson is entitled to receive an additional annual fee equal to $10,000, the Compensation Committee chairperson is entitled to receive an additional annual fee equal to $7,500, a

September 29, 2009 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2009 Advance America, Cash Advance Centers, Inc.

August 10, 2009 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

August 10, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001

August 10, 2009 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

July 30, 2009 EX-99.1

Advance America Cash Advance Reports Earnings Per Share of $0.11 for the Second Quarter

EX-99.1 2 a09-201241ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Cash Advance Reports Earnings Per Share of $0.11 for the Second Quarter SPARTANBURG, S.C., July 29, 2009 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the six months and quarter ended

July 30, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 29, 2009 Advance America, Cash Advance Centers, Inc.

July 29, 2009 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 22, 2009 Advance America, Cash Advance Centers, Inc.

May 11, 2009 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

May 11, 2009 EX-10.1

PROFESSONAL SERVICES AGREEMENT

Exhibit 10.1 PROFESSONAL SERVICES AGREEMENT This Professional Services Agreement (“Agreement”) is made and entered into as of the 19th day of February, 2009 (“Effective Date”), by and between Advance America, Cash Advance Centers, Inc., a Delaware corporation with its principal place of business at 135 N. Church Street, Spartanburg, South Carolina 29306 (“Advance America”) and Tony Colletti d.b.a.

May 11, 2009 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

May 11, 2009 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2009 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 00

April 30, 2009 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 29, 2009 Advance America, Cash Advance Centers, Inc.

April 30, 2009 EX-99.1

Advance America Earnings per Share Increase 19.0% during First Quarter

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Earnings per Share Increase 19.0% during First Quarter SPARTANBURG, S.C., April 29, 2009 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter ended March 31, 2009. For the quarter ended March 31, 2009, total revenues

April 10, 2009 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registran

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 4, 2009 EX-21.1

SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AAIC, INC. Delaware AARC, INC. Delaware ACSO OF MICHIGAN, INC. Delaware • d/b/a Advance America • d/b/a Advance America, Cash Advance

QuickLinks - Click here to rapidly navigate through this document Exhibit 21.1 SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AAIC, INC. Delaware AARC, INC. Delaware ACSO OF MICHIGAN, INC. Delaware • d/b/a Advance America • d/b/a Advance America, Cash Advance ACSO OF TEXAS, L.P. Texas • d/b/a Advance America • d/b/a Advance Amer

March 4, 2009 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

March 4, 2009 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

March 4, 2009 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 OR o TRANSITION REPORT PUR

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001-323

February 25, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2009 Advance America, Cash Advance Centers, Inc.

February 25, 2009 EX-10.1

Description of 2009 Cash Bonus Arrangements for Named Executive Officers

EX-10.1 2 a09-15682ex10d1.htm EX-10.1 Exhibit 10.1 Description of 2009 Cash Bonus Arrangements for Named Executive Officers · Each named executive will be entitled to receive a cash bonus for 2009 equal to a target percentage of that executive’s base salary. · The maximum bonus for our chief executive officer will be 120% of his base salary. · The maximum bonus for our chief financial officer will

February 20, 2009 EX-99.1

Advance America Announces Results for 2008

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Results for 2008 SPARTANBURG, S.C., February 19, 2009 – Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter and year ended December 31, 2008. For the year ended December 31, 2008, total revenues decreased 4.7

February 20, 2009 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2009 Advance America,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 19, 2009 Advance America, Cash Advance Centers, Inc.

February 17, 2009 SC 13G

NFJ Investment Group LLC

NFJ Investment Group LLC OMB APPROVAL OMB Number: 3235-0145 Estimated average burden hours per response.

February 17, 2009 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2008 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 17, 2009 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2008 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 17, 2009 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2008 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 17, 2009 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2008 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 17, 2009 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

February 17, 2009 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Schedule 13G/A to which this Agreement is attached is filed on behalf of each one of them pursuant to Rule 13d-1(k)(1)(iii).

February 17, 2009 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

February 10, 2009 8-K

Financial Statements and Exhibits, Other Events

g UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 9, 2009 Advance America, Cash Advance Centers, Inc.

February 10, 2009 EX-99.1

Advance America Announces Settlement in Georgia And the Closing of 24 Centers in New Hampshire

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Settlement in Georgia And the Closing of 24 Centers in New Hampshire SPARTANBURG, S.C., February 9, 2009– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today announced that it has settled a class action lawsuit in Georgia that resolves all claims against the Comp

January 30, 2009 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 29, 2009 Advance America, Cash Advance Centers, Inc.

January 30, 2009 EX-99.1

Advance America Announces Appointment of Tony S. Colletti to its Board of Directors

EX-99.1 2 a09-43001ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Appointment of Tony S. Colletti to its Board of Directors SPARTANBURG, S.C., January 30, 2009– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) announced today that its Board of Directors has appointed Tony S. Colletti to serve

November 6, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 4, 2008 Advance America, Cash Advance Centers, Inc.

November 6, 2008 EX-99.1

NEARLY TWO MILLION OHIOANS STAND UP FOR PAYDAY ADVANCES Ballot Initiative Falls Short, but Advance America Seeks To Continue Serving Consumers

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 Director of Public Affairs [email protected] NEARLY TWO MILLION OHIOANS STAND UP FOR PAYDAY ADVANCES Ballot Initiative Falls Short, but Advance America Seeks To Continue Serving Consumers SPARTANBURG, S.C., Nov. 5 — Despite strong opposition from nearly two million Ohioans — who made their voices heard loud and clea

November 4, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2008 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBE

October 30, 2008 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 29, 2008 Advance America, Cash Advance Centers, Inc.

October 30, 2008 EX-99.1

Advance America Announces Results of the Third Quarter

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Results of the Third Quarter SPARTANBURG, S.C., October 29, 2008– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the quarter and nine months ended September 30, 2008. Diluted earnings per share for the third quarter

September 24, 2008 EX-99.1

Advance America Announces the Closing of 39 Centers

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces the Closing of 39 Centers SPARTANBURG, S.C., September 23, 2008– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today announced that it will close all 30 Centers it operates in Arkansas. The company has also completed the previously announced closure of all 9 Cent

September 24, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2008 Advance America, Cash Advance Centers, Inc.

August 19, 2008 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Schedule 13G to which this Agreement is attached is filed on behalf of each one of them pursuant to Rule 13d-1(k)(1)(iii).

August 19, 2008 SC 13G

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) August 6, 2008 (Date of Event Which Requires Filing of this Statement) Filed on August 19, 2008 for the purpose of

August 8, 2008 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

August 8, 2008 EX-10.1

FIRST AMENDMENT

Exhibit 10.1 FIRST AMENDMENT THIS FIRST AMENDMENT (this “Amendment”) dated as of June 26, 2008 to the Credit Agreement referenced below is by and among Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Borrower”), the Guarantors identified on the signature pages hereto (the “Guarantors”), the Lenders identified on the signature pages hereto and Bank of America, N.A., as adm

August 8, 2008 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

August 8, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ý QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2008 OR o TRANSITION REPORT

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

August 6, 2008 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 5, 2008 Advance America, Cas

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 5, 2008 Advance America, Cash Advance Centers, Inc.

August 6, 2008 EX-99.1

Advance America Announces Election of William M. Webster IV as Chairman of Board of Directos

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Election of William M. Webster IV as Chairman of Board of Directos SPARTANBURG, S.C., August 5, 2008- Advance America, Cash Advance Centers, Inc. (NYSE: AEA) announced today that William M. “Billy” Webster IV has been elected by the Company’s Board of Directors as its Chai

July 24, 2008 EX-99.1

Advance America Announces Results of the Second Quarter

EX-99.1 2 a08-199801ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Results of the Second Quarter SPARTANBURG, S.C., July 23, 2008– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the second quarter and six months ended June 30, 2008. For the si

July 24, 2008 8-K

Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 23, 2008 Advance America, Cash Advance Centers, Inc.

May 15, 2008 EX-99.1

Advance America Comments on Today’s Senate Vote in Ohio

EX-99.1 2 a08-144981ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Comments on Today’s Senate Vote in Ohio SPARTANBURG, S.C., May 14, 2008— Advance America, Cash Advance Centers, Inc. (NYSE: AEA) announced today that the Ohio State Senate voted to pass House Bill 545, which if signed by the Governor will effec

May 15, 2008 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 14, 2008 Advance America, Cash Advance Centers, Inc.

May 9, 2008 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

May 9, 2008 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

May 9, 2008 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

May 9, 2008 EX-10.1

ARTICLE I DEFINITIONS AND ACCOUNTING TERMS ARTICLE II THE COMMITMENTS AND EXTENSION OF CREDITS ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY ARTICLE IV GUARANTY ARTICLE V CONDITIONS PRECEDENT TO EXTENSION OF CREDITS ARTICLE VII AFFIRM

Exhibit 10.1 AMENDED AND RESTATED CREDIT AGREEMENT among ADVANCE AMERICA, CASH ADVANCE CENTERS, INC., as Borrower, CERTAIN SUBSIDIARIES OF THE BORROWER, as Guarantors, THE LENDERS PARTY HERETO AND BANK OF AMERICA, N.A., as Administrative Agent, Swingline Lender and L/C Issuer Dated as of March 24, 2008 Arranged By: BANC OF AMERICA SECURITIES LLC, as Sole Lead Arranger and Book Manager TABLE OF CON

April 24, 2008 8-K

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 23, 2008 Advance America, Cash Advance Centers, Inc.

April 24, 2008 EX-99.1

Interim Unaudited Consolidated Statements of Income Three Months Ended March 31, 2007 and 2008 (in thousands, except per share data)

EX-99.1 2 a08-123881ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces First Quarter Revenue of $165.5 Million SPARTANBURG, S.C., April 23, 2008— Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the first quarter ended March 31, 2008. During the fir

April 11, 2008 DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

March 26, 2008 8-K

Entry into a Material Definitive Agreement, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) OF The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 24, 2008 Advance America, Cash Advance Centers, Inc. (Exact name of registrant as specified in its charter) Delaware 001-32363 58-2332639 (State or other Incorporation) (Commiss

February 29, 2008 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

February 29, 2008 EX-21.1

SUBSIDIARIES OF THE COMPANY

QuickLinks - Click here to rapidly navigate through this document Exhibit 21.1 SUBSIDIARIES OF THE COMPANY Name Jurisdiction of Organization AA AIR, LLC Delaware AA CANADA HOLDINGS, INC. Delaware AA CHALLENGER, LLC Delaware AAIC, INC. Delaware AARC, INC. Delaware ACSO OF MICHIGAN, INC. Delaware • d/b/a Advance America • d/b/a Advance America, Cash Advance ACSO OF TEXAS, L.P. Texas • d/b/a Advance

February 29, 2008 EX-31.(I)(B)

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(B) CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, J.

February 29, 2008 EX-31.(I)(A)

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended

QuickLinks - Click here to rapidly navigate through this document Exhibit 31(i)(A) CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER Pursuant to Rules 13a-14(a) and 15d-14(a) under The Securities Exchange Act of 1934, as Amended I, Kenneth E.

February 20, 2008 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 13, 2008 Advance America, Cash Advance Centers, Inc.

February 20, 2008 EX-10.1

Description of 2008 Cash Bonus Arrangements for Named Executive Officers

EX-10.1 2 a08-61521ex10d1.htm EX-10.1 Exhibit 10.1 Description of 2008 Cash Bonus Arrangements for Named Executive Officers · Each named executive will be entitled to receive a cash bonus for 2008 equal to a target percentage of that executive’s base salary. · The maximum bonus for our chief executive officer will be 120% of his base salary. · The maximum bonus for our chief financial officer will

February 14, 2008 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2007 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2008 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

February 14, 2008 8-K

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 13, 2008 Advance America, Cash Advance Centers, Inc.

February 14, 2008 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Schedule 13G/A to which this Agreement is attached is filed on behalf of each one of them pursuant to Rule 13d-1(k)(1)(iii).

February 14, 2008 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2006 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2008 EX-10.1

EIGHTH AMENDMENT

Exhibit 10.1 EIGHTH AMENDMENT THIS EIGHTH AMENDMENT (this “Amendment”) dated as of February 13, 2008 to the Credit Agreement referenced below is by and among Advance America, Cash Advance Centers, Inc., a Delaware corporation (the “Borrower”), the Guarantors identified on the signature pages hereto (the “Guarantors”), the Lenders identified on the signature pages hereto and Bank of America, N.A.,

February 14, 2008 SC 13D/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. 2)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) George D. Johnson, Jr. 135 North Church Street, Spartanburg, SC 29306 (864)342-5600 (Name, Addre

February 14, 2008 SC 13G/A

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* Advance America, Cash Advance Centers, Inc. (Name of Issuer) Common Stock, par value $.01 per share (Title of Class of Securities) 00739W 10 7 (CUSIP Number) December 31, 2007 (Date of Event Which Requires Filing of this Statement) Check the appropriate

February 14, 2008 EX-99.1

Consolidated Balance Sheets December 31, 2006 and 2007 (in thousands, except per share data)

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 [email protected] Advance America Announces Record Annual Revenue of $709.6 Million SPARTANBURG, S.C., February 13, 2008— Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the year and fourth quarter ended December 31, 2007. For the year ended December 31, 2007,

February 14, 2008 EX-1

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT The undersigned hereby agree that the Amendment No.

January 2, 2008 CORRESP

BELL,BOYD & LLOYD LLP 70 West Madison Street, Suite 3100 Ÿ Chicago, Illinois 60602-4207 312.372.1121 Ÿ Fax 312.827.8000 January 2, 2008

BELL,BOYD & LLOYD LLP 70 West Madison Street, Suite 3100 Ÿ Chicago, Illinois 60602-4207 312.

December 19, 2007 EX-99.1

Advance America Announces Decision to Close 66 Remaining Centers in Pennsylvania

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 Director of Investor Relations [email protected] Advance America Announces Decision to Close 66 Remaining Centers in Pennsylvania Spartanburg, S.C., December 18, 2007 — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that it has decided to close all 66 of its remaining centers in Pennsylvani

December 19, 2007 8-K

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 18, 2007 Advance America, Cash Advance Centers, Inc.

December 7, 2007 CORRESP

BELL,BOYD & LLOYD LLP

BELL,BOYD & LLOYD LLP 70 West Madison Street, Suite 3100 • Chicago, Illinois 60602-4207 312.

November 9, 2007 EX-10.1

SEVENTH AMENDMENT

QuickLinks - Click here to rapidly navigate through this document Exhibit 10.1 SEVENTH AMENDMENT THIS SEVENTH AMENDMENT (this "Amendment") dated as of October 17, 2007 to the Credit Agreement referenced below is by and among Advance America, Cash Advance Centers, Inc., a Delaware corporation (the "Borrower"), the Guarantors identified on the signature pages hereto (the "Guarantors"), the Lenders i

November 9, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

QuickLinks - Click here to rapidly navigate through this document UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

November 7, 2007 8-K

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 2, 2007 Advance America, Cash Advance Centers, Inc.

October 25, 2007 8-K

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 24, 2007 Advance America, Cash Advance Centers, Inc.

October 25, 2007 EX-99.1

Advance America Reports Third Quarter

EX-99.1 3 a07-274761ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 Director of Investor Relations [email protected] Advance America Reports Third Quarter SPARTANBURG, S.C., October 24, 2007 – Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the nine months and third quarter ended Septembe

October 25, 2007 EX-3.1

AMENDED AND RESTATED ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. A Delaware Corporation Effective October 24, 2007

Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF ADVANCE AMERICA, CASH ADVANCE CENTERS, INC. A Delaware Corporation Effective October 24, 2007 TABLE OF CONTENTS ARTICLE I OFFICES Section 1. Registered Office Section 2. Other Offices ARTICLE II MEETINGS OF STOCKHOLDERS Section 1. Place of Meetings Section 2. Annual Meetings Section 3. Special Meetings Section 4. Notice Section 5. Adjournments Section 6.

September 20, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 20, 2007 Advance America,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 20, 2007 Advance America, Cash Advance Centers, Inc.

September 20, 2007 EX-99.1

Advance America Announces Decision to Close 103 Centers

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 Director of Investor Relations [email protected] Advance America Announces Decision to Close 103 Centers Spartanburg, S.C. — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that it has decided to close 31 centers in Pennsylvania and 45 centers in Oregon. Additionally, the Company has decided

September 7, 2007 EX-10.1

SEPARATION AGREEMENT AND GENERAL RELEASE

Exhibit 10.1 SEPARATION AGREEMENT AND GENERAL RELEASE This Separation Agreement and General Release (referred to as the “Separation Agreement”) is entered into by and between John I. Hill (“Mr. Hill”) and Advance America, Cash Advance Centers, Inc., its affiliates, subsidiaries, successors and assigns, and their respective directors, officers, employees and agents (collectively and individually, “

September 7, 2007 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 4, 2007 Advance America,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 4, 2007 Advance America, Cash Advance Centers, Inc.

August 24, 2007 8-K

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 21, 2007 Advance America, Cash Advance Centers, Inc.

August 24, 2007 EX-10.1

August 20, 2007

Exhibit 10.1 August 20, 2007 Patrick O’Shaughnessy [redacted] Dear Patrick, It is my pleasure to offer you the position of Chief Financial Officer, reporting to me. Your start date would be August 21, 2007. Patrick, your base salary will be $300,000 per year with an annual review. You will be eligible for our 2007 company pro-rated bonus with a minimum payment of $40,000, payable in February 2008.

August 24, 2007 EX-99.1

August 23, 2007

Exhibit 99.1 FOR IMMEDIATE RELEASE August 23, 2007 Media Contact: Jamie Fulmer—(864) 342-5633 Director of Investor Relations (864) 342-5633 [email protected] Advance America Announces Appointment of Chief Financial Officer, Executive Vice President, and Member of the Board of Directors Spartanburg, S.C.—Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that its Boar

August 8, 2007 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2007 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001-32363 ADVANCE AME

August 1, 2007 8-K

Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 31, 2007 Advance America, Cash Advance Centers, Inc.

August 1, 2007 EX-99.1

Advance America Announces Pennsylvania Court Decision; Plans to Contest Ruling

EX-99.1 2 a07-208181ex99d1.htm EX-99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE: CONTACT: Jamie Fulmer July 31, 2007 864-342-5633 Advance America Announces Pennsylvania Court Decision; Plans to Contest Ruling Spartanburg, S.C. — Advance America, Cash Advance Centers, Inc. (NYSE: AEA), announced today that an unfavorable ruling was issued by the Commonwealth Court of Pennsylvania directing the Company’s

July 26, 2007 EX-99.1

Advance America Earnings Per Share Increase 18.8% during Second Quarter

Exhibit 99.1 FOR IMMEDIATE RELEASE Contacts: Jamie Fulmer- (864) 342-5633 Director of Investor Relations [email protected] Advance America Earnings Per Share Increase 18.8% during Second Quarter SPARTANBURG, S.C., July 25, 2007– Advance America, Cash Advance Centers, Inc. (NYSE: AEA) today reported the results of its operations for the second quarter and six months ended June 30, 2007. Fo

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